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đŸ“Ļ Loans for Stock & Inventory in Kenya

Finance your business inventory and stock purchases. Compare working capital loans for restocking your business in Kenya.

43
Loan Options
0.03%
From (p.a.)
KES 20K+
Loan Amounts
1-24
Months Term

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Best Loans for Stock/Inventory

Best Rate

Chapeo Cash Loan

Chapeo

Interest Rate:

0.03% - 0.06% p.a.

Amount:

KES 1,000 - 100,000

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4G Capital SME Working Capital Loan

4G Capital

Interest Rate:

0.75% - 0.9% p.a.

Amount:

KES 5,000 - 3,000,000

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KWFT Biashara Business Loan

Kenya Women Microfinance Bank

Interest Rate:

1.5% - 2% p.a.

Amount:

KES 5,000 - 2,000,000

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Watu Motorbike Financing

Watu Credit

Interest Rate:

2.99% - 4.5% p.a.

Amount:

KES 40,000 - 350,000

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Lipa Later Merchant Advance

Lipa Later

Interest Rate:

3% - 5% p.a.

Amount:

KES 10,000 - 1,000,000

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Marble Capital Biashara Loan

Marble Capital Solutions

Interest Rate:

3% - 5% p.a.

Amount:

KES 50,000 - 2,000,000

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Zanifu Inventory Financing

Zanifu

Interest Rate:

3.5% - 5% p.a.

Amount:

KES 5,000 - 200,000

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MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

Interest Rate:

4% - 9% p.a.

Amount:

KES 50 - 500,000

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Zenka Personal Loan

Zenka Finance

Interest Rate:

4.5% - 9% p.a.

Amount:

KES 500 - 50,000

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Tips for Getting Stock/Inventory Loans

  • 💡Time your stock loan with peak selling seasons
  • 💡Some suppliers offer trade credit - compare with loan costs
  • 💡Fuliza Business and KCB M-Pesa Business offer quick restocking loans
  • 💡Keep records of your turnover to qualify for larger amounts

Frequently Asked Questions

How can I get a loan for stock?

Options include: Fuliza Business (instant via M-Pesa), Stawi loans, KCB M-Pesa Business, and bank working capital loans. Amounts range from KES 1,000 to KES 2 million depending on your business history.

What loan is best for small traders?

For small traders, mobile-based loans like Fuliza Business, Stawi, and Timiza Business offer quick access without paperwork. Limits grow based on your transaction history.

Ready to Apply for Stock/Inventory Financing?

Compare 43 loan options and find the best rates for your needs.

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