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Credit Card

Stanbic Visa Classic Credit Card

Stanbic Bank Kenya

Last updated: October 29, 2025

|Last verified: Oct 29, 2025
0/5
Based on 0 Reviews
Interest Rate
18.5% p.a.
Credit Limit
Ksh 50,000 - Ksh 1,000,000
Approval Time
5-7 business days
Processing Fee
Ksh 2,500/year

Rating Breakdown

5
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4
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3
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2
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1
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Total: 0 Reviews

Pros & Cons

Pros

  • 50-day interest-free period
  • Part of Standard Bank Group - trusted
  • Reasonable annual fee (KES 2,500)
  • Good credit limits (up to KES 1M)
  • Contactless payment enabled
  • Purchase protection included
  • 110+ years banking heritage

Cons

  • 18.5% interest rate (average)
  • KES 50,000 minimum income
  • No travel insurance
  • Limited rewards program
  • 5-7 day processing

Customer Reviews

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Product Details

Features

  • Visa Classic worldwide acceptance
  • Credit limit up to KES 1 million
  • 50-day interest-free period
  • Online and mobile shopping
  • Contactless payment technology
  • Free SMS alerts
  • 24/7 customer support
  • Emergency card replacement
  • Chip and PIN security
  • Supplementary cards available

Eligibility Requirements

Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Permanent employment, Self-employed, Business owner

Required Documents

  • National ID or Passport
  • KRA PIN Certificate
  • Latest 3 payslips
  • Bank statements (6 months)
  • Employment letter

Ready to Apply?

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Application takes less than 10 minutes

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  • Independent ratings and analysis
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