đī¸ Loans for Land Purchase in Kenya
Invest in land with flexible financing options. Compare land loans and plot purchase financing from Kenyan banks and SACCOs.
Calculate Your Land Purchase Loan
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Best Loans for Land Purchase
4G Capital SME Working Capital Loan
4G Capital
0.75% - 0.9% p.a.
KES 5,000 - 3,000,000
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
1.5% - 2% p.a.
KES 5,000 - 2,000,000
Mogo Car Logbook Loan
Mogo Kenya
2.5% - 4% p.a.
KES 50,000 - 5,000,000
Watu Motorbike Financing
Watu Credit
2.99% - 4.5% p.a.
KES 40,000 - 350,000
Lipa Later Merchant Advance
Lipa Later
3% - 5% p.a.
KES 10,000 - 1,000,000
Marble Capital Biashara Loan
Marble Capital Solutions
3% - 5% p.a.
KES 50,000 - 2,000,000
Letshego Personal Loan
Letshego Kenya
5.25% - 24% p.a.
KES 250 - 500,000
Tips for Getting Land Purchase Loans
- đĄVerify land ownership through official searches before buying
- đĄConsider joint purchase with family to reduce individual loan amount
- đĄSome SACCOs offer competitive land financing rates
- đĄFactor in transfer fees and legal costs in your loan amount
Frequently Asked Questions
Can I get a loan to buy land in Kenya?
Yes, banks like KCB, Equity, and Housing Finance offer land purchase loans. You'll typically need 20-30% deposit, and the land itself serves as collateral.
What documents are needed for a land loan?
You'll need: National ID, KRA PIN, proof of income, land search certificate, sale agreement, and surveyor's report. Some lenders require a valuation report.
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