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Best Personal Loans in Makueni 2026

Compare 17+ personal loans from 2+ banks in Makueni County. Growing access to financial services.

17+
Products Available
2+
Bank Branches
987,653
Population
3+
branches

Makueni County Financial Overview

This county contributes to Kenya's diverse economy through agriculture, trade, and services. Local residents have access to various financial products from banks and mobile money providers.

Main Industries

AgricultureTradeServicesLivestock

Popular Financial Products

Personal LoansMobile Money LoansBusiness LoansAgricultural Loans
GDP Contribution: Significant contributor to regional economy
Region: Eastern

Banks Offering Personal Loans in Makueni

KCB

2 branches

County HQ

View KCB Products →

Equity Bank

1 branches

County HQ

View Equity Bank Products →

Compare Personal Loans Available in Makueni

ABSA Personal Loan

Featured

ABSA Bank Kenya

Interest Rate:

14% - 16.5%p.a.

Loan Amount:

KES 50,000 - KES 10,000,000

  • ✓Loan amounts up to KES 10 million
  • ✓Flexible repayment up to 6 years
View Details & Apply

ABSA Unsecured Check-Off Loan

Featured

ABSA Bank Kenya

Interest Rate:

13% - 16%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓No collateral required
  • ✓Automatic salary deduction (check-off)
View Details & Apply

Co-op Bank Personal Loan

Featured

Co-operative Bank of Kenya

Interest Rate:

13.5% - 15.5%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓Up to KES 5 million loan amount
  • ✓Flexible repayment up to 5 years
View Details & Apply

DTB Personal Loan

Diamond Trust Bank

Interest Rate:

14% - 17%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓Personal loans up to KES 5 million
  • ✓Competitive rates from 14% p.a.
View Details & Apply

Equity Personal Loan

Featured

Equity Bank Kenya

Interest Rate:

13% - 16%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓Quick approval within 48 hours
  • ✓Flexible repayment up to 5 years
View Details & Apply

Faulu Imara Loan

Faulu Microfinance Bank

Interest Rate:

9.5% - 34%p.a.

Loan Amount:

KES 10,000 - KES 3,000,000

  • ✓Up to KES 3,000,000 loan amount
  • ✓Terms up to 84 months (7 years)
View Details & Apply

I&M Personal Loan

Featured

I&M Bank

Interest Rate:

14% - 18%p.a.

Loan Amount:

KES 100,000 - KES 10,000,000

  • ✓Premium personal loans up to KES 10 million
  • ✓Top-rated mobile banking app
View Details & Apply

KCB Personal Car Loan

Featured

Kenya Commercial Bank

Interest Rate:

13% - 15.5%p.a.

Loan Amount:

KES 300,000 - KES 15,000,000

  • ✓Finance up to 100% of vehicle value
  • ✓New and used vehicles accepted (up to 8 years old)
View Details & Apply

KCB Personal Loan

Featured

Kenya Commercial Bank

Interest Rate:

13.5% - 16.5%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓Quick approval (24-48 hours)
  • ✓Flexible repayment terms (6-60 months)
View Details & Apply

KCB Personal Secured Loan

Featured

Kenya Commercial Bank

Interest Rate:

11% - 14%p.a.

Loan Amount:

KES 100,000 - KES 20,000,000

  • ✓Lower interest rates due to security provided
  • ✓Higher loan amounts up to KES 20M
View Details & Apply

KCB Personal Unsecured Loan

Kenya Commercial Bank

Interest Rate:

14.5% - 17.5%p.a.

Loan Amount:

KES 30,000 - KES 3,000,000

  • ✓No collateral required
  • ✓Fast approval (24-48 hours)
View Details & Apply

Letshego Personal Loan

Letshego Kenya

Interest Rate:

5.25% - 24%p.a.

Loan Amount:

KES 250 - KES 500,000

  • ✓Kenya's largest credit-only MFI
  • ✓APR from 5.25% - among lowest rates
View Details & Apply

Mogo Car Logbook Loan

Mogo Kenya

Interest Rate:

2.5% - 4%p.a.

Loan Amount:

KES 50,000 - KES 5,000,000

  • ✓Borrow up to 70% of vehicle value
  • ✓Keep driving your car
View Details & Apply

Mogo Personal Loan

Featured

Mogo Kenya

Interest Rate:

15% - 20%p.a.

Loan Amount:

KES 5,000 - KES 500,000

  • ✓Quick mobile app approval
  • ✓Flexible repayment options
View Details & Apply

NCBA Personal Loan

Featured

NCBA Bank

Interest Rate:

12% - 18%p.a.

Loan Amount:

KES 50,000 - KES 7,000,000

  • ✓Loan up to KES 7 million unsecured
  • ✓Up to 90% of deposit for secured loans
View Details & Apply

Stanbic Personal Loan

Featured

Stanbic Bank Kenya

Interest Rate:

13% - 17%p.a.

Loan Amount:

KES 100,000 - KES 15,000,000

  • ✓Loans up to KES 15 million
  • ✓Long repayment period up to 7 years
View Details & Apply

Stanbic Personal Unsecured Loan

Stanbic Bank Kenya

Interest Rate:

14% - 17%p.a.

Loan Amount:

KES 50,000 - KES 4,000,000

  • ✓No collateral required
  • ✓Fast approval (48-72 hours)
View Details & Apply

Tips for Getting Personal Loans in Makueni

  • 💡Compare rates from multiple providers before applying
  • 💡Mobile money loans offer quick access for small amounts
  • 💡Check your CRB status before applying for bank loans
  • 💡Consider SACCOs for potentially better member rates

How to Apply for Personal Loans in Makueni

  1. Compare: Use PesaMarket to compare personal loans from 2+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Wote or apply online through the bank's website/app
  5. Wait for approval: Most personal loans are processed within 24-72 hours

Frequently Asked Questions: Personal Loans in Makueni

What are the best Personal Loans in Makueni County?

The best personal loans in Makueni include products from KCB, Equity Bank. Interest rates start from around 12.0% p.a. depending on the product and your credit profile. Compare all 17+ options on PesaMarket to find the best fit for your needs.

How do I apply for personal loans in Makueni?

To apply for personal loans in Makueni: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Wote or Mtito Andei or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Makueni County?

Major banks with branches in Makueni include: KCB (2 branches - County HQ); Equity Bank (1 branches - County HQ). You can also access mobile banking and digital loans from anywhere in Makueni.

What is the minimum salary to qualify for personal loans in Makueni?

Minimum salary requirements for personal loans in Makueni vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there personal loans without CRB check in Makueni?

Some digital lenders in Makueni offer personal loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Personal Loans in Makueni's Major Towns

Whether you're in Wote, Mtito Andei, Emali, Sultan Hamud, Kibwezi, or any other part of Makueni County, you can access personal loans from leading financial institutions. Wote has the most bank branches, but mobile banking and digital loans are available across the entire Eastern region. Our platform helps you compare rates and find the best personal loans for your needs.

Ready to Apply?

Compare 17+ personal loans from top banks in Makueni. Find the best rates and apply online today.

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