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📱 Loans for Electronics & Gadgets in Kenya

Finance your electronics purchase with flexible payment options. Get loans for smartphones, laptops, TVs, and home appliances in Kenya.

37
Loan Options
0.03%
From (p.a.)
KES 5K+
Loan Amounts
1-24
Months Term

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Best Loans for Electronics

Best Rate

Chapeo Cash Loan

Chapeo

Interest Rate:

0.03% - 0.06% p.a.

Amount:

KES 1,000 - 100,000

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Mogo Car Logbook Loan

Mogo Kenya

Interest Rate:

2.5% - 4% p.a.

Amount:

KES 50,000 - 5,000,000

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MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Interest Rate:

4% - 9% p.a.

Amount:

KES 50 - 500,000

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Zenka Personal Loan

Zenka Finance

Interest Rate:

4.5% - 9% p.a.

Amount:

KES 500 - 50,000

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Okash Personal Loan

Okash (Opera)

Interest Rate:

5% - 10% p.a.

Amount:

KES 500 - 50,000

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Letshego Personal Loan

Letshego Kenya

Interest Rate:

5.25% - 24% p.a.

Amount:

KES 250 - 500,000

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OKash Instant Loan

Okash Kenya

Interest Rate:

8% - 20% p.a.

Amount:

KES 1,500 - 50,000

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Zenka Instant Loan

Zenka Finance Limited

Interest Rate:

9% - 15% p.a.

Amount:

KES 500 - 30,000

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Faulu Imara Loan

Faulu Microfinance Bank

Interest Rate:

9.5% - 34% p.a.

Amount:

KES 10,000 - 3,000,000

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Tips for Getting Electronics Loans

  • 💡M-KOPA and similar services offer pay-as-you-go electronics
  • 💡Compare BNPL options from retailers like Hotpoint and Furniture Palace
  • 💡Mobile loans can cover smaller electronics like phones
  • 💡Consider refurbished electronics to reduce loan amount needed

Frequently Asked Questions

Can I get a loan for a smartphone in Kenya?

Yes, options include M-KOPA (pay-as-you-go), Safaricom Lipa Mdogo Mdogo, and personal loans from digital lenders. Payments can be as low as KES 50-200 daily.

What electronics can I finance?

Most electronics can be financed: smartphones, laptops, TVs, fridges, washing machines, solar systems, and more. Both BNPL services and personal loans work.

Ready to Apply for Electronics Financing?

Compare 37 loan options and find the best rates for your needs.

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