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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Nyumba nchini Kenya

Linganisha home loan rates, terms, na eligibility kutoka top banks. Pata financing ya nyumba yako.

Imekaguliwa naPesaMarket
|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 15 mikopo ya nyumba zinazopatikana nchini Kenya na viwango vya riba kuanzia 9.5% hadi 16% kwa mwaka. Kiasi cha mkopo kinaanzia KES 500,000 hadi KES 150,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

⭐ First-time home buyers

Co-op KMRC Mortgage

Co-operative Bank of Kenya

Kiwango cha Riba
17% chini ya wastani
10%
kwa mwaka
Kiasi cha Juu
KES 4000K
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%
  • Lowest mortgage rate in Kenya at 9.9%
  • KMRC-backed affordable housing initiative
Omba Sasa
⭐ First-time homebuyers

Equity Home Loan

Equity Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
11-13%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
1%
  • Competitive rates from 11%
  • Up to 95% financing
Omba Sasa
⭐ First-time homebuyers

KCB Home Loan

Kenya Commercial Bank

Kiwango cha Riba
Kiwango cha wastani
12-14%
kwa mwaka
Kiasi cha Juu
KES 100000K
Muda wa Uidhinishaji
10-15 business days
Ada ya Usindikaji
1.5%
  • Up to 100% financing for salaried employees
  • Loans up to KES 100 million
Omba Sasa
⭐ First-time home buyers

Stanbic KMRC Home Loan

Stanbic Bank Kenya

Kiwango cha Riba
21% chini ya wastani
10%
kwa mwaka
Kiasi cha Juu
KES 4000K
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%
  • Kenya's lowest mortgage rate at 9.5%
  • KMRC government-backed affordable housing
Omba Sasa
⭐ High-net-worth property buyers

Standard Chartered Home Loan

Standard Chartered Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
12-14%
kwa mwaka
Kiasi cha Juu
KES 150000K
Muda wa Uidhinishaji
7-14 business days
Ada ya Usindikaji
1%
  • Up to 85% financing for property purchase
  • Loans up to KES 150 million (highest in market)
Omba Sasa
⭐ Mid-to-high income earners

ABSA Home Loan

ABSA Bank Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
12-14%
kwa mwaka
Kiasi cha Juu
KES 100000K
Muda wa Uidhinishaji
10-21 business days
Ada ya Usindikaji
1.5%
  • Up to 90% financing for salaried employees
  • Loans up to KES 100 million
Omba Sasa
⭐ High-income professionals

I&M Home Loan

I&M Bank Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
12-15%
kwa mwaka
Kiasi cha Juu
KES 100000K
Muda wa Uidhinishaji
10-14 business days
Ada ya Usindikaji
1%
  • Up to 90% financing for property purchase
  • Loans up to KES 100 million
Omba Sasa
⭐ First-time homebuyers seeking specialist advice

HF Group Home Loan

HF Group

Lender site unavailable
Kiwango cha Riba
Kiwango cha wastani
12-14%
kwa mwaka
Kiasi cha Juu
KES 80000K
Muda wa Uidhinishaji
14-21 business days
Ada ya Usindikaji
1%
  • Kenya's oldest housing finance specialist (since 1965)
  • Low minimum loan of KES 1 million
Omba Sasa
⭐ KMRC affordable housing buyers

NCBA Home Loan

NCBA Bank Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
13-15%
kwa mwaka
Kiasi cha Juu
KES 80000K
Muda wa Uidhinishaji
14-21 business days
Ada ya Usindikaji
2%
  • Up to 90% financing for property purchase
  • Loans up to KES 80 million
Omba Sasa
⭐ Government and civil service employees

NBK Home Loan

National Bank of Kenya

Status unverified
Kiwango cha Riba
Kiwango cha wastani
13-15%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
14-21 business days
Ada ya Usindikaji
1.5%
  • Up to 90% financing for property purchase
  • Loans up to KES 50 million
Omba Sasa
Showing top 10 of 15 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

“A 1% difference in mortgage rate on a KES 10M loan over 20 years means paying KES 1.3M more in total interest. Always negotiate and compare at least 4 banks.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Mortgages kwa Kaunti

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