📦 Loans for Stock & Inventory in Kenya
Finance your business inventory and stock purchases. Compare working capital loans for restocking your business in Kenya.
Calculate Your Stock/Inventory Loan
See exactly how much you'll pay each month
Best Loans for Stock/Inventory
Chapeo Cash Loan
Chapeo
0.03% - 0.06% p.a.
KES 1,000 - 100,000
4G Capital SME Working Capital Loan
4G Capital
0.75% - 0.9% p.a.
KES 5,000 - 3,000,000
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
1.5% - 2% p.a.
KES 5,000 - 2,000,000
Watu Motorbike Financing
Watu Credit
2.99% - 4.5% p.a.
KES 40,000 - 350,000
Lipa Later Merchant Advance
Lipa Later
3% - 5% p.a.
KES 10,000 - 1,000,000
Marble Capital Biashara Loan
Marble Capital Solutions
3% - 5% p.a.
KES 50,000 - 2,000,000
Tips for Getting Stock/Inventory Loans
- 💡Time your stock loan with peak selling seasons
- 💡Some suppliers offer trade credit - compare with loan costs
- 💡Fuliza Business and KCB M-Pesa Business offer quick restocking loans
- 💡Keep records of your turnover to qualify for larger amounts
Frequently Asked Questions
How can I get a loan for stock?
Options include: Fuliza Business (instant via M-Pesa), Stawi loans, KCB M-Pesa Business, and bank working capital loans. Amounts range from KES 1,000 to KES 2 million depending on your business history.
What loan is best for small traders?
For small traders, mobile-based loans like Fuliza Business, Stawi, and Timiza Business offer quick access without paperwork. Limits grow based on your transaction history.
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Ready to Apply for Stock/Inventory Financing?
Compare 251 loan options and find the best rates for your needs.