Skip to main content
🇰đŸ‡Ē KWA KIBURI WA KENYA

Mikopo ya Nyumba nchini Kenya

Linganisha home loan rates, terms, na eligibility kutoka top banks. Pata financing ya nyumba yako.

|Ilithibitishwa mwisho: Jan 14, 2026

Kuna 4 mikopo ya nyumba zinazopatikana nchini Kenya na viwango vya riba kuanzia 9.5% hadi 13.5% kwa mwaka. Kiasi cha mkopo kinaanzia KES 500,000 hadi KES 100,000,000. PesaMarket husasisha data hii mara kwa mara.

Inaonyesha 4 kati ya 4 bidhaa

⭐ First-time home buyers

Co-op KMRC Mortgage

Co-operative Bank of Kenya

Kiwango cha Riba
17% chini ya wastani
9.9% - 9.9%
kwa mwaka
Kiasi cha Juu
KES 4000K
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%
  • Lowest mortgage rate in Kenya at 9.9%
  • KMRC-backed affordable housing initiative
Omba Sasa
⭐ First-time homebuyers

Equity Home Loan

Equity Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
11% - 13%
kwa mwaka
Kiasi cha Juu
KES 50000K
Muda wa Uidhinishaji
7-10 business days
Ada ya Usindikaji
1%
  • Competitive rates from 11%
  • Up to 95% financing
Omba Sasa
⭐ First-time homebuyers

KCB Home Loan

Kenya Commercial Bank

Kiwango cha Riba
Kiwango cha wastani
11.5% - 13.5%
kwa mwaka
Kiasi cha Juu
KES 100000K
Muda wa Uidhinishaji
10-15 business days
Ada ya Usindikaji
1.5%
  • Up to 100% financing for salaried employees
  • Loans up to KES 100 million
Omba Sasa
⭐ First-time home buyers

Stanbic KMRC Home Loan

Stanbic Bank Kenya

Kiwango cha Riba
21% chini ya wastani
9.5% - 9.5%
kwa mwaka
Kiasi cha Juu
KES 4000K
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%
  • Kenya's lowest mortgage rate at 9.5%
  • KMRC government-backed affordable housing
Omba Sasa

Ushauri wa Mtaalamu

“A 1% difference in mortgage rate on a KES 10M loan over 20 years means paying KES 1.3M more in total interest. Always negotiate and compare at least 4 banks.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Mortgages kwa Kaunti

Need help? Chat with us