Personal Loan
KCB Personal Car Loan
Kenya Commercial Bank
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15.5% p.a.
Loan Amount
Ksh 300,000 - Ksh 15,000,000
Approval Time
2-4 working days
Processing Fee
2%
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Up to 100% financing available
- Competitive interest rates for car loans
- Accepts both new and used vehicles
- Free vehicle tracking system included
- No early repayment penalties
- Flexible repayment terms
Cons
- Higher minimum income requirement (KES 50,000)
- Comprehensive insurance mandatory (additional cost)
- Processing fee of 2%
- Used vehicles must be less than 8 years old
- Credit score check required
Customer Reviews
⭐
No reviews yet
Be the first to share your experience with KCB Personal Car Loan
Write the First ReviewShare Your Experience
Product Details
Features
- Finance up to 100% of vehicle value
- New and used vehicles accepted (up to 8 years old)
- Competitive interest rates
- Flexible repayment period up to 5 years
- Quick approval (48-72 hours)
- No early repayment penalties
- Direct payment to car dealer
- Optional balloon payment structure
- Free vehicle tracking system
Eligibility Requirements
Age: 23 - 65 years
Min Income: Ksh 50,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- Copy of ID/Passport
- KRA PIN Certificate
- Last 3 months payslips (if employed)
- Last 6 months bank statements
- Proforma invoice or car details
- Proof of business registration (if self-employed)
- Valid driving license
Repayment Options
Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)
Ready to Apply?
Get started with KCB Personal Car Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology