💰 Mikopo Bora ya Mikopo ya Kibinafsi kwa KES 200,000

Linganishia 16 mikopo ya kibinafsi zinazotoa KES 200,000. Viwango vya riba kutoka 2.5% hadi 34% p.a.

Bidhaa Zinazostahiki

2.5%

Kiwango Chini Zaidi

KES 200,000

Kiasi cha Mkopo

24-48h

Muda wa Idhini

Hesabu Monthly Payments Zako

Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 200,000

Fungua Kihesabu

Mikopo ya Kibinafsi Inatoa KES 200,000

Kiwango Bora

Mogo Car Logbook Loan

Mogo Kenya

Kiwango cha Riba:

2.5% - 4%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

3 - 36 months

Tazama Maelezo & Omba

Letshego Personal Loan

Letshego Kenya

Kiwango cha Riba:

5.25% - 24%p.a.

Kiwango cha Mkopo:

KES 250 - 500,000

Tazama Maelezo & Omba

Faulu Imara Loan

Faulu Microfinance Bank

Kiwango cha Riba:

9.5% - 34%p.a.

Kiwango cha Mkopo:

KES 10,000 - 3,000,000

Tazama Maelezo & Omba

KCB Personal Secured Loan

Kenya Commercial Bank

Kiwango cha Riba:

11% - 14%p.a.

Kiwango cha Mkopo:

KES 100,000 - 20,000,000

Malipo:

12 - 84 months

Tazama Maelezo & Omba

NCBA Personal Loan

NCBA Bank

Kiwango cha Riba:

12% - 18%p.a.

Kiwango cha Mkopo:

KES 50,000 - 7,000,000

Malipo:

12 - 72 months

Tazama Maelezo & Omba

ABSA Unsecured Check-Off Loan

ABSA Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

6 - 60 months

Tazama Maelezo & Omba

Equity Personal Loan

Equity Bank Kenya

Kiwango cha Riba:

13% - 16%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

6 - 60 months

Tazama Maelezo & Omba

Stanbic Personal Loan

Stanbic Bank Kenya

Kiwango cha Riba:

13% - 17%p.a.

Kiwango cha Mkopo:

KES 100,000 - 15,000,000

Malipo:

12 - 84 months

Tazama Maelezo & Omba

Co-op Bank Personal Loan

Co-operative Bank of Kenya

Kiwango cha Riba:

13.5% - 15.5%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

12 - 60 months

Tazama Maelezo & Omba

KCB Personal Loan

Kenya Commercial Bank

Kiwango cha Riba:

13.5% - 16.5%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

6 - 60 months

Tazama Maelezo & Omba

ABSA Personal Loan

ABSA Bank Kenya

Kiwango cha Riba:

14% - 16.5%p.a.

Kiwango cha Mkopo:

KES 50,000 - 10,000,000

Malipo:

12 - 72 months

Tazama Maelezo & Omba

DTB Personal Loan

Diamond Trust Bank

Kiwango cha Riba:

14% - 17%p.a.

Kiwango cha Mkopo:

KES 50,000 - 5,000,000

Malipo:

12 - 60 months

Tazama Maelezo & Omba

I&M Personal Loan

I&M Bank

Kiwango cha Riba:

14% - 18%p.a.

Kiwango cha Mkopo:

KES 100,000 - 10,000,000

Malipo:

12 - 72 months

Tazama Maelezo & Omba

Stanbic Personal Unsecured Loan

Stanbic Bank Kenya

Kiwango cha Riba:

14% - 17%p.a.

Kiwango cha Mkopo:

KES 50,000 - 4,000,000

Malipo:

6 - 60 months

Tazama Maelezo & Omba

KCB Personal Unsecured Loan

Kenya Commercial Bank

Kiwango cha Riba:

14.5% - 17.5%p.a.

Kiwango cha Mkopo:

KES 30,000 - 3,000,000

Malipo:

3 - 48 months

Tazama Maelezo & Omba

Mogo Personal Loan

Mogo Kenya

Kiwango cha Riba:

15% - 20%p.a.

Kiwango cha Mkopo:

KES 5,000 - 500,000

Malipo:

3 - 12 months

Tazama Maelezo & Omba

Makadirio ya Malipo ya Kila Mwezi kwa KES 200,000

Kiwango cha Riba	Miezi 6	Miezi 12	Miezi 24	Miezi 36
12% p.a.	KES 34,510	KES 17,770	KES 9,415	KES 6,643
15% p.a.	KES 34,807	KES 18,052	KES 9,697	KES 6,933
18% p.a.	KES 35,105	KES 18,336	KES 9,985	KES 7,230
21% p.a.	KES 35,405	KES 18,623	KES 10,277	KES 7,535
24% p.a.	KES 35,705	KES 18,912	KES 10,574	KES 7,847

* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.

Mahitaji ya KES 200,000 Mikopo ya Kibinafsi

Mahitaji ya Msingi

✓Raia au mkazi wa Kenya (ID/Pasipoti)
✓Umri wa miaka 18-65 (inatofautiana na mkopeshaji)
✓Cheti halali cha KRA PIN
✓Akaunti ya pesa za simu iliyo hai (M-Pesa)

Mahitaji ya Kipato

→Kipato cha chini: ~KES 50,000/mwezi
→Kazi: Payslips au barua ya ajira
→Mwenye biashara binafsi: Ripoti za benki/M-Pesa za miezi 6+
→Kwa kawaida hauna dhamana kwa kiasi hiki

Maswali Yanayoulizwa Mara kwa Mara: KES 200,000 Mikopo ya Kibinafsi

Ninaweza kupata mkopo wa KES 200,000 wapi nchini Kenya?

Unaweza kupata mkopo wa KES 200,000 kutoka kwa wakopeshaji 16+ ikiwa ni pamoja na Mogo Kenya, Letshego Kenya, Faulu Microfinance Bank. Kiwango cha riba kinaanzia 12.0% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.

Nini malipo ya kila mwezi kwa mkopo wa KES 200,000?

Kwa mkopo wa KES 200,000 at 12.0% p.a. kwa miezi 12, utalipa approximately KES 17,768 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.

Ni vigezo gani vinahitajika kwa mkopo wa KES 200,000?

Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 60,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kiasi kikubwa kinaweza kuhitaji dhamana.

Ninaweza kupata KES 200,000 kwa haraka kiasi gani?

Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 200,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.

Naweza kupata mkopo wa KES 200,000 bila kuangalia CRB?

Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 200,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.

Linganishia Mikopo ya Kibinafsi kwa Kiasi

Uko tayari kukopa KES 200,000?

Linganisha bidhaa 16 na upate best rate kwa needs zako. Apply online kwa dakika.

Linganisha Mikopo ya Kibinafsi Angalia Uthibitisho Wako