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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Haraka nchini Kenya

Linganisha digital lending apps kama Branch, Tala, Zenka. Pata instant approval na pesa haraka.

Imekaguliwa naPesaMarket
|Ilithibitishwa mwisho: Sep 27, 2026

Kuna 11 mikopo ya haraka zinazopatikana nchini Kenya na viwango vya riba kuanzia 11% hadi 211% kwa mwaka. Kiasi cha mkopo kinaanzia KES 100 hadi KES 3,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 27/09/2026.

Inaonyesha 10 kati ya 10 bidhaa

Chapeo Cash Loan

Chapeo

≈ gharama ya mwaka (makadirio)
80% chini ya wastani
11-22%
kwa mwaka
Kiasi cha Juu
KES 100K
Muda wa Uidhinishaji
Ada ya Usindikaji
Hakuna
  • 100% digital application
  • No collateral required
Omba Sasa
⭐ Emergency cash needs

MCo-op Cash Mobile Loan

Co-operative Bank of Kenya

≈ gharama ya mwaka (makadirio)
58-117%
kwa mwaka
Kiasi cha Juu
KES 500K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
8%
  • Instant loan approval and disbursement
  • Apply via USSD *667# or M-Coop app
Omba Sasa
⭐ Equity Bank customers

Equity Eazzy Loan

Equity Bank Kenya

≈ gharama ya mwaka (makadirio)
99%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
Instant (1 minute)
Ada ya Usindikaji
5%
  • Instant approval within 1 minute
  • Loans from KES 100 to KES 3,000,000
Omba Sasa
⭐ M-Pesa users seeking lower fees

HFCB Whizz Instant Loan

HFCB

≈ gharama ya mwaka (makadirio)
110%
kwa mwaka
Kiasi cha Juu
KES 250K
Muda wa Uidhinishaji
Instant
Ada ya Usindikaji
6%
  • Interest up to 9.061% per month, deducted upfront, plus a 6% processing fee
  • Offered by a CBK-licensed bank (HFCB)
Omba Sasa

Little Pesa Short-Term Loan

Little Pesa

Status unverified
≈ gharama ya mwaka (makadirio)
106-248%
kwa mwaka
Kiasi cha Juu
KES 200K
Muda wa Uidhinishaji
Ada ya Usindikaji
None
  • No processing charges
  • Flexible tenure 7-62 days
Omba Sasa

Okolea Instant Loan

Okolea International

Kiwango cha Riba
44% chini ya wastani
30-120%
kwa mwaka
Kiasi cha Juu
KES 50K
Muda wa Uidhinishaji
Ada ya Usindikaji
450
  • Instant approval and disbursement
  • No collateral required
Omba Sasa
⭐ Emergency cash needs

Senti Instant Loan

Senti App

≈ gharama ya mwaka (makadirio)
90-193%
kwa mwaka
Kiasi cha Juu
KES 70K
Muda wa Uidhinishaji
Within minutes
Ada ya Usindikaji
Hakuna
  • Fast loan approval
  • No CRB check for first loan
Omba Sasa
⭐ Emergency cash needs

Timiza Instant Loan

ABSA Bank Kenya

≈ gharama ya mwaka (makadirio)
128%
kwa mwaka
Kiasi cha Juu
KES 150K
Muda wa Uidhinishaji
Instant (0-1 minute)
Ada ya Usindikaji
8.75%
  • Instant approval (1 minute)
  • No paperwork required
Omba Sasa
⭐ First-time borrowers

Zenka Instant Loan

Zenka Finance Limited

≈ gharama ya mwaka (makadirio)
>1000%
kwa mwaka
Kiasi cha Juu
KES 200K
Muda wa Uidhinishaji
Instant (1 minute)
Ada ya Usindikaji
0
  • Instant approval within 1 minute
  • Loans from KES 500 to KES 200,000
Omba Sasa
⭐ Tech-savvy borrowers

Branch Personal Loan

Branch International

Kiwango cha Riba
63% chini ya wastani
20-211%
kwa mwaka
Kiasi cha Juu
KES 300K
Muda wa Uidhinishaji
5-10 minutes
Ada ya Usindikaji
6%
  • 100% digital - download app and apply
  • Instant approval in minutes
Omba Sasa
Showing top 10 of 11 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

“Speed comes at a cost. The fastest-disbursing loans in Kenya charge 2-5x higher effective rates than bank loans. Always check the total repayment amount, not just the processing time.”

P
PesaMarket Research Team

Financial Analysis

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