Personal Loan
Prime Bank Personal Loan
Prime Bank
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13% - 15% p.a.
Loan Amount
Ksh 100,000 - Ksh 10,000,000
Approval Time
48 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Very competitive rates starting at 13%
- Low 1.5% processing fee below market norm
- High loan ceiling of KES 10 million
- Private banking-level customer service
- Fast 48-hour approval for existing clients
Cons
- High minimum income of KES 50,000 excludes many borrowers
- Minimum loan of KES 100,000 too high for small needs
- Very limited branch network (under 10 branches)
- Best pricing reserved for relationship customers
Customer Reviews
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Product Details
Features
- Personal loans up to KES 10 million
- Premium banking focused on affluent clients
- Competitive rates from 13% for relationship customers
- Up to 6-year repayment tenure
- Low 1.5% processing fee
- Prime Bank Mobile App and Internet Banking
- Private banking concierge service
- CRB positive reporting and KDIC protection
Eligibility Requirements
Age: 25 - 60 years
Min Income: Ksh 50,000/month
Employment: Employed, Professional, High-net-worth individual
Required Documents
- National ID or passport
- KRA PIN
- 3 months payslips
- 12 months bank statements
- Asset declaration (for higher amounts)
Repayment Options
Standing orderDirect debit
Ready to Apply?
Get started with Prime Bank Personal Loan today. Fast approval and competitive rates.
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