Linganishia 17 mikopo ya kibinafsi zinazotoa KES 200,000. Viwango vya riba kutoka 2.5% hadi 34% p.a.
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 200,000
Mogo Kenya
2.5% - 4%p.a.
KES 50,000 - 5,000,000
3 - 36 months
Letshego Kenya
5.25% - 24%p.a.
KES 250 - 500,000
Faulu Microfinance Bank
9.5% - 34%p.a.
KES 10,000 - 3,000,000
Kenya Commercial Bank
11% - 14%p.a.
KES 100,000 - 20,000,000
12 - 84 months
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 34,510 | KES 17,770 | KES 9,415 | KES 6,643 |
| 15% p.a. | KES 34,807 | KES 18,052 | KES 9,697 | KES 6,933 |
| 18% p.a. | KES 35,105 | KES 18,336 | KES 9,985 | KES 7,230 |
| 21% p.a. | KES 35,405 | KES 18,623 | KES 10,277 | KES 7,535 |
| 24% p.a. | KES 35,705 | KES 18,912 | KES 10,574 | KES 7,847 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Unaweza kupata mkopo wa KES 200,000 kutoka kwa wakopeshaji 17+ ikiwa ni pamoja na Mogo Kenya, Letshego Kenya, Faulu Microfinance Bank. Kiwango cha riba kinaanzia 12.1% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Kwa mkopo wa KES 200,000 at 12.1% p.a. kwa miezi 12, utalipa approximately KES 17,779 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 60,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kiasi kikubwa kinaweza kuhitaji dhamana.
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 200,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 200,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganisha bidhaa 17 na upate best rate kwa needs zako. Apply online kwa dakika.
NCBA Bank
12% - 18%p.a.
KES 50,000 - 7,000,000
12 - 72 months
ABSA Bank Kenya
13% - 16%p.a.
KES 50,000 - 5,000,000
6 - 60 months
Equity Bank Kenya
13% - 16%p.a.
KES 50,000 - 5,000,000
6 - 60 months
Stanbic Bank Kenya
13% - 17%p.a.
KES 100,000 - 15,000,000
12 - 84 months
Co-operative Bank of Kenya
13.5% - 15.5%p.a.
KES 50,000 - 5,000,000
12 - 60 months
Kenya Commercial Bank
13.5% - 16.5%p.a.
KES 50,000 - 5,000,000
6 - 60 months
ABSA Bank Kenya
14% - 16.5%p.a.
KES 50,000 - 10,000,000
12 - 72 months
Diamond Trust Bank
14% - 17%p.a.
KES 50,000 - 5,000,000
12 - 60 months
I&M Bank
14% - 18%p.a.
KES 100,000 - 10,000,000
12 - 72 months
Stanbic Bank Kenya
14% - 17%p.a.
KES 50,000 - 4,000,000
6 - 60 months
Stanbic Bank Kenya
14% - 17%p.a.
KES 50,000 - 4,000,000
6 - 60 months
Kenya Commercial Bank
14.5% - 17.5%p.a.
KES 30,000 - 3,000,000
3 - 48 months
Mogo Kenya
15% - 20%p.a.
KES 5,000 - 500,000
3 - 12 months