Akaunti za Sasa Kenya 2026
Linganisha akaunti za biashara na binafsi kutoka benki kuu za Kenya. Pata akaunti zenye ada za chini na vipengele bora.
Imekaguliwa naTimu ya Utafiti ya PesaMarket
Linganisha Akaunti za Sasa
| Benki | Ada ya Kila Mwezi | Salio la Chini | Miamala ya Bure | Bora Kwa | |
|---|---|---|---|---|---|
KCB Bank KCB Current Account | KES 500 | KES 10,000 | 5 per month | SMEs & Corporates | Tazama Maelezo → |
Equity Bank Equity Current Account | KES 0 | KES 5,000 | Unlimited via app | Small businesses | Tazama Maelezo → |
Co-op Bank Co-op Current Account | KES 350 | KES 5,000 | 10 per month | SACCO members | Tazama Maelezo → |
NCBA Bank NCBA Business Account | KES 750 | KES 20,000 | 3 per month | Mid-size businesses | Tazama Maelezo → |
Stanbic Bank Stanbic Business Current | KES 1,000 | KES 50,000 | Unlimited online | Large corporates | Tazama Maelezo → |
ABSA Bank ABSA Business Account | KES 600 | KES 10,000 | 5 per month | Growing businesses | Tazama Maelezo → |
KCB Bank
KCB Current Account
Ada ya Kila MweziKES 500
Salio la ChiniKES 10,000
Vipengele
Free M-Pesa transfersOnline bankingCheque book
Equity Bank
Equity Current Account
Ada ya Kila MweziKES 0
Salio la ChiniKES 5,000
Vipengele
Zero ledger feesEquity app bankingFree EazzyPay
Co-op Bank
Co-op Current Account
Ada ya Kila MweziKES 350
Salio la ChiniKES 5,000
Vipengele
MCo-op Cash accessSalary processingTrade finance
NCBA Bank
NCBA Business Account
Ada ya Kila MweziKES 750
Salio la ChiniKES 20,000
Vipengele
Loop appCorporate cardsTreasury services
Stanbic Bank
Stanbic Business Current
Ada ya Kila MweziKES 1,000
Salio la ChiniKES 50,000
Vipengele
Trade financeFX servicesCash management
ABSA Bank
ABSA Business Account
Ada ya Kila MweziKES 600
Salio la ChiniKES 10,000
Vipengele
Timiza appPayroll servicesInternet banking
Akaunti za Biashara vs Binafsi
👤 Akaunti ya Sasa ya Binafsi
- ✓ Kwa matumizi ya mtu binafsi
- ✓ Salio la chini zaidi
- ✓ Vipengele vya msingi vya miamala
- ✓ Kitabu cha hundi cha kibinafsi
- ✓ Ufikiaji wa ATM/Kadi ya Debit
🏢 Akaunti ya Sasa ya Biashara
- ✓ Kwa biashara zilizosajiliwa
- ✓ Usindikaji wa mishahara
- ✓ Wasainiaji wengi
- ✓ Ufikiaji wa fedha za biashara
- ✓ Overdraft ya biashara
Maswali Yanayoulizwa Mara kwa Mara
Akaunti ya sasa ni nini?
Akaunti ya sasa ni akaunti ya benki iliyoundwa kwa miamala ya mara kwa mara, kwa kawaida hutumiwa na biashara. Tofauti na akaunti za akiba, zinatoa uondoaji usio na kikomo na mara nyingi huja na vitabu vya hundi na vifaa vya overdraft.
Ninahitaji hati gani?
Kwa binafsi: Kitambulisho, PIN ya KRA, uthibitisho wa anwani. Kwa biashara: Cheti cha kuandikishwa, CR12, kibali cha biashara, vitambulisho vya wakurugenzi na PIN za KRA, na azimio la bodi.