Personal Loan
I&M Personal Loan
I&M Bank
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 18% p.a.
Loan Amount
Ksh 100,000 - Ksh 10,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- High loan amounts (up to KES 10M)
- Best-rated mobile app in Kenya
- Excellent customer service
- Premium banking experience
- Free M-Pesa transfers
Cons
- Higher minimum income required (KES 50K)
- Fewer branches than tier-1 banks
- Premium positioning means higher entry barriers
Customer Reviews
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Product Details
Features
- Premium personal loans up to KES 10 million
- Top-rated mobile banking app
- Excellent customer service
- Personalized relationship managers
- Free M-Pesa transfers
- Forex services for expats
- Quick loan processing
- Flexible repayment options
Eligibility Requirements
Age: 21 - 60 years
Min Income: Ksh 50,000/month
Employment: Employed, Self-employed, Business owners, Professionals
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- Bank statements
- Employment letter
Repayment Options
Standing orderM-PesaBranch
Ready to Apply?
Get started with I&M Personal Loan today. Fast approval and competitive rates.
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