Skip to main content

PesaMarket🇰🇪

💳Kadi za Mkopo 🔐Hazina ya Mikopo

💰Pesa SasaHOT

Pata pesa kwa dakika

💳 Bidhaa

🎯Pata Mkopo 💳Kadi za Mkopo 💰Mikopo ya Kibinafsi 📱Mikopo ya Simu 🏢Mikopo ya Biashara 🏦Akaunti za Akiba

🛠️ Zana na Rasilimali

🔐Hazina ya Mikopo 🏦Benki 🧮Vikokotoo 📰Blogu

🏢 Kampuni

ℹ️Kuhusu Sisi 📧Wasiliana Nasi

🎯Tafuta Mkopo Bora

PesaMarket

Jukwaa la kulinganisha fedha linaloaminiwa Kenya. Linganisha credit cards, loans, na financial products kupata best deals.

Kufanya maamuzi ya kifedha kuwa rahisi kwa Wakenya.

Bidhaa za Kifedha

Kadi za Mkopo
Mikopo ya Kibinafsi
Mikopo ya Biashara
Mikopo ya Nyumba
Mikopo ya Simu
Mikopo ya Haraka

Kampuni

Kuhusu Sisi
Wasiliana Nasi
Jinsi Inavyofanya Kazi
Blogu

Kisheria

Sera ya Faragha
Masharti ya Huduma
Sera ya Kuki
Kanusho

Zana za Kifedha

Kikokotoo cha PAYE (2025)
Kikokotoo cha EMI ya Mkopo
Salary Loan Calculator
Dowry Calculator
Tazama Vikokotoo Vyote

Savings & Banking

Fixed Deposits
Current Accounts
Car Loans
Employee Loans
Insurance Savings

Taarifa Muhimu: PesaMarket ni financial comparison platform. Tunaweza kupokea compensation ukiclick links za financial products au kusubmit applications. Hii haiathiri bei unayolipa au recommendations zetu. Applications zote zinategemea lender's approval criteria. Hatuhakikishi approval kwa bidhaa yoyote. Rates, fees, na terms zinaweza kubadilika bila notice. Tafadhali verify details zote na financial institution kabla ya kuapply.

© 2025 PesaMarket. All rights reserved.

Twitter Facebook LinkedIn Instagram

PesaMarket si mkopeshaji, benki, au taasisi ya kifedha. Sisi ni huduma huru ya kulinganisha. Alama zote za biashara na nembo ni za wamiliki wao husika.

Quick Access

Bila Ukaguzi wa CRB Compare Products Sera ya Faragha Masharti ya Huduma

Taarifa Muhimu: PesaMarket ni financial comparison platform. Tunaweza kupokea compensation ukiclick links za financial products au kusubmit applications. Hii haiathir...

© 2025 PesaMarket. All rights reserved.

Not a lender. Independent comparison service.

Business Loans Kenya 2025 - SME Financing from Top Banks

Nyumbani›Mikopo ya Biashara

🇰🇪 KWA KIBURI WA KENYA

🏢 Mikopo ya Biashara in Kenya

Linganisha SME financing options kutoka banks na fintech lenders. Fund biashara yako kwa competitive rates.

Search

Sort By

Bank/Provider

Min Loan Amount

Showing 25 of 25 products

4G Capital SME Working Capital Loan

4G Capital

Dec 18, 2024✓ Verified Data

Interest Rate

0.75% - 0.9% p.a.

Loan Amount

KES 5,000 - 3,000,000

Approval Time

Processing Fee

None

Key Features:

100% unsecured - no collateral needed
Loyalty program with reducing interest rates
Free enterprise training programs

Apply Now Details

KWFT Biashara Business Loan

Kenya Women Microfinance Bank

Dec 18, 2024✓ Verified Data

Interest Rate

1.5% - 2% p.a.

Loan Amount

KES 5,000 - 2,000,000

Approval Time

Processing Fee

None

Key Features:

Africa's only women's bank
No traditional collateral required
Social/group guarantee accepted

Apply Now Details

Marble Capital Biashara Loan

Marble Capital Solutions

Dec 18, 2024✓ Verified Data

Interest Rate

3% - 5% p.a.

Loan Amount

KES 50,000 - 2,000,000

Approval Time

Processing Fee

None

Key Features:

Flexible 4/6/8 week terms
Fast approval process
No early repayment penalty

Apply Now Details

Pezesha Wezesha Biashara Loan

Pezesha Africa Limited

Updated 6 days ago✓ Verified Data

Interest Rate

Varies

Loan Amount

N/A

Approval Time

Processing Fee

None

Key Features:

Working capital financing for SMEs
No hidden charges
Fast digital approval

Apply Now Details

Stawi SME Loan

Stawi

Dec 18, 2024✓ Verified Data

Interest Rate

9% - 9% p.a.

Loan Amount

KES 30,000 - 250,000

Approval Time

Processing Fee

None

Key Features:

Lowest interest rate at 9% p.a.
Backed by CBK and 5 major banks
Unsecured - no collateral required

Apply Now Details

⭐ Best for: Boda boda operators starting business

Watu Motorbike Financing

Watu Credit

Jan 29, 2025✓ Verified Data

Interest Rate

2.99% - 4.5% p.a.

Loan Amount

KES 40,000 - 350,000

Approval Time

1-3 working days

Processing Fee

3%

Key Features:

Finance new and quality used motorbikes
Deposit from as low as 10%
Own a motorbike and start earning immediately

Apply Now Details

Zanifu Inventory Financing

Zanifu

Invalid Date✓ Verified Data

Interest Rate

3.5% - 5% p.a.

Loan Amount

KES 5,000 - 200,000

Approval Time

Processing Fee

None

Key Features:

Inventory-backed financing
Repay through business revenue
Proprietary credit scoring

Apply Now Details

⭐ Best for: Small and medium enterprises

Equity SME Loan

Equity Bank Kenya

Oct 29, 2025✓ Verified Data

Interest Rate

12.5% - 17% p.a.

Loan Amount

KES 50,000 - 30,000,000

Approval Time

3-5 business days

Processing Fee

2%%

Key Features:

Loans up to KES 30 million
SME-friendly rates from 12.5%
Flexible collateral requirements

Apply Now Details

⭐ Best for: Established SMEs

KCB Business Loan

Kenya Commercial Bank

Oct 29, 2025✓ Verified Data

Interest Rate

13% - 18% p.a.

Loan Amount

KES 100,000 - 50,000,000

Approval Time

5-7 business days

Processing Fee

2.5%%

Key Features:

Loans up to KES 50 million
Flexible repayment up to 5 years
Asset finance options available

Apply Now Details

⭐ Best for: Business expansion projects

KCB SME Term Loan

Kenya Commercial Bank

Jan 29, 2025✓ Verified Data

Interest Rate

12.5% - 15.5% p.a.

Loan Amount

KES 1,000,000 - 50,000,000

Approval Time

7-14 working days

Processing Fee

2%

Key Features:

Large loan amounts up to KES 50M
Extended repayment period up to 7 years
Competitive interest rates for established SMEs

Apply Now Details

⭐ Best for: Vehicle fleet acquisition

Co-op Asset Finance

Co-operative Bank of Kenya

Jan 29, 2025✓ Verified Data

Interest Rate

13.5% - 16.5% p.a.

Loan Amount

KES 500,000 - 50,000,000

Approval Time

5-10 working days

Processing Fee

2%

Key Features:

Finance up to 90% of asset value
Wide range of assets covered (vehicles, machinery, equipment)
Flexible repayment terms up to 5 years

Apply Now Details

⭐ Best for: Business expansion projects

Equity SME Development Loan

Equity Bank

Jan 29, 2025✓ Verified Data

Interest Rate

13% - 16% p.a.

Loan Amount

KES 100,000 - 30,000,000

Approval Time

5-10 working days

Processing Fee

2.5%

Key Features:

Loan amounts up to KES 30M
Extended repayment up to 6 years
Competitive interest rates

Apply Now Details

⭐ Best for: Established SMEs

Stanbic SME Financing

Stanbic Bank Kenya

Oct 29, 2025✓ Verified Data

Interest Rate

13.5% - 19% p.a.

Loan Amount

KES 200,000 - 100,000,000

Approval Time

5-7 days

Processing Fee

2.5%%

Key Features:

Up to KES 100M for established businesses
Flexible repayment up to 7 years
Corporate banking expertise

Apply Now Details

⭐ Best for: Crop farming expansion

Kilimo Maendeleo Agricultural Loan

Equity Bank

Jan 29, 2025✓ Verified Data

Interest Rate

12% - 15% p.a.

Loan Amount

KES 50,000 - 10,000,000

Approval Time

3-7 working days

Processing Fee

2%

Key Features:

Tailored for agricultural enterprises
Flexible repayment aligned with harvest seasons
Grace period up to 6 months for seasonal crops

Apply Now Details

⭐ Best for: Small business expansion

KCB Boresha Biashara Loan

Kenya Commercial Bank

Jan 29, 2025✓ Verified Data

Interest Rate

13.5% - 16% p.a.

Loan Amount

KES 50,000 - 5,000,000

Approval Time

2-5 working days

Processing Fee

2.5%

Key Features:

Tailored for small and medium businesses
No collateral required for loans up to KES 1M
Quick approval (48-72 hours)

Apply Now Details

⭐ Best for: SME business expansion

Wezesha Biashara SME Loan

ABSA Bank Kenya

Jan 29, 2025✓ Verified Data

Interest Rate

14% - 17% p.a.

Loan Amount

KES 100,000 - 15,000,000

Approval Time

3-7 working days

Processing Fee

2.5%

Key Features:

Tailored for SME growth and expansion
Quick approval process (48-72 hours)
Flexible collateral options

Apply Now Details

⭐ Best for: Boda boda riders buying first motorcycle

Mogo Asset Financing

Mogo Kenya

Jan 15, 2025✓ Verified Data

Interest Rate

13% - 17% p.a.

Loan Amount

KES 30,000 - 3,000,000

Approval Time

24-48 hours

Processing Fee

2.5% of loan amount%

Key Features:

Finance motorcycles from KES 30,000
Quick mobile app processing
Flexible down payment options

Apply Now Details

⭐ Best for: Boda boda riders needing motorcycle financing

Watu Business Loan

Watu Credit Limited

Jan 15, 2025✓ Verified Data

Interest Rate

14% - 18% p.a.

Loan Amount

KES 50,000 - 5,000,000

Approval Time

3-5 business days

Processing Fee

2% of loan amount%

Key Features:

Asset financing for motorcycles and tuktuks
Flexible payment plans
No hidden charges

Apply Now Details

⭐ Best for: Boda boda operators starting business

Watu Motorbike Financing

Watu Credit

Jan 29, 2025✓ Verified Data

Interest Rate

2.99% - 4.5% p.a.

Loan Amount

KES 40,000 - 350,000

Approval Time

1-3 working days

Processing Fee

3%

Key Features:

Finance new and quality used motorbikes
Deposit from as low as 10%
Own a motorbike and start earning immediately

Apply Now Details

⭐ Best for: Retail electronics stores

Lipa Later Merchant Advance

Lipa Later

Updated 1 weeks ago✓ Verified Data

Interest Rate

3% - 5% p.a.

Loan Amount

KES 10,000 - 1,000,000

Approval Time

Instant

Processing Fee

None

Key Features:

Get paid instantly when customers buy on credit
Customers pay in installments over 3-12 months
No collateral required

Apply Now Details

⭐ Best for: Cooperative societies

Co-op Biashara Loan

Co-operative Bank of Kenya

Updated 1 weeks ago✓ Verified Data

Interest Rate

13% - 16% p.a.

Loan Amount

KES 100,000 - 20,000,000

Approval Time

5-7 days

Processing Fee

2%

Key Features:

Loans for SMEs and cooperatives
Working capital financing
Asset acquisition loans

Apply Now Details

⭐ Best for: Small M-Pesa merchants

Kopokopo Grow Merchant Loan

Kopokopo

Updated 1 weeks ago✓ Verified Data

Interest Rate

5% - 7% p.a.

Loan Amount

KES 5,000 - 500,000

Approval Time

Instant

Processing Fee

Included in fee

Key Features:

Instant loans based on M-Pesa transactions
Automatic repayment from daily sales
No collateral required

Apply Now Details

⭐ Best for: Established SMEs

NCBA Business Loan

NCBA Bank

Updated 1 weeks ago✓ Verified Data

Interest Rate

14% - 18% p.a.

Loan Amount

KES 500,000 - 50,000,000

Approval Time

7-14 days

Processing Fee

2.5%

Key Features:

Working capital loans up to KES 50M
Asset finance for equipment
Trade finance and LCs

Apply Now Details

⭐ Best for: Growing SMEs

ABSA Business Loan

ABSA Bank Kenya

Updated 1 weeks ago✓ Verified Data

Interest Rate

13.5% - 17% p.a.

Loan Amount

KES 200,000 - 25,000,000

Approval Time

5-10 days

Processing Fee

2%

Key Features:

Working capital financing
Asset acquisition loans
Wezesha Biashara program

Apply Now Details

⭐ Best for: Small retailers

Jijenge Merchant Advance

Jijenge Credit

Updated 1 weeks ago✓ Verified Data

Interest Rate

10% - 15% p.a.

Loan Amount

KES 50,000 - 2,000,000

Approval Time

24-48 hours

Processing Fee

Included

Key Features:

Merchant cash advance based on sales
Daily repayment from transactions
No fixed collateral required

Apply Now Details

People Also Searched For

Mikopo ya Biashara by Location

Mikopo ya Biashara by Amount

SME Financing Options

Asset Financing

Working Capital Loans

Business Loan Requirements

Business Loans in Nairobi

Business Loans in Mombasa

Business Loans in Kisumu

Business Loans in Nakuru

Business Loans in Eldoret

Business Loans in Kiambu

Business Loans in Machakos

Business Loans in Nyeri

KES 5,000 business loans

KES 10,000 business loans

KES 20,000 business loans

KES 50,000 business loans

KES 100,000 business loans

KES 200,000 business loans

KES 500,000 business loans

KES 1,000,000 business loans