Personal Loan
Stanbic Personal Loan
Stanbic Bank Kenya
Last updated: October 29, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 17% p.a.
Loan Amount
Ksh 100,000 - Ksh 15,000,000
Approval Time
3-5 business days
Processing Fee
2%%
Rating Breakdown
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Pros & Cons
Pros
- Very high loan amounts (up to KES 15M)
- Longest repayment period (up to 7 years)
- Competitive rates from 13%
- No collateral up to KES 2M
- Part of Africa's largest bank
- Excellent for high-value financing
- Free credit insurance
- 110+ years banking experience
Cons
- Higher minimum loan amount (KES 100k)
- 3-5 day processing time
- Strict documentation requirements
- 2% processing fee
Customer Reviews
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Product Details
Features
- Loans up to KES 15 million
- Long repayment period up to 7 years
- Competitive rates from 13%
- Quick approval within 3 days
- Flexible repayment terms
- No collateral for amounts up to KES 2M
- Top-up facility available
- Free credit life insurance
- Preferential rates for Stanbic account holders
- Salary advance option
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Permanent employment, Self-employed, Business owner, Professionals
Required Documents
- National ID or Passport
- KRA PIN Certificate
- Latest 3 months payslips
- Bank statements (6 months)
- Employment letter or business registration
- CRB consent
Repayment Options
Standing orderCheck-off (salary deduction)Direct debitBranch paymentMobile bankingInternet banking
Ready to Apply?
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