đ° Best Personal Loans for KES 10,000,000
Compare 5 personal loans that offer KES 10,000,000. Interest rates from 11% to 18% p.a.
Calculate Your Monthly Payments
See exactly how much you'll pay for a KES 10,000,000 loan
Personal Loans Offering KES 10,000,000
KCB Personal Secured Loan
Kenya Commercial Bank
11% - 14%p.a.
KES 100,000 - 20,000,000
12 - 84 months
KCB Personal Car Loan
Kenya Commercial Bank
13% - 15.5%p.a.
KES 300,000 - 15,000,000
12 - 60 months
Stanbic Personal Loan
Stanbic Bank Kenya
13% - 17%p.a.
KES 100,000 - 15,000,000
12 - 84 months
ABSA Personal Loan
ABSA Bank Kenya
14% - 16.5%p.a.
KES 50,000 - 10,000,000
12 - 72 months
I&M Personal Loan
I&M Bank
14% - 18%p.a.
KES 100,000 - 10,000,000
12 - 72 months
Monthly Payment Estimates for KES 10,000,000
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 1,725,484 | KES 888,488 | KES 470,735 | KES 332,143 |
| 15% p.a. | KES 1,740,338 | KES 902,583 | KES 484,866 | KES 346,653 |
| 18% p.a. | KES 1,755,252 | KES 916,800 | KES 499,241 | KES 361,524 |
| 21% p.a. | KES 1,770,226 | KES 931,138 | KES 513,857 | KES 376,751 |
| 24% p.a. | KES 1,785,258 | KES 945,596 | KES 528,711 | KES 392,329 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
Requirements for KES 10,000,000 Personal Loans
Basic Requirements
- âKenyan citizen or resident (ID/Passport)
- âAge 18-65 years (varies by lender)
- âValid KRA PIN certificate
- âActive mobile money account (M-Pesa)
Income Requirements
- âMinimum income: ~KES 2,500,000/month
- âEmployed: Payslips or employment letter
- âSelf-employed: 6+ months bank/M-Pesa statements
- âCollateral may be required
FAQs: KES 10,000,000 Personal Loans
Where can I get a KES 10,000,000 loan in Kenya?
You can get a KES 10,000,000 loan from 5+ lenders including Kenya Commercial Bank, Kenya Commercial Bank, Stanbic Bank Kenya. Interest rates start from 13.0% p.a. Compare all options on PesaMarket to find the best rate for your needs.
What is the monthly payment for a KES 10,000,000 loan?
For a KES 10,000,000 loan at 13.0% p.a. over 12 months, you'd pay approximately KES 893,173 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
What are the requirements for a KES 10,000,000 loan?
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 3,000,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
How fast can I get KES 10,000,000?
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 10,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Can I get a KES 10,000,000 loan without CRB check?
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 10,000,000, we recommend improving your CRB status first for better rates and higher approval chances.
Browse Personal Loans by Amount
Ready to Borrow KES 10,000,000?
Compare 5 products and find the best rate for your needs. Apply online in minutes.