Best Credit Cards in Kwale 2026
Compare 28+ credit cards from 3+ banks in Kwale County. 52% of adults have access to financial services.
Kwale County Financial Overview
Kwale County is home to Diani Beach, one of Kenya's premier beach destinations. The county also has significant mining activities (titanium) at Base Resources' Kwale Mine.
Main Industries
Popular Financial Products
Banks Offering Credit Cards in Kwale
Compare Credit Cards Available in Kwale
ABSA Business Credit Card
ABSA Bank Kenya
2.17% - 2.17%p.a.
KES 3,500
- âSeparate business and personal expenses
- âInterest-free period up to 45 days
ABSA Visa Platinum Credit Card
FeaturedABSA Bank Kenya
16.5% p.a.
KES 6,000
- âVisa Platinum elite status
- âExceptional credit limit up to KES 5 million
ABSA Visa Gold Credit Card
FeaturedABSA Bank Kenya
17.5% p.a.
KES 3,500
- âVisa Gold global acceptance
- âCredit limit up to KES 2 million
Co-op Visa Classic Credit Card
FeaturedCo-operative Bank of Kenya
3.5% p.a.
KES 3,500
- âVisa Classic acceptance worldwide
- âInterest-free period up to 50 days
Co-op Visa Gold Credit Card
FeaturedCo-operative Bank of Kenya
3.5% p.a.
KES 6,000
- âVisa Gold worldwide acceptance
- âCredit limit up to KES 1.5 million
Co-op Platinum Visa Credit Card
FeaturedCo-operative Bank of Kenya
3.5% p.a.
KES 7,000
- âPlatinum Visa benefits worldwide
- âComplimentary travel insurance up to USD 75,000
Equity Gold Visa Credit Card
FeaturedEquity Bank
1.5% p.a.
KES 4,500
- âWorldwide acceptance on Visa network
- âFree travel insurance up to USD 50,000
Equity Platinum Visa Credit Card
FeaturedEquity Bank
1.5% p.a.
KES 5,000
- âPremium Visa Platinum benefits worldwide
- âComplimentary travel insurance up to USD 100,000
Equity Visa Classic Credit Card
FeaturedEquity Bank Kenya
18% p.a.
KES 2,500
- âVisa Classic worldwide acceptance
- âCredit limit up to KES 500,000
KCB Classic Visa Credit Card
FeaturedKenya Commercial Bank
3.5% p.a.
KES 3,000
- âWorldwide acceptance on Visa network
- âFree SMS alerts for all transactions
KCB Gold Credit Card
FeaturedKenya Commercial Bank
3.5% p.a.
KES 4,000
- âFree airport lounge access (4 visits per year)
- âPurchase protection up to KES 100,000
KCB Infinite Credit Card
FeaturedKenya Commercial Bank
18.5% p.a.
KES 12,000
- âUnlimited access to premium airport lounges worldwide
- âComprehensive travel insurance (up to USD 50,000)
KCB Gold MasterCard
FeaturedKenya Commercial Bank
23% p.a.
KES 2,500
- âMasterCard network acceptance
- âReward points on all purchases
KCB Platinum Credit Card
FeaturedKenya Commercial Bank
3.5% p.a.
KES 4,260
- âVisa Platinum global acceptance
- âHigh credit limit up to KES 3 million
KCB Visa Signature Credit Card
FeaturedKenya Commercial Bank
22% p.a.
KES 4,000
- âSignature-level benefits and privileges
- âPriority customer service
KCB World Elite Credit Card
FeaturedKenya Commercial Bank
20.5% p.a.
KES 10,000
- âAirport lounge access for cardholder plus one guest
- âGolf program with exclusive privileges
NBK Visa Classic Credit Card
National Bank of Kenya
24% p.a.
KES 1,200
- âEasy to use for everyday shopping
- âSecure online and point of sale payments
NBK Visa Gold Credit Card
FeaturedNational Bank of Kenya
20.5% p.a.
KES 2,500
- âTravel rewards and benefits
- âPurchase protection on selected items
NBK Visa Platinum Credit Card
FeaturedNational Bank of Kenya
18% p.a.
KES 4,500
- âAccess to exclusive lounges in key airports
- âPremium travel insurance (up to USD 10,000)
NCBA Classic Credit Card
NCBA Group
23.5% p.a.
KES 1,000
- âExclusive discounts at selected outlets
- âPIN and Chip enabled
NCBA Gold Credit Card
FeaturedNCBA Group
21% p.a.
KES 2,000
- âHigher credit limit
- âReward points on all purchases
NCBA Infinite Credit Card
FeaturedNCBA Group
16% p.a.
KES 7,500
- âUnlimited access to 1000+ airport lounges worldwide
- âPremium travel insurance (up to USD 20,000)
NCBA Platinum Credit Card
FeaturedNCBA Group
19.5% p.a.
KES 3,500
- âPremium credit limit up to 1.5M KES
- âEnhanced reward points
NCBA Signature Credit Card
FeaturedNCBA Group
17.5% p.a.
KES 5,000
- âAccess to 500+ airport lounges worldwide
- âPremium travel insurance (up to USD 12,000)
Standard Chartered Visa Gold Credit Card
FeaturedStandard Chartered Bank Kenya
22.5% p.a.
KES 3,000
- â5% cashback on fuel and dining
- âUp to USD 4,000 travel accident insurance
Standard Chartered Visa Infinite Credit Card
FeaturedStandard Chartered Bank Kenya
19.5% p.a.
KES 8,000
- âAccess to 900+ airport lounges worldwide
- âUp to USD 15,000 travel accident insurance
Standard Chartered Visa Platinum Credit Card
FeaturedStandard Chartered Bank Kenya
21% p.a.
KES 5,000
- â5% cashback on dining and fuel bills
- âUp to 15% discounts at featured merchants
Stanbic Visa Classic Credit Card
FeaturedStanbic Bank Kenya
18.5% p.a.
KES 2,500
- âVisa Classic worldwide acceptance
- âCredit limit up to KES 1 million
Tips for Getting Credit Cards in Kwale
- đĄTourism businesses should plan financing before peak tourist season
- đĄMobile money is essential due to limited bank branches
- đĄBeach operators can access microfinance for equipment
- đĄConsider Mombasa branches for more competitive rates
How to Apply for Credit Cards in Kwale
- Compare: Use PesaMarket to compare credit cards from 3+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Kwale or apply online through the bank's website/app
- Wait for approval: Most credit cards are processed within 24-72 hours
Frequently Asked Questions: Credit Cards in Kwale
What are the best Credit Cards in Kwale County?
The best credit cards in Kwale include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 14.5% p.a. depending on the product and your credit profile. Compare all 28+ options on PesaMarket to find the best fit for your needs.
How do I apply for credit cards in Kwale?
To apply for credit cards in Kwale: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kwale or Ukunda or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Kwale County?
Major banks with branches in Kwale include: KCB (3 branches - Kwale, Ukunda, Msambweni); Equity Bank (2 branches - Ukunda, Kwale); Co-operative Bank (2 branches - Ukunda, Kwale). You can also access mobile banking and digital loans from anywhere in Kwale.
What is the minimum salary to qualify for credit cards in Kwale?
Minimum salary requirements for credit cards in Kwale vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there credit cards without CRB check in Kwale?
Some digital lenders in Kwale offer credit cards with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Credit Cards in Nearby Coast Counties
Other Financial Products in Kwale
Credit Cards in Kwale's Major Towns
Whether you're in Kwale, Ukunda, Msambweni, Kinango, or any other part of Kwale County, you can access credit cards from leading financial institutions. Kwale has the most bank branches, but mobile banking and digital loans are available across the entire Coast region. Our platform helps you compare rates and find the best credit cards for your needs.
Ready to Apply?
Compare 28+ credit cards from top banks in Kwale. Find the best rates and apply online today.