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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Kibinafsi nchini Kenya

Linganisha mikopo ya kibinafsi kutoka KCB, Equity, Co-op, na wakopeshaji wa kidijitali. Pata viwango bora na idhini ya haraka.

|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 32 mikopo ya kibinafsi zinazopatikana nchini Kenya na viwango vya riba kuanzia 2.5% hadi 34% kwa mwaka. Kiasi cha mkopo kinaanzia KES 250 hadi KES 20,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

High-income earners needing large loans

ABSA Personal Loan

ABSA Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
2-3 business days
Ada ya Usindikaji
2.5%
  • Loan amounts up to KES 10 million
  • Flexible repayment up to 6 years
Omba Sasa
Salaried employees

ABSA Unsecured Check-Off Loan

ABSA Bank Kenya

Kiwango cha Riba
13% chini ya wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
2.5%
  • No collateral required
  • Automatic salary deduction (check-off)
Omba Sasa
Cooperative society members

Co-op Bank Personal Loan

Co-operative Bank of Kenya

Kiwango cha Riba
Kiwango cha wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
2-3 business days
Ada ya Usindikaji
2%
  • Up to KES 5 million loan amount
  • Flexible repayment up to 5 years
Omba Sasa
SME owners

DTB Personal Loan

Diamond Trust Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
2%
  • Personal loans up to KES 5 million
  • Competitive rates from 14% p.a.
Omba Sasa
Muslim customers seeking Sharia finance

DIB Murabaha Personal Finance

DIB Bank Kenya

Kiwango cha Riba
13% chini ya wastani
13-15%
kwa mwaka
Kiasi cha Juu
KES 8000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
1.5% arrangement fee (Ujrah)
  • Sharia-compliant Islamic finance from Dubai Islamic Bank
  • Murabaha cost-plus-profit structure (no interest)
Omba Sasa
Indian diaspora and NRI customers

Bank of Baroda Personal Loan

Bank of Baroda

Lender site unavailable
Kiwango cha Riba
13% chini ya wastani
13-15%
kwa mwaka
Kiasi cha Juu
KES 8000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
1.5% of principal
  • Personal loans up to KES 8 million
  • Indian subsidiary with deep Kenya-India trade corridor
Omba Sasa
Nigerian and West African diaspora

Access Bank Personal Loan

Access Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
2% of principal
  • Personal loans up to KES 5 million
  • Backed by Africa's largest bank (Access Bank Nigeria)
Omba Sasa
Customers with West/Central Africa links

BOA Personal Loan

Bank of Africa

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
48-72 hours
Ada ya Usindikaji
2% of principal
  • Personal loans up to KES 5 million
  • Pan-African banking network in 20+ countries
Omba Sasa
SACCO members

Credit Bank Personal Loan

Credit Bank Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
48-72 hours
Ada ya Usindikaji
2.5% of principal
  • Personal loans up to KES 3 million
  • SACCO-friendly lender with deep co-operative ties
Omba Sasa
Civil servants and government employees

Consolidated Bank Personal Loan

Consolidated Bank of Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
15-17%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
2.5% of principal
  • Personal loans up to KES 3 million
  • State-owned bank (Treasury is majority shareholder)
Omba Sasa
Showing top 10 of 32 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Always compare at least 3 lenders before committing to a personal loan. The difference between the cheapest and most expensive personal loan in Kenya can be over 20% in total cost.

P
PesaMarket Research Team

Financial Analysis

Tafuta Personal Loans kwa Kaunti

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