{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":{"@type":"WebPage","@id":"https://pesamarket.com/en/sw","name":"Home"}},{"@type":"ListItem","position":2,"name":"Current Accounts"}]}{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is a current account?","acceptedAnswer":{"@type":"Answer","text":"A current account is a bank account designed for frequent transactions, typically used by businesses. Unlike savings accounts, they offer unlimited withdrawals and often come with cheque books and overdraft facilities."}},{"@type":"Question","name":"What is the difference between current and savings account?","acceptedAnswer":{"@type":"Answer","text":"Current accounts are for daily transactions with unlimited access but lower/no interest. Savings accounts earn interest but have withdrawal limits. Current accounts often have higher fees but more transaction features."}},{"@type":"Question","name":"Do I need a current account for my business?","acceptedAnswer":{"@type":"Answer","text":"Yes, if you're running a registered business in Kenya, you typically need a business current account to separate personal and business finances, process payments, and maintain proper records."}},{"@type":"Question","name":"What documents do I need to open a current account?","acceptedAnswer":{"@type":"Answer","text":"For personal: ID, KRA PIN, proof of address. For business: Certificate of incorporation, CR12, business permit, directors' IDs and KRA PINs, and board resolution."}}]}