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Mortgage

Co-op KMRC Mortgage

Co-operative Bank of Kenya

Ilisasishwa mwisho: January 14, 2026

|Ilithibitishwa mwisho: Jan 14, 2026
0/5
Kulingana na 0 Maoni
Kiwango cha Riba
9.9% - 9.9% p.a.
Kiasi cha Mkopo
Ksh 1,000,000 - Ksh 4,000,000
Muda wa Uidhinishaji
14-30 days
Ada ya Usindikaji
1%

Mgawanyo wa Ukadiriaji

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Jumla: 0 Maoni

Faida na Hasara

Faida

  • Best mortgage rate at 9.9%
  • Up to 100% financing available
  • Long tenure up to 25 years
  • Low processing fee (1%)
  • Free property valuation
  • KMRC government backing

Hasara

  • Property value limit of KES 4M
  • Extensive documentation required
  • 24 months employment history needed
  • Early repayment penalty after 3 years
  • High minimum income requirement

Maoni ya Wateja

Hakuna maoni bado

Kuwa wa kwanza kushiriki uzoefu wako na Co-op KMRC Mortgage

Andika Maoni ya Kwanza

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Maelezo ya Bidhaa

Vipengele

  • Lowest mortgage rate in Kenya at 9.9%
  • KMRC-backed affordable housing initiative
  • Long repayment period up to 25 years
  • Finance up to 100% of property value
  • New construction and purchase supported
  • No early settlement penalty for first 3 years
  • Free property valuation
  • Flexible repayment options
  • Mortgage protection insurance included

Mahitaji ya Kustahili

Umri: 21 - 65 years
Mapato ya Chini: Ksh 80,000/month
Ajira: Salaried, Self-employed

Nyaraka Zinazohitajika

  • Copy of ID/Passport
  • KRA PIN Certificate
  • Last 6 months payslips (if employed)
  • Last 12 months bank statements
  • Employment contract/letter
  • Audited accounts (if self-employed)
  • Property valuation report
  • Title deed (if available)
  • Sale agreement or offer letter

Chaguo za Ulipaji

Standing orderCheck-off (for salaried)M-Pesa PaybillBranch paymentDirect debit

Uko Tayari Kuomba?

Anza na Co-op KMRC Mortgage leo. Uidhinishaji wa haraka na viwango vya ushindani.

Omba Sasa

Maombi huchukua chini ya dakika 10

Kwa Nini Uamini Maoni Yetu?

  • Maoni ya wateja yaliyothibitishwa tu
  • Ukadiriaji na uchambuzi huru
  • Taarifa za bidhaa zinazosasishwa mara kwa mara
  • Mbinu ya uhakiki ya uwazi
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