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Credit Cards in Kenya
Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.
There are 28 credit cards available in Kenya with interest rates from 1.5% to 24% per annum. Amounts range from KES 30,000 to KES 10,000,000. PesaMarket updates this data regularly.
Showing 28 of 28 products
â Business expense management
ABSA Business Credit Card
ABSA Bank Kenya
Interest Rate
13% below average2.17% - 2.17%
per annum
- Separate business and personal expenses
- Interest-free period up to 45 days
â Ultra-high income earners (KES 200k+)
ABSA Visa Platinum Credit Card
ABSA Bank Kenya
Interest Rate
560% above average16.5%
per annum
- Visa Platinum elite status
- Exceptional credit limit up to KES 5 million
â High-income professionals
ABSA Visa Gold Credit Card
ABSA Bank Kenya
Interest Rate
600% above average17.5%
per annum
- Visa Gold global acceptance
- Credit limit up to KES 2 million
â Frequent travelers
Equity Gold Visa Credit Card
Equity Bank
Interest Rate
40% below average1.5%
per annum
- Worldwide acceptance on Visa network
- Free travel insurance up to USD 50,000
â High-net-worth individuals
Equity Platinum Visa Credit Card
Equity Bank
Interest Rate
40% below average1.5%
per annum
- Premium Visa Platinum benefits worldwide
- Complimentary travel insurance up to USD 100,000
â Equity Bank customers
Equity Visa Classic Credit Card
Equity Bank Kenya
Interest Rate
620% above average18%
per annum
- Visa Classic worldwide acceptance
- Credit limit up to KES 500,000
â Premium cardholders
NBK Visa Platinum Credit Card
National Bank of Kenya
Interest Rate
620% above average18%
per annum
- Access to exclusive lounges in key airports
- Premium travel insurance (up to USD 10,000)
â Frequent travelers
NCBA Platinum Credit Card
NCBA Group
Interest Rate
680% above average19.5%
per annum
- Premium credit limit up to 1.5M KES
- Enhanced reward points
â Luxury cardholders
NCBA Signature Credit Card
NCBA Group
Interest Rate
600% above average17.5%
per annum
- Access to 500+ airport lounges worldwide
- Premium travel insurance (up to USD 12,000)
â Stanbic Bank customers
Stanbic Visa Classic Credit Card
Stanbic Bank Kenya
Interest Rate
640% above average18.5%
per annum
- Visa Classic worldwide acceptance
- Credit limit up to KES 1 million
â Ultra-premium cardholders
KCB Infinite Credit Card
Kenya Commercial Bank
Interest Rate
640% above average18.5%
per annum
- Unlimited access to premium airport lounges worldwide
- Comprehensive travel insurance (up to USD 50,000)
â MasterCard preference holders
KCB Gold MasterCard
Kenya Commercial Bank
Interest Rate
820% above average23%
per annum
- MasterCard network acceptance
- Reward points on all purchases
â First-time credit card users
NBK Visa Classic Credit Card
National Bank of Kenya
Interest Rate
860% above average24%
per annum
- Easy to use for everyday shopping
- Secure online and point of sale payments
â Frequent travelers
NBK Visa Gold Credit Card
National Bank of Kenya
Interest Rate
720% above average20.5%
per annum
- Travel rewards and benefits
- Purchase protection on selected items
â Entry-level cardholders
NCBA Classic Credit Card
NCBA Group
Interest Rate
840% above average23.5%
per annum
- Exclusive discounts at selected outlets
- PIN and Chip enabled
â Regular credit users
NCBA Gold Credit Card
NCBA Group
Interest Rate
740% above average21%
per annum
- Higher credit limit
- Reward points on all purchases
â Ultra-premium cardholders
NCBA Infinite Credit Card
NCBA Group
Interest Rate
540% above average16%
per annum
- Unlimited access to 1000+ airport lounges worldwide
- Premium travel insurance (up to USD 20,000)
â Luxury cardholders
Standard Chartered Visa Infinite Credit Card
Standard Chartered Bank Kenya
Interest Rate
680% above average19.5%
per annum
- Access to 900+ airport lounges worldwide
- Up to USD 15,000 travel accident insurance
â Frequent travelers
Standard Chartered Visa Gold Credit Card
Standard Chartered Bank Kenya
Interest Rate
800% above average22.5%
per annum
- 5% cashback on fuel and dining
- Up to USD 4,000 travel accident insurance
â Business professionals
KCB Visa Signature Credit Card
Kenya Commercial Bank
Interest Rate
780% above average22%
per annum
- Signature-level benefits and privileges
- Priority customer service
â Frequent international travelers
Standard Chartered Visa Platinum Credit Card
Standard Chartered Bank Kenya
Interest Rate
740% above average21%
per annum
- 5% cashback on dining and fuel bills
- Up to 15% discounts at featured merchants
â Golf enthusiasts
KCB World Elite Credit Card
Kenya Commercial Bank
Interest Rate
720% above average20.5%
per annum
- Airport lounge access for cardholder plus one guest
- Golf program with exclusive privileges
â First-time credit card users
KCB Classic Visa Credit Card
Kenya Commercial Bank
Interest Rate
40% above average3.5%
per annum
- Worldwide acceptance on Visa network
- Free SMS alerts for all transactions
â First-time credit card users
Co-op Visa Classic Credit Card
Co-operative Bank of Kenya
Interest Rate
40% above average3.5%
per annum
- Visa Classic acceptance worldwide
- Interest-free period up to 50 days
â Frequent travelers
KCB Gold Credit Card
Kenya Commercial Bank
Interest Rate
40% above average3.5%
per annum
- Free airport lounge access (4 visits per year)
- Purchase protection up to KES 100,000
â Co-operative society members
Co-op Visa Gold Credit Card
Co-operative Bank of Kenya
Interest Rate
40% above average3.5%
per annum
- Visa Gold worldwide acceptance
- Credit limit up to KES 1.5 million
â High-income professionals (KES 150k+)
KCB Platinum Credit Card
Kenya Commercial Bank
Interest Rate
40% above average3.5%
per annum
- Visa Platinum global acceptance
- High credit limit up to KES 3 million
â Business professionals
Co-op Platinum Visa Credit Card
Co-operative Bank of Kenya
Interest Rate
40% above average3.5%
per annum
- Platinum Visa benefits worldwide
- Complimentary travel insurance up to USD 75,000
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Expert Advice
âMost Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.â