Mortgage
I&M Home Loan
I&M Bank Kenya
Ilisasishwa mwisho: April 16, 2026
★★★★★
0/5Kulingana na 0 Maoni
Kiwango cha Riba
12% - 14.5% p.a.
Kiasi cha Mkopo
Ksh 3,000,000 - Ksh 100,000,000
Muda wa Uidhinishaji
10-14 business days
Ada ya Usindikaji
KshNaN
Mgawanyo wa Ukadiriaji
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1★
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Jumla: 0 Maoni
Faida na Hasara
Faida
- Low 1% processing fee
- Faster approval (10-14 days)
- Large kiasi cha mikopo up to KES 100M
- Diaspora mortgage available
- Rate negotiation for premium properties
- Premium banking perks for mortgage clients
Hasara
- High minimum income of KES 120k
- High minimum loan of KES 3M
- Smaller branch network than tier-1 banks
- 12 months bank statements required
Maoni ya Wateja
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Maelezo ya Bidhaa
Vipengele
- Up to 90% financing for property purchase
- Loans up to KES 100 million
- Repayment period up to 25 years
- Home purchase, construction, and renovation
- Premium banking relationship for mortgage clients
- Diaspora mortgage facility available
- Construction loan with staged drawdowns
- Mortgage top-up and equity release options
- Rate negotiation for high-value properties
Mahitaji ya Kustahili
Umri: 21 - 60 years
Mapato ya Chini: Ksh 120,000/month
Ajira: Employed, Self-employed
Nyaraka Zinazohitajika
- Copy of ID/Passport
- KRA PIN Certificate
- Last 6 months payslips
- Last 12 months bank statements
- Employment confirmation letter
- Audited accounts (if self-employed)
- Property valuation report
- Title deed
- Sale agreement
- Proof of deposit (if applicable)
Chaguo za Ulipaji
Standing orderCheck-offDirect debitBranch payment
Uko Tayari Kuomba?
Anza na I&M Home Loan leo. Uidhinishaji wa haraka na viwango vya ushindani.
Omba SasaMaombi huchukua chini ya dakika 10
Unaweza Kupenda Pia
Kwa Nini Uamini Maoni Yetu?
- Maoni ya wateja yaliyothibitishwa tu
- Ukadiriaji na uchambuzi huru
- Taarifa za bidhaa zinazosasishwa mara kwa mara
- Mbinu ya uhakiki ya uwazi