đ° Best Personal Loans for KES 30,000
Compare 4 personal loans that offer KES 30,000. Interest rates from 5.25% to 34% p.a.
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Personal Loans Offering KES 30,000
Letshego Personal Loan
Letshego Kenya
5.25% - 24%p.a.
KES 250 - 500,000
Faulu Imara Loan
Faulu Microfinance Bank
9.5% - 34%p.a.
KES 10,000 - 3,000,000
KCB Personal Unsecured Loan
Kenya Commercial Bank
14.5% - 17.5%p.a.
KES 30,000 - 3,000,000
3 - 48 months
Mogo Personal Loan
Mogo Kenya
15% - 20%p.a.
KES 5,000 - 500,000
3 - 12 months
Monthly Payment Estimates for KES 30,000
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 5,176 | KES 2,665 | KES 1,412 | KES 996 |
| 15% p.a. | KES 5,221 | KES 2,708 | KES 1,455 | KES 1,040 |
| 18% p.a. | KES 5,266 | KES 2,750 | KES 1,498 | KES 1,085 |
| 21% p.a. | KES 5,311 | KES 2,793 | KES 1,542 | KES 1,130 |
| 24% p.a. | KES 5,356 | KES 2,837 | KES 1,586 | KES 1,177 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
Requirements for KES 30,000 Personal Loans
Basic Requirements
- âKenyan citizen or resident (ID/Passport)
- âAge 18-65 years (varies by lender)
- âValid KRA PIN certificate
- âActive mobile money account (M-Pesa)
Income Requirements
- âMinimum income: ~KES 7,500/month
- âEmployed: Payslips or employment letter
- âSelf-employed: 6+ months bank/M-Pesa statements
- âUsually unsecured for this amount
FAQs: KES 30,000 Personal Loans
Where can I get a KES 30,000 loan in Kenya?
You can get a KES 30,000 loan from 4+ lenders including Letshego Kenya, Faulu Microfinance Bank, Kenya Commercial Bank. Interest rates start from 11.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.
What is the monthly payment for a KES 30,000 loan?
For a KES 30,000 loan at 11.1% p.a. over 12 months, you'd pay approximately KES 2,652 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
What are the requirements for a KES 30,000 loan?
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 9,000 (varies by lender), valid KRA PIN, and good CRB status. For this amount, most loans are unsecured.
How fast can I get KES 30,000?
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 30,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Can I get a KES 30,000 loan without CRB check?
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 30,000, we recommend improving your CRB status first for better rates and higher approval chances.
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