Personal Loan
SBM Personal Loan
SBM Bank Kenya
Last updated: April 16, 2026
Status unverified
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 16% p.a.
Loan Amount
Ksh 100,000 - Ksh 5,000,000
Approval Time
48-72 hours
Processing Fee
KshNaN
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Mauritian banking heritage with global standards
- Kenya-Mauritius-India trade corridor expertise
- No early repayment penalty
- Acquired former Fidelity Bank branch network
- Strong trade finance capability
Cons
- Minimum loan of KES 100K too high for small needs
- Relatively smaller brand in Kenya retail market
- Requires formal employment letter
- Slower approval than digital-first lenders
Customer Reviews
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Product Details
Features
- Personal loans up to KES 5 million
- Mauritian parent (State Bank of Mauritius)
- Acquired Fidelity and Chase Bank Kenya assets
- SBM online banking and mobile app
- Cross-border banking Kenya-Mauritius-India
- Trade finance specialist
- KDIC deposit insurance protection
- Competitive rates for relationship customers
Eligibility Requirements
Age: 23 - 60 years
Min Income: Ksh 30,000/month
Employment: Employed, Professional, Self-employed
Required Documents
- National ID
- KRA PIN
- 3 months payslips
- 6 months bank statements
- Employment letter
Repayment Options
Standing orderDirect debitM-Pesa paybill
Ready to Apply?
Get started with SBM Personal Loan today. Fast approval and competitive rates.
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