Linganishia 20 mikopo ya haraka zinazotoa KES 40,000. Viwango vya riba kutoka 0.03% hadi 25% p.a.
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 40,000
Chapeo
0.03% - 0.06%p.a.
KES 1,000 - 100,000
91 - 121 days
Co-operative Bank of Kenya
4% - 9%p.a.
KES 50 - 500,000
1 - 12 months
Zenka Finance
4.5% - 9%p.a.
KES 500 - 50,000
1 - 6 months
Okash (Opera)
5% - 10%p.a.
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 6,902 | KES 3,554 | KES 1,883 | KES 1,329 |
| 15% p.a. | KES 6,961 | KES 3,610 | KES 1,939 | KES 1,387 |
| 18% p.a. | KES 7,021 | KES 3,667 | KES 1,997 | KES 1,446 |
| 21% p.a. | KES 7,081 | KES 3,725 | KES 2,055 | KES 1,507 |
| 24% p.a. | KES 7,141 | KES 3,782 | KES 2,115 | KES 1,569 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Unaweza kupata mkopo wa KES 40,000 kutoka kwa wakopeshaji 20+ ikiwa ni pamoja na Chapeo, Co-operative Bank of Kenya, Zenka Finance. Kiwango cha riba kinaanzia 10.7% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Kwa mkopo wa KES 40,000 at 10.7% p.a. kwa miezi 12, utalipa approximately KES 3,529 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 12,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kwa kiasi hiki, mikopo mingi haina dhamana.
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 40,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 40,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganisha bidhaa 20 na upate best rate kwa needs zako. Apply online kwa dakika.
KES 500 - 50,000
1 - 6 months
Okash Kenya
8% - 20%p.a.
KES 1,500 - 50,000
91 - 365 days
Equity Bank Kenya
10% - 16%p.a.
KES 1,000 - 100,000
1 - 12 months
Senti App
10% - 20%p.a.
KES 1,000 - 50,000
7 - 30 days
ABSA Bank Kenya
10% - 18%p.a.
KES 500 - 150,000
1 - 6 months
Tala Kenya
11% - 15%p.a.
KES 1,000 - 50,000
21 - 30 months
Okolea International
11.15% - 15%p.a.
KES 500 - 500,000
Branch International
12% - 21%p.a.
KES 250 - 100,000
1 - 12 months
Haraka Finance
12% - 20%p.a.
KES 1,000 - 50,000
14 - 30 days
TruePesa
12% - 25%p.a.
KES 2,000 - 80,000
Branch International
14% - 22%p.a.
KES 250 - 70,000
1 - 68 months
iPesa Kenya
15% - 25%p.a.
KES 500 - 50,000
14 - 30 days
Tala Kenya
15% - 25%p.a.
KES 500 - 70,000
1 - 6 months
Tala Kenya
15% - 25%p.a.
KES 500 - 70,000
1 - 6 months
HF Group
% - %p.a.
KES 1,000 - 100,000
7 - 30 days
Little Pesa
% - %p.a.
KES 1,000 - 200,000
7 - 62 days
NCBA Bank / MTN
% - %p.a.
KES 500 - 150,000
7 - 30 days