Personal Loan
GT Bank Personal Loan
GT Bank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 100,000 - Ksh 5,000,000
Approval Time
24-48 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Award-winning GTWorld digital platform
- Fast 24-48 hour disbursement
- Strong Nigerian diaspora banking
- No early repayment penalty
- Clean mobile-first user experience
Cons
- Smallest branch network in Kenya (under 10 branches)
- Minimum loan of KES 100K not ideal for small needs
- Limited brand recognition in Kenyan retail
- Requires formal employment verification
Customer Reviews
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Product Details
Features
- Personal loans up to KES 5 million
- Nigerian parent (Guaranty Trust Holding)
- Award-winning GTWorld mobile banking
- Fast digital onboarding and loan application
- Trade finance specialist for Kenya-Nigeria corridor
- Internet banking with instant salary advance
- Competitive rates for relationship clients
- CRB reporting and KDIC deposit cover
Eligibility Requirements
Age: 23 - 60 years
Min Income: Ksh 30,000/month
Employment: Employed, Professional, Self-employed
Required Documents
- National ID or passport
- KRA PIN
- 3 months payslips
- 6 months bank statements
- Employment verification letter
Repayment Options
Standing orderDirect debitGTWorld app
Ready to Apply?
Get started with GT Bank Personal Loan today. Fast approval and competitive rates.
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