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Branch Personal Loan vs Tala Instant Loan - Fast Loans Comparison 2025

Compare Branch Personal Loan and Tala Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.

Imethibitishwa mwisho: January 2026
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Kwa Mtazamo

Kiwango Bora
Tala Kenya
Ada ya Chini
Tala Kenya
Uidhinishaji wa Haraka
Branch International
Mshindi Mkuu
Tala Kenya
Kipengele
Branch Personal Loan
Branch International
Tala Instant Loan
Tala Kenya
Kiwango cha Riba
14% - 22% p.a.
11% - 15% p.a.
Kiwango Bora
Kiwango cha Mkopo
KES 250 - KES 70,000
KES 1,000 - KES 50,000
Kipindi cha Kulipa
1 - 68 months
21 - 30 months
Ada
N/A
N/A
Ada ya Chini
Vipengele Muhimu
  • 100% digital - download app and apply
  • Instant approval in minutes
  • No paperwork or branch visits
  • Flexible repayment (4-68 weeks)
  • Builds your credit score
  • First loan approved within 10 minutes
  • Loan limit up to KES 50,000
  • Transparent pricing - no hidden fees
  • Flexible 21 or 30-day repayment
  • Credit limit grows with each successful loan
Tazama Maelezo na OmbaTazama Maelezo na Omba

Branch Personal Loan

Faida

  • +100% digital - download app and apply
  • +Instant approval in minutes
  • +No paperwork or branch visits
  • +Flexible repayment (4-68 weeks)

Tala Instant Loan

Faida

  • +First loan approved within 10 minutes
  • +Loan limit up to KES 50,000
  • +Transparent pricing - no hidden fees
  • +Flexible 21 or 30-day repayment

Maswali Yanayoulizwa Mara kwa Mara

Which is better: Branch Personal Loan or Tala Instant Loan?

Tala Instant Loan offers a more competitive interest rate starting at 11% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. Branch Personal Loan from Branch International may be better for 100% digital - download app and apply, while Tala Instant Loan from Tala Kenya excels at First loan approved within 10 minutes.

What are the main differences between Branch Personal Loan and Tala Instant Loan?

Branch Personal Loan from Branch International offers rates from 14% p.a. with loan amounts up to KES 70,000. Tala Instant Loan from Tala Kenya offers rates from 11% p.a. with loan amounts up to KES 50,000. Compare features, fees, and eligibility requirements above.

How fast can I get approved for these fast loans?

Approval times vary: Branch Personal Loan typically takes 24-48 hours, while Tala Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.

Do I need collateral for Branch Personal Loan or Tala Instant Loan?

Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.

Can I apply for both Branch Personal Loan and Tala Instant Loan?

While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.

Uko Tayari Kuomba?

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