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🇰đŸ‡Ē KWA KIBURI WA KENYA

Kadi za Mkopo nchini Kenya

Linganisha kadi za mkopo bora Kenya. Pata kadi zenye rewards, cashback, ada ndogo, na faida za kusafiri.

|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 38 kadi za mkopo zinazopatikana nchini Kenya na viwango vya riba kuanzia 1.5% hadi 24% kwa mwaka. Kiasi cha mkopo kinaanzia KES 30,000 hadi KES 10,000,000. PesaMarket husasisha data hii mara kwa mara.

Inaonyesha 38 kati ya 38 bidhaa

⭐ Business expense management

ABSA Business Credit Card

ABSA Bank Kenya

Kiwango cha Riba
13% chini ya wastani
2.17% - 2.17%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Separate business and personal expenses
  • Interest-free period up to 45 days
Omba Sasa
⭐ Ultra-high income earners (KES 200k+)

ABSA Visa Platinum Credit Card

ABSA Bank Kenya

Kiwango cha Riba
560% juu ya wastani
16.5%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Platinum elite status
  • Exceptional credit limit up to KES 5 million
Omba Sasa
⭐ High-income professionals

ABSA Visa Gold Credit Card

ABSA Bank Kenya

Kiwango cha Riba
600% juu ya wastani
17.5%
kwa mwaka
Kikomo cha Mkopo
KES 2000K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Gold global acceptance
  • Credit limit up to KES 2 million
Omba Sasa
⭐ Frequent travelers

Equity Gold Visa Credit Card

Equity Bank

Kiwango cha Riba
40% chini ya wastani
1.5%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide acceptance on Visa network
  • Free travel insurance up to USD 50,000
Omba Sasa
⭐ High-net-worth individuals

Equity Platinum Visa Credit Card

Equity Bank

Kiwango cha Riba
40% chini ya wastani
1.5%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Premium Visa Platinum benefits worldwide
  • Complimentary travel insurance up to USD 100,000
Omba Sasa
⭐ Equity Bank customers

Equity Visa Classic Credit Card

Equity Bank Kenya

Kiwango cha Riba
620% juu ya wastani
18%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Classic worldwide acceptance
  • Credit limit up to KES 500,000
Omba Sasa
⭐ Premium cardholders

NBK Visa Platinum Credit Card

National Bank of Kenya

Kiwango cha Riba
620% juu ya wastani
18%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Access to exclusive lounges in key airports
  • Premium travel insurance (up to USD 10,000)
Omba Sasa
⭐ Frequent travelers

NCBA Platinum Credit Card

NCBA Group

Status unverified
Kiwango cha Riba
680% juu ya wastani
19.5%
kwa mwaka
Kikomo cha Mkopo
KES 1500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Premium credit limit up to 1.5M KES
  • Enhanced reward points
Omba Sasa
⭐ Luxury cardholders

NCBA Signature Credit Card

NCBA Group

Status unverified
Kiwango cha Riba
600% juu ya wastani
17.5%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
Hakuna
  • Access to 500+ airport lounges worldwide
  • Premium travel insurance (up to USD 12,000)
Omba Sasa
⭐ Stanbic Bank customers

Stanbic Visa Classic Credit Card

Stanbic Bank Kenya

Kiwango cha Riba
640% juu ya wastani
18.5%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Classic worldwide acceptance
  • Credit limit up to KES 1 million
Omba Sasa
⭐ Ultra-premium cardholders

KCB Infinite Credit Card

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
640% juu ya wastani
18.5%
kwa mwaka
Kikomo cha Mkopo
KES 10000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
Hakuna
  • Unlimited access to premium airport lounges worldwide
  • Comprehensive travel insurance (up to USD 50,000)
Omba Sasa
⭐ MasterCard preference holders

KCB Gold MasterCard

Kenya Commercial Bank

Kiwango cha Riba
820% juu ya wastani
23%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • MasterCard network acceptance
  • Reward points on all purchases
Omba Sasa
⭐ First-time credit card users

NBK Visa Classic Credit Card

National Bank of Kenya

Kiwango cha Riba
860% juu ya wastani
24%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Easy to use for everyday shopping
  • Secure online and point of sale payments
Omba Sasa
⭐ Frequent travelers

NBK Visa Gold Credit Card

National Bank of Kenya

Kiwango cha Riba
720% juu ya wastani
20.5%
kwa mwaka
Kikomo cha Mkopo
KES 1500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Travel rewards and benefits
  • Purchase protection on selected items
Omba Sasa
⭐ Entry-level cardholders

NCBA Classic Credit Card

NCBA Group

Status unverified
Kiwango cha Riba
840% juu ya wastani
23.5%
kwa mwaka
Kikomo cha Mkopo
KES 100K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Exclusive discounts at selected outlets
  • PIN and Chip enabled
Omba Sasa
⭐ Regular credit users

NCBA Gold Credit Card

NCBA Group

Status unverified
Kiwango cha Riba
740% juu ya wastani
21%
kwa mwaka
Kikomo cha Mkopo
KES 600K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Higher credit limit
  • Reward points on all purchases
Omba Sasa
⭐ Ultra-premium cardholders

NCBA Infinite Credit Card

NCBA Group

Status unverified
Kiwango cha Riba
540% juu ya wastani
16%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
Hakuna
  • Unlimited access to 1000+ airport lounges worldwide
  • Premium travel insurance (up to USD 20,000)
Omba Sasa
⭐ Luxury cardholders

Standard Chartered Visa Infinite Credit Card

Standard Chartered Bank Kenya

Kiwango cha Riba
680% juu ya wastani
19.5%
kwa mwaka
Kikomo cha Mkopo
KES 10000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
Hakuna
  • Access to 900+ airport lounges worldwide
  • Up to USD 15,000 travel accident insurance
Omba Sasa
⭐ Frequent travelers

Standard Chartered Visa Gold Credit Card

Standard Chartered Bank Kenya

Kiwango cha Riba
800% juu ya wastani
22.5%
kwa mwaka
Kikomo cha Mkopo
KES 2000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • 5% cashback on fuel and dining
  • Up to USD 4,000 travel accident insurance
Omba Sasa
⭐ High-income professionals (KES 100K+)

Prime Bank Gold Visa Credit Card

Prime Bank

Status unverified
Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa Gold acceptance with premium recognition
  • Prime Bank Private Banking integration
Omba Sasa
⭐ Business professionals

KCB Visa Signature Credit Card

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
780% juu ya wastani
22%
kwa mwaka
Kikomo cha Mkopo
KES 2000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Signature-level benefits and privileges
  • Priority customer service
Omba Sasa
⭐ Pan-African business travelers

Bank of Africa Gold Visa Credit Card

Bank of Africa

Status unverified
Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 600K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa Gold acceptance
  • Pan-African Bank of Africa network (20+ countries)
Omba Sasa
⭐ Mid-income salaried professionals

I&M Classic Visa Credit Card

I&M Bank

Status unverified
Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance
  • I&M OnTheGo mobile banking integration
Omba Sasa
⭐ Frequent international travelers

Standard Chartered Visa Platinum Credit Card

Standard Chartered Bank Kenya

Kiwango cha Riba
740% juu ya wastani
21%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • 5% cashback on dining and fuel bills
  • Up to 15% discounts at featured merchants
Omba Sasa
⭐ Indian diaspora and NRI customers

Bank of Baroda Classic Visa Credit Card

Bank of Baroda

Lender site unavailable
Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance
  • Accepts pensioners up to age 65
Omba Sasa
⭐ Homeowners and property investors

HF Group Gold Visa Credit Card

HF Group

Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa Gold acceptance
  • HF Connect mobile banking integration
Omba Sasa
⭐ Pan-African business travelers

Ecobank Classic Mastercard Credit Card

Ecobank Kenya

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Mastercard acceptance at 37+ million locations
  • Ecobank Mobile App with RapidTransfer
Omba Sasa
⭐ Golf enthusiasts

KCB World Elite Credit Card

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
720% juu ya wastani
20.5%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Airport lounge access for cardholder plus one guest
  • Golf program with exclusive privileges
Omba Sasa
⭐ Kenya-Mauritius frequent travelers

SBM Classic Visa Credit Card

SBM Bank Kenya

Status unverified
Kiwango cha Riba
30% juu ya wastani
3.25%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance
  • SBM Mobile and Internet Banking integration
Omba Sasa
⭐ First-time credit card users

DTB Classic Visa Credit Card

Diamond Trust Bank

Status unverified
Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 300K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance at 50+ million merchants
  • DTB i24/7 online card management
Omba Sasa
⭐ First-time credit card users

KCB Classic Visa Credit Card

Kenya Commercial Bank

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide acceptance on Visa network
  • Free SMS alerts for all transactions
Omba Sasa
⭐ Teachers and civil servants with check-off

Family Bank Classic Visa Credit Card

Family Bank

Status unverified
Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 300K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance at 50+ million merchants
  • Pesa Pap mobile app integration
Omba Sasa
⭐ First-time credit card users

Co-op Visa Classic Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Classic acceptance worldwide
  • Interest-free period up to 50 days
Omba Sasa
⭐ Frequent travelers

KCB Gold Credit Card

Kenya Commercial Bank

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Free airport lounge access (4 visits per year)
  • Purchase protection up to KES 100,000
Omba Sasa
⭐ MSE and small business owners

Sidian Classic Mastercard Credit Card

Sidian Bank

Status unverified
Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 300K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Mastercard acceptance at 37+ million locations
  • Accepts M-Pesa statements as income proof
Omba Sasa
⭐ Co-operative society members

Co-op Visa Gold Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 1500K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Gold worldwide acceptance
  • Credit limit up to KES 1.5 million
Omba Sasa
⭐ High-income professionals (KES 150k+)

KCB Platinum Credit Card

Kenya Commercial Bank

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Platinum global acceptance
  • High credit limit up to KES 3 million
Omba Sasa
⭐ Business professionals

Co-op Platinum Visa Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
3.5%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Platinum Visa benefits worldwide
  • Complimentary travel insurance up to USD 75,000
Omba Sasa

Ushauri wa Mtaalamu

“Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Credit Cards kwa Kaunti

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