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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Biashara nchini Kenya

Linganisha SME financing options kutoka banks na fintech lenders. Fund biashara yako kwa competitive rates.

Imekaguliwa naPesaMarket
|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 34 mikopo ya biashara zinazopatikana nchini Kenya na viwango vya riba kuanzia 0.75% hadi 19% kwa mwaka. Kiasi cha mkopo kinaanzia KES 5,000 hadi KES 100,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

4G Capital SME Working Capital Loan

4G Capital

Kiwango cha Riba
100% juu ya wastani
1-1%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
Ada ya Usindikaji
Hakuna
  • 100% unsecured - no collateral needed
  • Loyalty program with reducing interest rates
Omba Sasa
Growing SMEs

ABSA Business Loan

ABSA Bank Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 25000K
Muda wa Uidhinishaji
5-10 days
Ada ya Usindikaji
2%
  • Working capital financing
  • Asset acquisition loans
Omba Sasa
SME business expansion

Wezesha Biashara SME Loan

ABSA Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 15000K
Muda wa Uidhinishaji
3-7 working days
Ada ya Usindikaji
2.5%
  • Tailored for SME growth and expansion
  • Quick approval process (48-72 hours)
Omba Sasa
Vehicle fleet acquisition

Co-op Asset Finance

Co-operative Bank of Kenya

Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
5-10 working days
Ada ya Usindikaji
2%
  • Finance up to 90% of asset value
  • Wide range of assets covered (vehicles, machinery, equipment)
Omba Sasa
Cooperative societies

Co-op Biashara Loan

Co-operative Bank of Kenya

Kiwango cha Riba
Kiwango cha wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
5-7 days
Ada ya Usindikaji
2%
  • Loans for SMEs and cooperatives
  • Working capital financing
Omba Sasa
Small and medium enterprises

Equity SME Loan

Equity Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
13-17%
kwa mwaka
Kiasi cha Juu
KES 30000K
Muda wa Uidhinishaji
3-5 business days
Ada ya Usindikaji
2%
  • Loans up to KES 30 million
  • SME-friendly rates from 12.5%
Omba Sasa
Crop farming expansion

Kilimo Maendeleo Agricultural Loan

Equity Bank

Kiwango cha Riba
Kiwango cha wastani
12-15%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
3-7 working days
Ada ya Usindikaji
2%
  • Tailored for agricultural enterprises
  • Flexible repayment aligned with harvest seasons
Omba Sasa
Business expansion projects

Equity SME Development Loan

Equity Bank

Kiwango cha Riba
Kiwango cha wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 30000K
Muda wa Uidhinishaji
5-10 working days
Ada ya Usindikaji
2.5%
  • Loan amounts up to KES 30M
  • Extended repayment up to 6 years
Omba Sasa
Small retailers

Jijenge Merchant Advance

Jijenge Credit

Status unverified
Kiwango cha Riba
10-15%
kwa mwaka
Kiasi cha Juu
KES 2000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
Included
  • Merchant cash advance based on sales
  • Daily repayment from transactions
Omba Sasa
Small business expansion

KCB Boresha Biashara Loan

Kenya Commercial Bank

Kiwango cha Riba
Kiwango cha wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
2-5 working days
Ada ya Usindikaji
2.5%
  • Tailored for small and medium businesses
  • No collateral required for loans up to KES 1M
Omba Sasa
Showing top 10 of 34 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Most Kenyan SMEs overpay on business loans because they only consider their primary bank. Alternative lenders often offer 30-40% lower rates for the same loan amount.

P
PesaMarket Research Team

Financial Analysis

Tafuta Business Loans kwa Kaunti

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