Skip to main content
Personal Loan

Bank of Baroda Personal Loan

Bank of Baroda

Ilisasishwa mwisho: April 16, 2026

|Ilithibitishwa mwisho: Apr 16, 2026
0/5
Kulingana na 0 Maoni
Kiwango cha Riba
13% - 15% p.a.
Kiasi cha Mkopo
Ksh 100,000 - Ksh 8,000,000
Muda wa Uidhinishaji
3-5 working days
Ada ya Usindikaji
KshNaN

Mgawanyo wa Ukadiriaji

5
(0)
4
(0)
3
(0)
2
(0)
1
(0)
Jumla: 0 Maoni

Faida na Hasara

Faida

  • Low 1.5% processing fee saves thousands
  • Extends to 72-month repayment tenure
  • Accepts pensioners up to age 65
  • High KES 8M ceiling for bigger needs
  • Indian banking heritage brings global standards

Hasara

  • Slower 3-5 day approval than digital lenders
  • Early repayment penalty in first year
  • Minimum income of KES 30,000 required
  • Small branch network (about 15 branches)

Maoni ya Wateja

Hakuna maoni bado

Kuwa wa kwanza kushiriki uzoefu wako na Bank of Baroda Personal Loan

Andika Maoni ya Kwanza

Share Your Experience

We'll only use this to verify your review

0/2000 characters (minimum 20 characters)

Note: Reviews are moderated and will be published after verification.

Maelezo ya Bidhaa

Vipengele

  • Mikopo ya kibinafsi up to KES 8 million
  • Indian subsidiary with deep Kenya-India trade corridor
  • Loans to pensioners up to age 65
  • Long 6-year repayment period
  • Low 1.5% processing fee
  • Baroda M-Connect mobile banking
  • NRI (Non-Resident Indian) banking specialists
  • Conservative lending standards (stable bank)

Mahitaji ya Kustahili

Umri: 21 - 65 years
Mapato ya Chini: Ksh 30,000/month
Ajira: Employed, Self-employed, Professional, Pensioner

Nyaraka Zinazohitajika

  • National ID or passport
  • KRA PIN
  • Salary slips or income proof
  • 12 months bank statements

Chaguo za Ulipaji

Standing orderDirect debitBranch

Uko Tayari Kuomba?

Anza na Bank of Baroda Personal Loan leo. Uidhinishaji wa haraka na viwango vya ushindani.

Omba Sasa

Maombi huchukua chini ya dakika 10

Kwa Nini Uamini Maoni Yetu?

  • Maoni ya wateja yaliyothibitishwa tu
  • Ukadiriaji na uchambuzi huru
  • Taarifa za bidhaa zinazosasishwa mara kwa mara
  • Mbinu ya uhakiki ya uwazi
Need help? Chat with us