Personal Loan
Mogo Personal Loan
Mogo Kenya
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
15% - 20% p.a.
Loan Amount
Ksh 5,000 - Ksh 500,000
Approval Time
24 hours
Processing Fee
3% of loan amount%
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Quick approval within 24 hours
- No collateral required
- Flexible repayment terms up to 12 months
- Top-up facility available
- Digital application via mobile app
Cons
- Higher interest rates (15-20% p.a.)
- Lower maximum loan amount compared to banks
- Limited to M-Pesa users
Customer Reviews
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Product Details
Features
- Quick mobile app approval
- Flexible repayment options
- No collateral required
- Top-up existing loans
- Instant disbursement to M-Pesa
Eligibility Requirements
Age: 18 - 65 years
Min Income: Ksh 15,000/month
Employment: Salaried, Self-employed, Business owner
Required Documents
- National ID
- M-Pesa statement (3 months)
- Proof of income
Repayment Options
M-PesaBank TransferStanding Order
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