Bora Mikopo ya Kibinafsi katika Uasin Gishu 2026

Linganisha 17+ mikopo ya kibinafsi kutoka kwa benki 4+ katika Kaunti ya Uasin Gishu. 69% of adults have access to financial services.

17+

Bidhaa Zilizopo

Mashina ya Benki

1,163,186

Idadi ya Watu

26+

mashina

Muonekano wa Kifedha wa Kaunti ya Uasin Gishu

Eldoret, in Uasin Gishu County, is the fastest-growing town in Kenya and home to world-renowned athletes. The region is the breadbasket of Kenya with extensive wheat and maize farming.

Sekta Kuu

AgricultureAthleticsEducationManufacturingTrade

Bidhaa Maarufu za Kifedha

Agricultural LoansPersonal LoansBusiness LoansAsset Finance

Mchango wa Pato la Taifa: 3.8% of Kenya's GDP

Eneo: Rift Valley

Benki Zinazotoa Mikopo ya Kibinafsi katika Uasin Gishu

KCB

8 mashina

CBD, West Indies, Huruma, Langas

Tazama Bidhaa za KCB →

Equity Bank

7 mashina

CBD, West Indies, Pioneer

Tazama Bidhaa za Equity Bank →

Co-operative Bank

7 mashina

CBD, West Indies, Kapseret

Tazama Bidhaa za Co-operative Bank →

ABSA

4 mashina

CBD, Elgon View

Tazama Bidhaa za ABSA →

Linganisha Mikopo ya Kibinafsi Zinazopatikana katika Uasin Gishu

ABSA Personal Loan

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

14% - 16.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 10,000,000

✓Loan amounts up to KES 10 million
✓Flexible repayment up to 6 years

Tazama Maelezo & Omba

ABSA Unsecured Check-Off Loan

Ilipendekezwa

ABSA Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓No collateral required
✓Automatic salary deduction (check-off)

Tazama Maelezo & Omba

Co-op Bank Personal Loan

Ilipendekezwa

Co-operative Bank of Kenya

Kiwango cha Riba:

13.5% - 15.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Up to KES 5 million loan amount
✓Flexible repayment up to 5 years

Tazama Maelezo & Omba

DTB Personal Loan

Diamond Trust Bank

Kiwango cha Riba:

14% - 17%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Personal loans up to KES 5 million
✓Competitive rates from 14% p.a.

Tazama Maelezo & Omba

Equity Personal Loan

Ilipendekezwa

Equity Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Quick approval within 48 hours
✓Flexible repayment up to 5 years

Tazama Maelezo & Omba

Faulu Imara Loan

Faulu Microfinance Bank

Kiwango cha Riba:

9.5% - 34%p.a.

Kiasi cha Mkopo:

KES 10,000 - KES 3,000,000

✓Up to KES 3,000,000 loan amount
✓Terms up to 84 months (7 years)

Tazama Maelezo & Omba

I&M Personal Loan

Ilipendekezwa

I&M Bank

Kiwango cha Riba:

14% - 18%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 10,000,000

✓Premium personal loans up to KES 10 million
✓Top-rated mobile banking app

Tazama Maelezo & Omba

KCB Personal Car Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13% - 15.5%p.a.

Kiasi cha Mkopo:

KES 300,000 - KES 15,000,000

✓Finance up to 100% of vehicle value
✓New and used vehicles accepted (up to 8 years old)

Tazama Maelezo & Omba

KCB Personal Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

13.5% - 16.5%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Quick approval (24-48 hours)
✓Flexible repayment terms (6-60 months)

Tazama Maelezo & Omba

KCB Personal Secured Loan

Ilipendekezwa

Kenya Commercial Bank

Kiwango cha Riba:

11% - 14%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 20,000,000

✓Lower interest rates due to security provided
✓Higher loan amounts up to KES 20M

Tazama Maelezo & Omba

KCB Personal Unsecured Loan

Kenya Commercial Bank

Kiwango cha Riba:

14.5% - 17.5%p.a.

Kiasi cha Mkopo:

KES 30,000 - KES 3,000,000

✓No collateral required
✓Fast approval (24-48 hours)

Tazama Maelezo & Omba

Letshego Personal Loan

Letshego Kenya

Kiwango cha Riba:

5.25% - 24%p.a.

Kiasi cha Mkopo:

KES 250 - KES 500,000

✓Kenya's largest credit-only MFI
✓APR from 5.25% - among lowest rates

Tazama Maelezo & Omba

Mogo Car Logbook Loan

Mogo Kenya

Kiwango cha Riba:

2.5% - 4%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 5,000,000

✓Borrow up to 70% of vehicle value
✓Keep driving your car

Tazama Maelezo & Omba

Mogo Personal Loan

Ilipendekezwa

Mogo Kenya

Kiwango cha Riba:

15% - 20%p.a.

Kiasi cha Mkopo:

KES 5,000 - KES 500,000

✓Quick mobile app approval
✓Flexible repayment options

Tazama Maelezo & Omba

NCBA Personal Loan

Ilipendekezwa

NCBA Bank

Kiwango cha Riba:

12% - 18%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 7,000,000

✓Loan up to KES 7 million unsecured
✓Up to 90% of deposit for secured loans

Tazama Maelezo & Omba

Stanbic Personal Loan

Ilipendekezwa

Stanbic Bank Kenya

Kiwango cha Riba:

13% - 17%p.a.

Kiasi cha Mkopo:

KES 100,000 - KES 15,000,000

✓Loans up to KES 15 million
✓Long repayment period up to 7 years

Tazama Maelezo & Omba

Stanbic Personal Unsecured Loan

Stanbic Bank Kenya

Kiwango cha Riba:

14% - 17%p.a.

Kiasi cha Mkopo:

KES 50,000 - KES 4,000,000

✓No collateral required
✓Fast approval (48-72 hours)

Tazama Maelezo & Omba

Vidokezo vya Kupata Mikopo ya Kibinafsi katika Uasin Gishu

💡Large-scale farmers can access bulk agricultural loans with lower rates
💡Athletes and sports professionals have specialized banking packages at some banks
💡Consider SACCO loans - Eldoret has strong cooperative movement
💡Cross-border traders with Uganda can access trade finance products

Jinsi ya Kuomba Mikopo ya Kibinafsi katika Uasin Gishu

Linganisha: Tumia PesaMarket kulinganisha mikopo ya kibinafsi kutoka benki 4+
Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
Omba: Tembelea tawi katika Eldoret au omba mtandaoni kupitia tovuti/ programu ya benki
Subiri idhini: Mikopo mingi mikopo ya kibinafsi inashughulikiwa ndani ya masaa 24-72

Maswali Yanayoulizwa Mara kwa Mara: Mikopo ya Kibinafsi katika Uasin Gishu

Ni zipi Mikopo ya Kibinafsi bora katika Kaunti ya Uasin Gishu?

Mikopo bora ya mikopo ya kibinafsi katika Kaunti ya Uasin Gishu inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 12.0% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 17+ kwenye PesaMarket ili kupata inayokufaa.

Ninaomba vipi mikopo ya kibinafsi katika Uasin Gishu?

Ku-apply mikopo ya kibinafsi katika Uasin Gishu: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Eldoret au Turbo au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.

Ni benki zipi zina matawi katika Kaunti ya Uasin Gishu?

Benki kuu zenye matawi katika Kaunti ya Uasin Gishu ni pamoja na: KCB (8 mashina - CBD, West Indies, Huruma); Equity Bank (7 mashina - CBD, West Indies, Pioneer); Co-operative Bank (7 mashina - CBD, West Indies, Kapseret); ABSA (4 mashina - CBD, Elgon View). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Uasin Gishu.

Ni mshahara gani wa chini ili kustahiki kwa mikopo ya kibinafsi katika Uasin Gishu?

Minimum salary requirements kwa mikopo ya kibinafsi katika Uasin Gishu zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa personal loans. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.

Je, kuna mikopo ya kibinafsi bila ukaguzi wa CRB katika Uasin Gishu?

Watoa mikopo wa kidijitali katika Uasin Gishu wanatoa mikopo ya kibinafsi zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.

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Mikopo ya Kibinafsi katika Miji Mikuu ya Uasin Gishu

Iwe uko katika Eldoret, Turbo, Burnt Forest, au sehemu nyingine yoyote ya Kaunti ya Uasin Gishu, unaweza kupata mikopo ya kibinafsi kutoka kwa taasisi za kifedha zinazoongoza. Eldoret ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Rift Valley. Jukwaa letu linakusaidia kulinganisha viwango na kupata mikopo ya kibinafsi bora kwa mahitaji yako.

Uko Tayari Ku-Apply?

Linganishia 17+ mikopo ya kibinafsi kutoka kwa benki bora katika Uasin Gishu. Pata viwango bora na omba mtandaoni leo.

Linganisha Zote Mikopo ya Kibinafsi Hesabu Malipo ya Kila Mwezi