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Personal Loan

KCB Personal Unsecured Loan

Kenya Commercial Bank

Ilisasishwa mwisho: January 14, 2026

|Ilithibitishwa mwisho: Jan 14, 2026
0/5
Kulingana na 0 Maoni
Kiwango cha Riba
14.5% - 17.5% p.a.
Kiasi cha Mkopo
Ksh 30,000 - Ksh 3,000,000
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
3%

Mgawanyo wa Ukadiriaji

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Jumla: 0 Maoni

Faida na Hasara

Faida

  • No collateral required
  • Fast approval within 24-48 hours
  • Flexible loan amounts from KES 30,000
  • No early repayment penalties
  • Top-up facility available
  • Skip payment option once per year

Hasara

  • Higher interest rates (14.5-17.5%)
  • Processing fee of 3%
  • Credit score check required
  • Guarantor needed for loans above KES 500,000
  • Limited to KES 3M maximum

Maoni ya Wateja

Hakuna maoni bado

Kuwa wa kwanza kushiriki uzoefu wako na KCB Personal Unsecured Loan

Andika Maoni ya Kwanza

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Maelezo ya Bidhaa

Vipengele

  • No collateral required
  • Fast approval (24-48 hours)
  • Flexible repayment terms (3-48 months)
  • Direct disbursement to M-Pesa or bank account
  • Top-up facility for existing customers
  • Skip one payment per year option
  • Multiple repayment channels
  • Competitive rates for existing customers

Mahitaji ya Kustahili

Umri: 21 - 65 years
Mapato ya Chini: Ksh 25,000/month
Ajira: Salaried, Self-employed, Business owner

Nyaraka Zinazohitajika

  • Copy of ID/Passport
  • KRA PIN Certificate
  • Last 3 months payslips (if employed)
  • Last 6 months bank statements
  • Proof of business registration (if self-employed)
  • Guarantor details (for loans above KES 500,000)

Chaguo za Ulipaji

Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)

Uko Tayari Kuomba?

Anza na KCB Personal Unsecured Loan leo. Uidhinishaji wa haraka na viwango vya ushindani.

Omba Sasa

Maombi huchukua chini ya dakika 10

Kwa Nini Uamini Maoni Yetu?

  • Maoni ya wateja yaliyothibitishwa tu
  • Ukadiriaji na uchambuzi huru
  • Taarifa za bidhaa zinazosasishwa mara kwa mara
  • Mbinu ya uhakiki ya uwazi
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