Compare 17 personal loans that offer KES 200,000. Interest rates from 2.5% to 34% p.a.
See exactly how much you'll pay for a KES 200,000 loan
Mogo Kenya
2.5% - 4%p.a.
KES 50,000 - 5,000,000
3 - 36 months
Letshego Kenya
5.25% - 24%p.a.
KES 250 - 500,000
Faulu Microfinance Bank
9.5% - 34%p.a.
KES 10,000 - 3,000,000
Kenya Commercial Bank
11% - 14%p.a.
KES 100,000 - 20,000,000
12 - 84 months
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 34,510 | KES 17,770 | KES 9,415 | KES 6,643 |
| 15% p.a. | KES 34,807 | KES 18,052 | KES 9,697 | KES 6,933 |
| 18% p.a. | KES 35,105 | KES 18,336 | KES 9,985 | KES 7,230 |
| 21% p.a. | KES 35,405 | KES 18,623 | KES 10,277 | KES 7,535 |
| 24% p.a. | KES 35,705 | KES 18,912 | KES 10,574 | KES 7,847 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
You can get a KES 200,000 loan from 17+ lenders including Mogo Kenya, Letshego Kenya, Faulu Microfinance Bank. Interest rates start from 12.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.
For a KES 200,000 loan at 12.1% p.a. over 12 months, you'd pay approximately KES 17,779 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 60,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 200,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 200,000, we recommend improving your CRB status first for better rates and higher approval chances.
Compare 17 products and find the best rate for your needs. Apply online in minutes.
NCBA Bank
12% - 18%p.a.
KES 50,000 - 7,000,000
12 - 72 months
ABSA Bank Kenya
13% - 16%p.a.
KES 50,000 - 5,000,000
6 - 60 months
Equity Bank Kenya
13% - 16%p.a.
KES 50,000 - 5,000,000
6 - 60 months
Stanbic Bank Kenya
13% - 17%p.a.
KES 100,000 - 15,000,000
12 - 84 months
Co-operative Bank of Kenya
13.5% - 15.5%p.a.
KES 50,000 - 5,000,000
12 - 60 months
Kenya Commercial Bank
13.5% - 16.5%p.a.
KES 50,000 - 5,000,000
6 - 60 months
ABSA Bank Kenya
14% - 16.5%p.a.
KES 50,000 - 10,000,000
12 - 72 months
Diamond Trust Bank
14% - 17%p.a.
KES 50,000 - 5,000,000
12 - 60 months
I&M Bank
14% - 18%p.a.
KES 100,000 - 10,000,000
12 - 72 months
Stanbic Bank Kenya
14% - 17%p.a.
KES 50,000 - 4,000,000
6 - 60 months
Stanbic Bank Kenya
14% - 17%p.a.
KES 50,000 - 4,000,000
6 - 60 months
Kenya Commercial Bank
14.5% - 17.5%p.a.
KES 30,000 - 3,000,000
3 - 48 months
Mogo Kenya
15% - 20%p.a.
KES 5,000 - 500,000
3 - 12 months