Turn your business idea into reality. Compare startup financing options including SME loans, Hustler Fund, asset financing, and unsecured business loans for new entrepreneurs.
See exactly how much you'll pay each month
4G Capital
0.75% - 0.9% p.a.
KES 5,000 - 3,000,000
Kenya Women Microfinance Bank
1.5% - 2% p.a.
KES 5,000 - 2,000,000
Mogo Kenya
2.5% - 4% p.a.
KES 50,000 - 5,000,000
Watu Credit
2.99% - 4.5% p.a.
KES 40,000 - 350,000
Lipa Later
3% - 5% p.a.
KES 10,000 - 1,000,000
Options for startup loans: 1) Hustler Fund - up to KES 50,000 at 8% p.a., 2) Youth Enterprise Fund - KES 100,000-500,000, 3) Bank SME loans - KES 500,000-10M with collateral, 4) Personal loans - unsecured up to KES 3M based on salary. First-time businesses often start with personal loans or government programs.
Yes, several options exist: Hustler Fund (government), unsecured SME loans from Equity and KCB (up to KES 1M based on mobile money transactions), and personal loans used for business. Group lending through chamas also provides collateral-free options.
Hustler Fund is a government initiative offering affordable loans to small businesses. Apply via *254# or the Hustler Fund app. First-time limit is KES 500, increasing to KES 50,000 with good repayment. Interest rate is 8% p.a. (lowest in market).
Startup loan amounts depend on your profile: New entrepreneurs with employment can get KES 100,000-3M personal loans. Registered businesses can access KES 500,000-10M SME loans. Government programs offer KES 50,000-500,000 for youth and women.
Compare 40 loan options and find the best rates for your needs.
Marble Capital Solutions
3% - 5% p.a.
KES 50,000 - 2,000,000
Letshego Kenya
5.25% - 24% p.a.
KES 250 - 500,000