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PesaMarket🇰🇪
🇰🇪 KWA KIBURI WA KENYA

Kadi za Mkopo nchini Kenya

Linganisha kadi za mkopo bora Kenya. Pata kadi zenye rewards, cashback, ada ndogo, na faida za kusafiri.

Imekaguliwa naTimu ya Utafiti ya PesaMarket
|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 36 kadi za mkopo zinazopatikana nchini Kenya na viwango vya riba kuanzia 2.17% hadi 23.5% kwa mwezi. Kiasi cha mkopo kinaanzia KES 30,000 hadi KES 10,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

⭐ Business expense management

ABSA Business Credit Card

ABSA Bank Kenya

Kiwango cha Riba
13% chini ya wastani
26%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Separate business and personal expenses
  • Interest-free period up to 45 days
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Ultra-high income earners (KES 200k+)

ABSA Visa Platinum Credit Card

ABSA Bank Kenya

Kiwango cha Riba
560% juu ya wastani
17%
kwa mwaka
Kikomo cha Mkopo
KES 5000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Platinum elite status
  • Exceptional credit limit up to KES 5 million
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ High-income professionals

ABSA Visa Gold Credit Card

ABSA Bank Kenya

Kiwango cha Riba
600% juu ya wastani
18%
kwa mwaka
Kikomo cha Mkopo
KES 2000K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Gold global acceptance
  • Credit limit up to KES 2 million
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Pan-African business travelers

Bank of Africa Gold Visa Credit Card

Bank of Africa

Status unverified
Kiwango cha Riba
30% juu ya wastani
39%
kwa mwaka
Kikomo cha Mkopo
KES 600K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa Gold acceptance
  • Pan-African Bank of Africa network (20+ countries)
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Indian diaspora and NRI customers

Bank of Baroda Classic Visa Credit Card

Bank of Baroda

Lender site unavailable
Kiwango cha Riba
30% juu ya wastani
39%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance
  • Accepts pensioners up to age 65
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Pan-African business travelers

Ecobank Classic Mastercard Credit Card

Ecobank Kenya

Kiwango cha Riba
40% juu ya wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 500K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Mastercard acceptance at 37+ million locations
  • Ecobank Mobile App with RapidTransfer
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ First-time credit card users

DTB Classic Visa Credit Card

Diamond Trust Bank

Status unverified
Kiwango cha Riba
40% juu ya wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 300K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
Hakuna
  • Worldwide Visa acceptance at 50+ million merchants
  • DTB i24/7 online card management
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ First-time credit card users

Co-op Visa Classic Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 1000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
Hakuna
  • Visa Classic acceptance worldwide
  • Interest-free period up to 50 days
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Co-operative society members

Co-op Visa Gold Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 1500K
Muda wa Uidhinishaji
5-7 business days
Ada ya Usindikaji
Hakuna
  • Visa Gold worldwide acceptance
  • Credit limit up to KES 1.5 million
Omba Sasa
Tazama Maelezo na Tathmini 0 →
⭐ Business professionals

Co-op Platinum Visa Credit Card

Co-operative Bank of Kenya

Kiwango cha Riba
40% juu ya wastani
42%
kwa mwaka
Kikomo cha Mkopo
KES 3000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
Hakuna
  • Platinum Visa benefits worldwide
  • Complimentary travel insurance up to USD 75,000
Omba Sasa
Tazama Maelezo na Tathmini 0 →
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Ushauri wa Mtaalamu

“Most Kenyans focus on annual fees when choosing a credit card, but the real cost is in the monthly interest rate. A card with no annual fee but 3.5% monthly rate costs more than one with KES 5,000 annual fee at 2% monthly.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Credit Cards kwa Kaunti

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