đ°đĒ KWA KIBURI WA KENYA
Mikopo ya Biashara nchini Kenya
Linganisha SME financing options kutoka banks na fintech lenders. Fund biashara yako kwa competitive rates.
Kuna 34 mikopo ya biashara zinazopatikana nchini Kenya na viwango vya riba kuanzia 0.75% hadi 19% kwa mwaka. Kiasi cha mkopo kinaanzia KES 5,000 hadi KES 100,000,000. PesaMarket husasisha data hii mara kwa mara.
Inaonyesha 34 kati ya 34 bidhaa
4G Capital SME Working Capital Loan
4G Capital
Kiwango cha Riba
95% chini ya wastani0.75% - 0.9%
kwa mwaka
- 100% unsecured - no collateral needed
- Loyalty program with reducing interest rates
â Growing SMEs
ABSA Business Loan
ABSA Bank Kenya
Status unverified
Kiwango cha Riba
16% chini ya wastani13.5% - 17%
kwa mwaka
- Working capital financing
- Asset acquisition loans
â SME business expansion
Wezesha Biashara SME Loan
ABSA Bank Kenya
Kiwango cha Riba
12% chini ya wastani14% - 17%
kwa mwaka
- Tailored for SME growth and expansion
- Quick approval process (48-72 hours)
â Vehicle fleet acquisition
Co-op Asset Finance
Co-operative Bank of Kenya
Kiwango cha Riba
16% chini ya wastani13.5% - 16.5%
kwa mwaka
- Finance up to 90% of asset value
- Wide range of assets covered (vehicles, machinery, equipment)
â Cooperative societies
Co-op Biashara Loan
Co-operative Bank of Kenya
Kiwango cha Riba
19% chini ya wastani13% - 16%
kwa mwaka
- Loans for SMEs and cooperatives
- Working capital financing
â Small and medium enterprises
Equity SME Loan
Equity Bank Kenya
Kiwango cha Riba
22% chini ya wastani12.5% - 17%
kwa mwaka
- Loans up to KES 30 million
- SME-friendly rates from 12.5%
â Crop farming expansion
Kilimo Maendeleo Agricultural Loan
Equity Bank
Kiwango cha Riba
25% chini ya wastani12% - 15%
kwa mwaka
- Tailored for agricultural enterprises
- Flexible repayment aligned with harvest seasons
â Business expansion projects
Equity SME Development Loan
Equity Bank
Kiwango cha Riba
19% chini ya wastani13% - 16%
kwa mwaka
- Loan amounts up to KES 30M
- Extended repayment up to 6 years
â Small retailers
Jijenge Merchant Advance
Jijenge Credit
Kiwango cha Riba
37% chini ya wastani10% - 15%
kwa mwaka
- Merchant cash advance based on sales
- Daily repayment from transactions
â Small business expansion
KCB Boresha Biashara Loan
Kenya Commercial Bank
Kiwango cha Riba
16% chini ya wastani13.5% - 16%
kwa mwaka
- Tailored for small and medium businesses
- No collateral required for loans up to KES 1M
â Established SMEs
KCB Business Loan
Kenya Commercial Bank
Kiwango cha Riba
19% chini ya wastani13% - 18%
kwa mwaka
- Loans up to KES 50 million
- Flexible repayment up to 5 years
â Business expansion projects
KCB SME Term Loan
Kenya Commercial Bank
Kiwango cha Riba
22% chini ya wastani12.5% - 15.5%
kwa mwaka
- Large loan amounts up to KES 50M
- Extended repayment period up to 7 years
â Small M-Pesa merchants
Kopokopo Grow Merchant Loan
Kopokopo
Status unverified
Kiwango cha Riba
69% chini ya wastani5% - 7%
kwa mwaka
- Instant loans based on M-Pesa transactions
- Automatic repayment from daily sales
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
Kiwango cha Riba
91% chini ya wastani1.5% - 2%
kwa mwaka
- Africa's only women's bank
- No traditional collateral required
â Retail electronics stores
Lipa Later Merchant Advance
Lipa Later
Status unverified
Kiwango cha Riba
81% chini ya wastani3% - 5%
kwa mwaka
- Get paid instantly when customers buy on credit
- Customers pay in installments over 3-12 months
Marble Capital Biashara Loan
Marble Capital Solutions
Kiwango cha Riba
81% chini ya wastani3% - 5%
kwa mwaka
- Flexible 4/6/8 week terms
- Fast approval process
â Boda boda riders buying first motorcycle
Mogo Asset Financing
Mogo Kenya
Kiwango cha Riba
19% chini ya wastani13% - 17%
kwa mwaka
- Finance motorcycles from KES 30,000
- Quick mobile app processing
â Established SMEs
NCBA Business Loan
NCBA Bank
Status unverified
Kiwango cha Riba
12% chini ya wastani14% - 18%
kwa mwaka
- Working capital loans up to KES 50M
- Asset finance for equipment
Pezesha Wezesha Biashara Loan
Pezesha Africa Limited
Kiwango cha Riba
Inatofautiana
kwa mwaka
- Working capital financing for SMEs
- No hidden charges
â Established SMEs
Stanbic SME Financing
Stanbic Bank Kenya
Kiwango cha Riba
16% chini ya wastani13.5% - 19%
kwa mwaka
- Up to KES 100M for established businesses
- Flexible repayment up to 7 years
Stawi SME Loan
Stawi
Kiwango cha Riba
44% chini ya wastani9% - 9%
kwa mwaka
- Lowest interest rate at 9% p.a.
- Backed by CBK and 5 major banks
â Boda boda riders needing motorcycle financing
Watu Business Loan
Watu Credit Limited
Kiwango cha Riba
12% chini ya wastani14% - 18%
kwa mwaka
- Asset financing for motorcycles and tuktuks
- Flexible payment plans
â Boda boda operators starting business
Watu Motorbike Financing
Watu Credit
Kiwango cha Riba
81% chini ya wastani2.99% - 4.5%
kwa mwaka
- Finance new and quality used motorbikes
- Deposit from as low as 10%
Zanifu Inventory Financing
Zanifu
Kiwango cha Riba
78% chini ya wastani3.5% - 5%
kwa mwaka
- Inventory-backed financing
- Repay through business revenue
â Established corporates and large SMEs
Prime Bank Business Loan
Prime Bank
Kiwango cha Riba
19% chini ya wastani13% - 15%
kwa mwaka
- Corporate loans up to KES 100 million
- Premium corporate banking focus
â Established SMEs with 2+ years trading
Family Bank SME Business Loan
Family Bank
Status unverified
Kiwango cha Riba
19% chini ya wastani13% - 15%
kwa mwaka
- SME loans up to KES 50 million
- Flexible 7-year repayment period
â Indian diaspora business owners
Bank of Baroda SME Business Loan
Bank of Baroda
Lender site unavailable
Kiwango cha Riba
19% chini ya wastani13% - 15%
kwa mwaka
- SME loans up to KES 50 million
- Kenya-India trade corridor expertise
â Cross-border African traders
Ecobank SME Business Loan
Ecobank Kenya
Kiwango cha Riba
16% chini ya wastani13.5% - 15%
kwa mwaka
- SME loans up to KES 50 million
- Africa's largest bank network (33 countries)
â Muslim-owned businesses
Gulf African Murabaha Business Finance
Gulf African Bank
Status unverified
Kiwango cha Riba
19% chini ya wastani13% - 16%
kwa mwaka
- Fully Sharia-compliant Islamic business finance
- Murabaha, Musharakah, and Ijara structures
â Import/export businesses
BOA Business Loan
Bank of Africa
Status unverified
Kiwango cha Riba
19% chini ya wastani13% - 16%
kwa mwaka
- Business loans up to KES 50 million
- Pan-African network across 20+ countries
â Property developers and landlords
HF Business and Property Loan
HF Group
Kiwango cha Riba
16% chini ya wastani13.5% - 15%
kwa mwaka
- Business loans secured by property up to KES 50M
- Specialist in commercial real estate financing
â Micro and small enterprise owners
Sidian SME Business Loan
Sidian Bank
Status unverified
Kiwango cha Riba
12% chini ya wastani14% - 17%
kwa mwaka
- SME loans up to KES 20 million
- Dedicated MSE (Micro and Small Enterprise) lender
â Import/export SMEs
SBM SME Business Loan
SBM Bank Kenya
Status unverified
Kiwango cha Riba
12% chini ya wastani14% - 16%
kwa mwaka
- SME loans up to KES 30 million
- Mauritian banking heritage (State Bank of Mauritius)
â Small and micro enterprise owners
Credit Bank SME Business Loan
Credit Bank Kenya
Status unverified
Kiwango cha Riba
12% chini ya wastani14% - 16%
kwa mwaka
- SME loans up to KES 20 million
- Strong SACCO and co-operative lending network
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Ushauri wa Mtaalamu
âMost Kenyan SMEs overpay on business loans because they only consider their primary bank. Alternative lenders often offer 30-40% lower rates for the same loan amount.â