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๐Ÿ‡ฐ๐Ÿ‡ช 240+ Products from CBK-Licensed Lenders

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CBK-Licensed Banks
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Emergency? Compare instant loan options from M-Shwari, Fuliza, Branch, Tala & more. Up to KES 500K in minutes.

Instant M-Pesa disbursement
No collateral required
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5 min
Approval Time
KES 500K
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0
Paperwork
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M-Shwari / Fuliza
Instant โ€ข Up to KES 100K
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Branch / Tala
5 min โ€ข Up to KES 500K
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KCB M-Pesa
Instant โ€ข Up to KES 1M
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KES 50K+
Average savings per year
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Popular Loan Amounts

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Browse by Category

Find the right financial product for your needs

๐Ÿ’ฐ

Personal Loans

Compare personal loans from KCB, Equity, Co-op, and digital lenders. Get the best rates and fastest approval.

Rates from 12% p.a.

Up to KES 5M

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Credit Cards

Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.

3.5% monthly (42% p.a.)

Limits up to KES 1M

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Business Loans

Compare SME financing options from banks and fintech lenders. Fund your business growth with competitive rates.

Rates from 14% p.a.

Up to KES 100M

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Mobile Money Loans

Compare M-Pesa loans, M-Shwari, Fuliza, and instant mobile lending apps. Get cash in minutes.

Instant approval

Up to KES 500K

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Mortgages

Compare home loan rates, terms, and eligibility from Kenya's top banks. Find your dream home financing.

Rates from 11% p.a.

Up to 90% LTV

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Savings Accounts

Compare savings account interest rates, fees, and features from Kenyan banks.

Up to 12% p.a.

Min KES 1,000

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Fast Loans

Compare digital lending apps like Branch, Tala, Zenka. Get instant approval and money in your account fast.

5-minute approval

Up to KES 500K

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Current Accounts

Compare current accounts with low fees and great features from Kenyan banks.

Low monthly fees

Multiple signatories

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โ‚ฟ

Crypto Exchange

Buy, sell, and trade cryptocurrency in Kenya with M-Pesa support

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Money Transfer

Compare international money transfer services, remittance fees, and exchange rates for sending money to/from Kenya

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Crypto Savings

Earn interest on cryptocurrency and stablecoins

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SACCO Loan

Compare SACCO loans with competitive rates and earn dividends up to 20%

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Money Market Fund

Compare Money Market Funds in Kenya. Earn 9-15% returns with low risk

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Buy Now Pay Later

Compare BNPL services in Kenya. Pay for products in installments with 0% interest options

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Investment Platform

Compare stock trading apps and investment platforms. Invest in NSE and global markets

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๐Ÿ’ต

Cash Loan

Emergency cash loans with quick approval for urgent financial needs

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Education Loan

Finance your education with student loans, school fees financing, and HELB loans

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Government Loan

Access low-interest government funding programs including Hustler Fund and Youth Enterprise Fund

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Microfinance Loan

Small loans from licensed microfinance institutions for women, groups, and small businesses

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Payroll Loan

Check-off loans deducted directly from salary with lower interest rates for employed individuals

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Salary Advance

Access your earned wages before payday with instant salary advances and low fees

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Logbook Loan

Borrow against your car logbook. Keep driving while accessing up to 70% of your vehicle value

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Insurance

Compare motor, health, life, travel and property insurance from IRA-licensed insurers in Kenya

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Fixed Deposit

Compare fixed deposit rates from Kenya banks. Lock in 6-10% p.a. with KDIC insurance up to KES 500,000

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๐Ÿšš

Asset Finance

Finance vehicles, equipment and machinery with up to 100% financing. Compare bank and specialist asset finance options

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What Kenyans Are Saying

Real feedback from PesaMarket users

โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œFound a loan with 8% lower interest than what my bank offered. Saved over KES 40,000 in the first year.โ€

J
James M.
Nairobi
โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œThe comparison tool made it so easy to find the right credit card. No more hidden fees!โ€

G
Grace W.
Mombasa
โ˜…โ˜…โ˜…โ˜…โ˜…

โ€œI was able to compare all mobile loan apps in one place. Very convenient and trustworthy.โ€

P
Peter K.
Kisumu

Frequently Asked Questions

Get answers to common questions about comparing loans in Kenya

Is PesaMarket free to use?โ–ผ

Yes, PesaMarket is 100% free for users. We earn a commission from lenders when you apply, but this never affects the rates you receive or our recommendations.

Does comparing loans affect my credit score?โ–ผ

No, comparing loans on PesaMarket does not affect your CRB score. We show you pre-qualified offers without hard credit checks. Only actual loan applications to lenders may impact your credit.

How do you choose which loans to show?โ–ผ

We show loans from CBK-licensed lenders only, ranked by interest rate and terms. Our algorithm considers APR, fees, and user reviews to provide unbiased comparisons.

What documents do I need to apply for a loan?โ–ผ

Most mobile loans require just your National ID and M-Pesa registration. Bank loans may require payslips, bank statements, and proof of employment.

How fast can I get a loan approved?โ–ผ

Mobile loans like M-Shwari and Fuliza are instant. Digital lenders like Branch and Tala take 5-15 minutes. Traditional bank loans may take 1-5 business days.

Why Trust PesaMarket?

We're Kenya's most trusted comparison platform

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CBK Verified

Only licensed banks and lenders

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Real Savings

Average savings of KES 50K+ per year

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Built for Kenya

Understanding local market and needs

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No CRB Impact

Compare without affecting your credit score

Ready to Save Money?

Join thousands of Kenyans who found better financial products through PesaMarket.

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