Credit Card
Equity Platinum Visa Credit Card
Equity Bank
Last updated: November 14, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
1.5% per month (18% p.a.)
Credit Limit
Ksh 500,000 - Ksh 5,000,000
Approval Time
7-10 working days
Processing Fee
Ksh 5,000/year
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Best interest rate at 22% p.a.
- Unlimited airport lounge access
- High credit limit up to KES 5M
- Travel insurance up to USD 100,000
- Premium rewards (2 points per KES 100)
- Free card replacement
- Lowest foreign transaction fee (2.5%)
Cons
- High annual fee (KES 5,000)
- Very high minimum income requirement (KES 150,000)
- Extensive documentation required
- 12 months employment period required
Customer Reviews
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Product Details
Features
- Premium Visa Platinum benefits worldwide
- Complimentary travel insurance up to USD 100,000
- Unlimited airport lounge access (Priority Pass)
- Interest-free period up to 55 days
- 24/7 premium concierge service
- Golf privileges at select courses
- Complimentary hotel upgrades
- Fast-track immigration services
- Purchase protection up to KES 2,000,000
- Free emergency travel assistance
- Contactless payment and mobile wallet ready
Eligibility Requirements
Age: 25 - 70 years
Min Income: Ksh 150,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips (if employed)
- Last 6 months bank statements
- Proof of business registration (if self-employed)
- Tax returns (last 2 years)
Ready to Apply?
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