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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Biashara nchini Kenya

Linganisha SME financing options kutoka banks na fintech lenders. Fund biashara yako kwa competitive rates.

|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 34 mikopo ya biashara zinazopatikana nchini Kenya na viwango vya riba kuanzia 0.75% hadi 19% kwa mwaka. Kiasi cha mkopo kinaanzia KES 5,000 hadi KES 100,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

4G Capital SME Working Capital Loan

4G Capital

Kiwango cha Riba
95% chini ya wastani
1-1%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
Ada ya Usindikaji
Hakuna
  • 100% unsecured - no collateral needed
  • Loyalty program with reducing interest rates
Omba Sasa
Growing SMEs

ABSA Business Loan

ABSA Bank Kenya

Status unverified
Kiwango cha Riba
16% chini ya wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 25000K
Muda wa Uidhinishaji
5-10 days
Ada ya Usindikaji
2%
  • Working capital financing
  • Asset acquisition loans
Omba Sasa
SME business expansion

Wezesha Biashara SME Loan

ABSA Bank Kenya

Kiwango cha Riba
12% chini ya wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 15000K
Muda wa Uidhinishaji
3-7 working days
Ada ya Usindikaji
2.5%
  • Tailored for SME growth and expansion
  • Quick approval process (48-72 hours)
Omba Sasa
Vehicle fleet acquisition

Co-op Asset Finance

Co-operative Bank of Kenya

Kiwango cha Riba
16% chini ya wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
5-10 working days
Ada ya Usindikaji
2%
  • Finance up to 90% of asset value
  • Wide range of assets covered (vehicles, machinery, equipment)
Omba Sasa
Cooperative societies

Co-op Biashara Loan

Co-operative Bank of Kenya

Kiwango cha Riba
19% chini ya wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
5-7 days
Ada ya Usindikaji
2%
  • Loans for SMEs and cooperatives
  • Working capital financing
Omba Sasa
Small and medium enterprises

Equity SME Loan

Equity Bank Kenya

Kiwango cha Riba
22% chini ya wastani
13-17%
kwa mwaka
Kiasi cha Juu
KES 30000K
Muda wa Uidhinishaji
3-5 business days
Ada ya Usindikaji
2%
  • Loans up to KES 30 million
  • SME-friendly rates from 12.5%
Omba Sasa
Indian diaspora business owners

Bank of Baroda SME Business Loan

Bank of Baroda

Lender site unavailable
Kiwango cha Riba
19% chini ya wastani
13-15%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
7-10 working days
Ada ya Usindikaji
1.5% of principal
  • SME loans up to KES 50 million
  • Kenya-India trade corridor expertise
Omba Sasa
Cross-border African traders

Ecobank SME Business Loan

Ecobank Kenya

Kiwango cha Riba
16% chini ya wastani
14-15%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
5-7 working days
Ada ya Usindikaji
2% of principal
  • SME loans up to KES 50 million
  • Africa's largest bank network (33 countries)
Omba Sasa
Import/export businesses

BOA Business Loan

Bank of Africa

Status unverified
Kiwango cha Riba
19% chini ya wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
5-10 working days
Ada ya Usindikaji
2.5% of principal
  • Business loans up to KES 50 million
  • Pan-African network across 20+ countries
Omba Sasa
Small and micro enterprise owners

Credit Bank SME Business Loan

Credit Bank Kenya

Status unverified
Kiwango cha Riba
12% chini ya wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
2.5% of principal
  • SME loans up to KES 20 million
  • Strong SACCO and co-operative lending network
Omba Sasa
Showing top 10 of 34 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Most Kenyan SMEs overpay on business loans because they only consider their primary bank. Alternative lenders often offer 30-40% lower rates for the same loan amount.

P
PesaMarket Research Team

Financial Analysis

Tafuta Business Loans kwa Kaunti

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