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Mortgage

Stanbic KMRC Home Loan

Stanbic Bank Kenya

Ilisasishwa mwisho: January 14, 2026

|Ilithibitishwa mwisho: Jan 14, 2026
0/5
Kulingana na 0 Maoni
Kiwango cha Riba
9.5% - 9.5% p.a.
Kiasi cha Mkopo
Ksh 1,000,000 - Ksh 4,000,000
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%

Mgawanyo wa Ukadiriaji

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Jumla: 0 Maoni

Faida na Hasara

Faida

  • Kenya's best rate at 9.5%
  • Up to 100% financing available
  • Long tenure up to 25 years
  • Low processing fee (1%)
  • Free property valuation
  • KMRC government backing
  • Mortgage protection included

Hasara

  • Property value limit of KES 4M
  • Extensive documentation required
  • 24 months employment history needed
  • Early repayment penalty (2% within 5 years)
  • Minimum income of KES 75,000

Maoni ya Wateja

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Kuwa wa kwanza kushiriki uzoefu wako na Stanbic KMRC Home Loan

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Maelezo ya Bidhaa

Vipengele

  • Kenya's lowest mortgage rate at 9.5%
  • KMRC government-backed affordable housing
  • Long repayment period up to 25 years
  • Finance up to 100% of property value
  • New purchase and construction supported
  • Free property valuation
  • Mortgage protection insurance included
  • Flexible repayment options
  • Digital application and tracking
  • Dedicated mortgage advisor

Mahitaji ya Kustahili

Umri: 21 - 65 years
Mapato ya Chini: Ksh 75,000/month
Ajira: Salaried, Self-employed

Nyaraka Zinazohitajika

  • Copy of ID/Passport
  • KRA PIN Certificate
  • Last 6 months payslips (if employed)
  • Last 12 months bank statements
  • Employment contract/letter
  • Tax returns (last 2 years for self-employed)
  • Property valuation report
  • Title deed or sale agreement
  • Building approval plans (for construction)

Chaguo za Ulipaji

Standing orderCheck-off (for salaried)M-Pesa PaybillBranch paymentDirect debitStanbic Mobile app

Uko Tayari Kuomba?

Anza na Stanbic KMRC Home Loan leo. Uidhinishaji wa haraka na viwango vya ushindani.

Omba Sasa

Maombi huchukua chini ya dakika 10

Kwa Nini Uamini Maoni Yetu?

  • Maoni ya wateja yaliyothibitishwa tu
  • Ukadiriaji na uchambuzi huru
  • Taarifa za bidhaa zinazosasishwa mara kwa mara
  • Mbinu ya uhakiki ya uwazi
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