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Best SACCO Loans in Isiolo 2026

Compare 21+ sacco loans from 3+ banks in Isiolo County. 45% of adults have access to financial services.

21+
Products Available
3+
Bank Branches
268,002
Population
4+
branches

Isiolo County Financial Overview

Isiolo County is a major livestock trading hub and gateway to Northern Kenya. The county is part of the LAPSSET corridor development and has emerging resort city potential.

Main Industries

LivestockTradeServicesTourismNGOs

Popular Financial Products

Mobile Money LoansBusiness LoansPersonal LoansIslamic Banking
GDP Contribution: 0.4% of Kenya's GDP
Region: Eastern

Banks Offering SACCO Loans in Isiolo

KCB

2 branches

Isiolo, Merti

View KCB Products →

Equity Bank

1 branches

Isiolo

View Equity Bank Products →

First Community Bank

1 branches

Isiolo

View First Community Bank Products →

Compare SACCO Loans Available in Isiolo

Afya SACCO Loan

Afya SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 10,000 - KES 10,000,000

  • ✓Exclusive for healthcare professionals
  • ✓12% competitive interest rate
View Details & Apply

Cosmopolitan SACCO Development Loan

Featured

Cosmopolitan SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 10,000,000

  • ✓16% dividend on shares (2024)
  • ✓12.4% interest on deposits
View Details & Apply

Harambee SACCO Loan

Featured

Harambee SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 20,000 - KES 20,000,000

  • ✓Highest multiplier - up to 4x deposits
  • ✓Lowest rate at 12% p.a.
View Details & Apply

Hazina SACCO Development Loan

Hazina SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓KES 12.7 billion in assets
  • ✓Strong government employee base
View Details & Apply

Imarika SACCO Development Loan

Imarika SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 20,000 - KES 5,000,000

  • ✓Mombasa-based SACCO
  • ✓Strong coastal presence
View Details & Apply

Kenya Bankers SACCO Loan

Kenya Bankers SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 15,000,000

  • ✓Exclusive for banking professionals
  • ✓4x loan multiplier
View Details & Apply

Kenya Police SACCO Loan

Featured

Kenya Police SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 10,000 - KES 10,000,000

  • ✓Loans up to 3x your deposits
  • ✓Competitive 12% interest rate
View Details & Apply

Magadi SACCO Development Loan

Magadi SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20%+ dividend on shares - top tier
  • ✓Mining sector SACCO
View Details & Apply

Mentor SACCO Development Loan

Mentor SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓15% dividend on shares (2024)
  • ✓Open membership
View Details & Apply

Mwalimu National SACCO Development Loan

Featured

Mwalimu National SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 15,000,000

  • ✓Kenya's largest SACCO with 100,000+ members
  • ✓Borrow up to 4 times your deposits
View Details & Apply

Nation SACCO Development Loan

Featured

Nation SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20% dividend on shares - highest tier in Kenya
  • ✓11% interest on deposits
View Details & Apply

Nyati SACCO Development Loan

Featured

Nyati SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 5,000,000

  • ✓20%+ dividend on shares - top tier
  • ✓Competitive deposit interest
View Details & Apply

Ports SACCO Development Loan

Featured

Ports SACCO (Mombasa Port)

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 8,000,000

  • ✓20% dividend on shares (2024) - among highest in Kenya
  • ✓12.5% interest on deposits
View Details & Apply

Safaricom SACCO Loan

Featured

Safaricom SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 20,000,000

  • ✓Exclusive Safaricom employee SACCO
  • ✓4x loan multiplier
View Details & Apply

Solution SACCO Development Loan

Solution SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 30,000 - KES 8,000,000

  • ✓15% dividend on shares
  • ✓Open membership
View Details & Apply

Stima SACCO Development Loan

Featured

Stima SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Borrow up to 4 times your deposits
  • ✓Low 12% interest on reducing balance
View Details & Apply

Tower SACCO Loan

Tower SACCO

Interest Rate:

14% p.a.

Loan Amount:

KES 5,000 - KES 3,000,000

  • ✓Open membership SACCO
  • ✓Loans up to 3x deposits
View Details & Apply

Trans-Nation SACCO Development Loan

Trans-Nation SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓15% dividend on shares (2024)
  • ✓KES 12.02 billion in assets
View Details & Apply

UN SACCO Loan

United Nations SACCO

Interest Rate:

10% - 12%p.a.

Loan Amount:

KES 100,000 - KES 30,000,000

  • ✓Lowest interest rates from 10%
  • ✓4x loan multiplier
View Details & Apply

Unaitas SACCO Loan

Featured

Unaitas SACCO

Interest Rate:

14% p.a.

Loan Amount:

KES 5,000 - KES 5,000,000

  • ✓Open membership SACCO
  • ✓Loans up to 3x your deposits
View Details & Apply

Winas SACCO Development Loan

Featured

Winas SACCO

Interest Rate:

12% p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓45,000+ active members
  • ✓KES 14.4 billion in assets (2024)
View Details & Apply

Tips for Getting SACCO Loans in Isiolo

  • 💡Islamic banking products are preferred by many - check Sharia-compliant options
  • 💡Livestock traders can access auction-linked financing
  • 💡Mobile money is essential due to limited banking infrastructure
  • 💡Development organizations offer specialized small business financing

How to Apply for SACCO Loans in Isiolo

  1. Compare: Use PesaMarket to compare sacco loans from 3+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Isiolo or apply online through the bank's website/app
  5. Wait for approval: Most sacco loans are processed within 24-72 hours

Frequently Asked Questions: SACCO Loans in Isiolo

What are the best SACCO Loans in Isiolo County?

The best sacco loans in Isiolo include products from KCB, Equity Bank, First Community Bank. Interest rates start from around 14.8% p.a. depending on the product and your credit profile. Compare all 21+ options on PesaMarket to find the best fit for your needs.

How do I apply for sacco loans in Isiolo?

To apply for sacco loans in Isiolo: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Isiolo or Merti or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Isiolo County?

Major banks with branches in Isiolo include: KCB (2 branches - Isiolo, Merti); Equity Bank (1 branches - Isiolo); First Community Bank (1 branches - Isiolo). You can also access mobile banking and digital loans from anywhere in Isiolo.

What is the minimum salary to qualify for sacco loans in Isiolo?

Minimum salary requirements for sacco loans in Isiolo vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there sacco loans without CRB check in Isiolo?

Some digital lenders in Isiolo offer sacco loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Also in Isiolo

SACCO Loans in Isiolo's Major Towns

Whether you're in Isiolo, Merti, Garbatulla, or any other part of Isiolo County, you can access sacco loans from leading financial institutions. Isiolo has the most bank branches, but mobile banking and digital loans are available across the entire Eastern region. Our platform helps you compare rates and find the best sacco loans for your needs.

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Compare 21+ sacco loans from top banks in Isiolo. Find the best rates and apply online today.

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