Bora Mikopo ya Kibinafsi katika Bungoma 2026

Linganisha 17+ mikopo ya kibinafsi kutoka kwa benki 3+ katika Kaunti ya Bungoma. 60% of adults have access to financial services.

17+

Bidhaa Zilizopo

Mashina ya Benki

1,670,570

Idadi ya Watu

11+

mashina

Muonekano wa Kifedha wa Kaunti ya Bungoma

Bungoma County is known for sugar cane farming and hosts Nzoia Sugar Company. The county also has significant maize and tobacco production and serves as a trade hub near the Uganda border.

Sekta Kuu

AgricultureSugar IndustryTradeServicesEducation

Bidhaa Maarufu za Kifedha

Agricultural LoansPersonal LoansMobile Money LoansBusiness Loans

Mchango wa Pato la Taifa: 1.8% of Kenya's GDP

Eneo: Western

Benki Zinazotoa Mikopo ya Kibinafsi katika Bungoma

KCB

4 mashina

Bungoma, Webuye, Kimilili

Tazama Bidhaa za KCB →

Equity Bank

4 mashina

Bungoma, Webuye, Chwele

Tazama Bidhaa za Equity Bank →

Co-operative Bank

3 mashina

Bungoma, Webuye

Tazama Bidhaa za Co-operative Bank →

Linganisha Mikopo ya Kibinafsi Zinazopatikana katika Bungoma

ABSA Personal Loan

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

14% - 16.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 10,000,000

✓Loan amounts up to KES 10 million
✓Flexible repayment up to 6 years

Tazama Maelezo & Omba

ABSA Unsecured Check-Off Loan

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓No collateral required
✓Automatic salary deduction (check-off)

Tazama Maelezo & Omba

Co-op Bank Personal Loan

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

13.5% - 15.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Up to KES 5 million loan amount
✓Flexible repayment up to 5 years

Tazama Maelezo & Omba

DTB Personal Loan

Diamond Trust Bank

Kiwango cha Riba:

14% - 17%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Personal loans up to KES 5 million
✓Competitive rates from 14% p.a.

Tazama Maelezo & Omba

Equity Personal Loan

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Quick approval within 48 hours
✓Flexible repayment up to 5 years

Tazama Maelezo & Omba

Faulu Imara Loan

Faulu Microfinance Bank

Kiwango cha Riba:

9.5% - 34%p.a.

Kiasi cha Mkopo:

KES 10,000 - KES 3,000,000

✓Up to KES 3,000,000 loan amount
✓Terms up to 84 months (7 years)

Tazama Maelezo & Omba

I&M Personal Loan

Ilipendekezwa

I&M Bank

Kiwango cha Riba:

14% - 18%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 10,000,000

✓Premium personal loans up to KES 10 million
✓Top-rated mobile banking app

Tazama Maelezo & Omba

KCB Personal Car Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13% - 15.5%p.a.

Kiasi cha Mkopo:

KES 300,000 - KES 15,000,000

✓Finance up to 100% of vehicle value
✓New and used vehicles accepted (up to 8 years old)

Tazama Maelezo & Omba

KCB Personal Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13.5% - 16.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Quick approval (24-48 hours)
✓Flexible repayment terms (6-60 months)

Tazama Maelezo & Omba

KCB Personal Secured Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

11% - 14%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 20,000,000

✓Lower interest rates due to security provided
✓Higher loan amounts up to KES 20M

Tazama Maelezo & Omba

KCB Personal Unsecured Loan

Kenya Commercial Bank

Kiwango cha Riba:

14.5% - 17.5%p.a.

Kiasi cha Mkopo:

KES 30,000 - KES 3,000,000

✓No collateral required
✓Fast approval (24-48 hours)

Tazama Maelezo & Omba

Letshego Personal Loan

Letshego Kenya

Kiwango cha Riba:

5.25% - 24%p.a.

Kiasi cha Mkopo:

KES 250 - KES 500,000

✓Kenya's largest credit-only MFI
✓APR from 5.25% - among lowest rates

Tazama Maelezo & Omba

Mogo Car Logbook Loan

Mogo Kenya

Kiwango cha Riba:

2.5% - 4%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Borrow up to 70% of vehicle value
✓Keep driving your car

Tazama Maelezo & Omba

Mogo Personal Loan

Ilipendekezwa

Mogo Kenya

Kiwango cha Riba:

15% - 20%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 500,000

✓Quick mobile app approval
✓Flexible repayment options

Tazama Maelezo & Omba

NCBA Personal Loan

Ilipendekezwa

NCBA Bank

Kiwango cha Riba:

12% - 18%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 7,000,000

✓Loan up to KES 7 million unsecured
✓Up to 90% of deposit for secured loans

Tazama Maelezo & Omba

Stanbic Personal Loan

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

13% - 17%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 15,000,000

✓Loans up to KES 15 million
✓Long repayment period up to 7 years

Tazama Maelezo & Omba

Stanbic Personal Unsecured Loan

Stanbic Bank Kenya

Kiwango cha Riba:

14% - 17%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 4,000,000

✓No collateral required
✓Fast approval (48-72 hours)

Tazama Maelezo & Omba

Vidokezo vya Kupata Mikopo ya Kibinafsi katika Bungoma

💡Sugar cane farmers can get advances against expected deliveries
💡Cross-border traders with Uganda have access to trade finance
💡Mobile money loans are popular due to fewer bank branches
💡Consider teacher SACCOs if you're in the education sector

Jinsi ya Kuomba Mikopo ya Kibinafsi katika Bungoma

Linganisha: Tumia PesaMarket kulinganisha mikopo ya kibinafsi kutoka benki 3+
Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
Omba: Tembelea tawi katika Bungoma au omba mtandaoni kupitia tovuti/ programu ya benki
Subiri idhini: Mikopo mingi mikopo ya kibinafsi inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Mikopo ya Kibinafsi katika Bungoma

Ni zipi Mikopo ya Kibinafsi bora katika Kaunti ya Bungoma?

Mikopo bora ya mikopo ya kibinafsi katika Kaunti ya Bungoma inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 12.0% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 17+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi mikopo ya kibinafsi katika Bungoma?

Ku-apply mikopo ya kibinafsi katika Bungoma: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Bungoma au Webuye au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Bungoma?

Benki kuu zenye matawi katika Kaunti ya Bungoma ni pamoja na: KCB (4 mashina - Bungoma, Webuye, Kimilili); Equity Bank (4 mashina - Bungoma, Webuye, Chwele); Co-operative Bank (3 mashina - Bungoma, Webuye). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Bungoma.

Ni mshahara gani wa chini ili kustahiki kwa mikopo ya kibinafsi katika Bungoma?

Minimum salary requirements kwa mikopo ya kibinafsi katika Bungoma zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna mikopo ya kibinafsi bila ukaguzi wa CRB katika Bungoma?

Watoa mikopo wa kidijitali katika Bungoma wanatoa mikopo ya kibinafsi zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

Mikopo ya Kibinafsi katika Kaunti za Western za Karibu

Mikopo ya Kibinafsi - Kakamega Mikopo ya Kibinafsi - Busia Mikopo ya Kibinafsi - Vihiga

Bidhaa Nyingine za Kifedha katika Bungoma

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Mikopo ya Kibinafsi katika Miji Mikuu ya Bungoma

Iwe uko katika Bungoma, Webuye, Kimilili, Chwele, au sehemu nyingine yoyote ya Kaunti ya Bungoma, unaweza kupata mikopo ya kibinafsi kutoka kwa taasisi za kifedha zinazoongoza. Bungoma ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Western. Jukwaa letu linakusaidia kulinganisha viwango na kupata mikopo ya kibinafsi bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 17+ mikopo ya kibinafsi kutoka kwa benki bora katika Bungoma. Pata viwango bora na omba mtandaoni leo.

Linganisha Zote Mikopo ya Kibinafsi Hesabu Malipo ya Kila Mwezi