⚡ Mikopo Bora ya Mikopo ya Haraka kwa KES 40,000
Linganishia 19 mikopo ya haraka zinazotoa KES 40,000. Viwango vya riba kutoka 0.03% hadi 25% p.a.
Hesabu Monthly Payments Zako
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 40,000
Mikopo ya Haraka Inatoa KES 40,000
Chapeo Cash Loan
Chapeo
0.03% - 0.06%p.a.
KES 1,000 - 100,000
91 - 121 days
MCo-op Cash Mobile Loan
Co-operative Bank of Kenya
4% - 9%p.a.
KES 50 - 500,000
1 - 12 months
Zenka Personal Loan
Zenka Finance
4.5% - 9%p.a.
KES 500 - 50,000
1 - 6 months
Okash Personal Loan
Okash (Opera)
5% - 10%p.a.
KES 500 - 50,000
1 - 6 months
OKash Instant Loan
Okash Kenya
8% - 20%p.a.
KES 1,500 - 50,000
91 - 365 days
Equity Eazzy Loan
Equity Bank Kenya
10% - 16%p.a.
KES 1,000 - 100,000
1 - 12 months
Senti Instant Loan
Senti App
10% - 20%p.a.
KES 1,000 - 50,000
7 - 30 days
Timiza Instant Loan
ABSA Bank Kenya
10% - 18%p.a.
KES 500 - 150,000
1 - 6 months
Tala Instant Loan
Tala Kenya
11% - 15%p.a.
KES 1,000 - 50,000
21 - 30 months
Okolea Instant Loan
Okolea International
11.15% - 15%p.a.
KES 500 - 500,000
Branch Personal Loan Plus
Branch International
12% - 21%p.a.
KES 250 - 100,000
1 - 12 months
Haraka Instant Loan
Haraka Finance
12% - 20%p.a.
KES 1,000 - 50,000
14 - 30 days
TruePesa Instant Loan
TruePesa
12% - 25%p.a.
KES 2,000 - 80,000
Branch Personal Loan
Branch International
14% - 22%p.a.
KES 250 - 70,000
1 - 68 months
iPesa Instant Loan
iPesa Kenya
15% - 25%p.a.
KES 500 - 50,000
14 - 30 days
Tala Personal Loan Plus
Tala Kenya
15% - 25%p.a.
KES 500 - 70,000
1 - 6 months
HF Whizz Instant Loan
HF Group
% - %p.a.
KES 1,000 - 100,000
7 - 30 days
Little Pesa Short-Term Loan
Little Pesa
% - %p.a.
KES 1,000 - 200,000
7 - 62 days
MoKash Instant Loan
NCBA Bank / MTN
% - %p.a.
KES 500 - 150,000
7 - 30 days
Makadirio ya Malipo ya Kila Mwezi kwa KES 40,000
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 6,902 | KES 3,554 | KES 1,883 | KES 1,329 |
| 15% p.a. | KES 6,961 | KES 3,610 | KES 1,939 | KES 1,387 |
| 18% p.a. | KES 7,021 | KES 3,667 | KES 1,997 | KES 1,446 |
| 21% p.a. | KES 7,081 | KES 3,725 | KES 2,055 | KES 1,507 |
| 24% p.a. | KES 7,141 | KES 3,782 | KES 2,115 | KES 1,569 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Mahitaji ya KES 40,000 Mikopo ya Haraka
Mahitaji ya Msingi
- ✓Raia au mkazi wa Kenya (ID/Pasipoti)
- ✓Umri wa miaka 18-65 (inatofautiana na mkopeshaji)
- ✓Cheti halali cha KRA PIN
- ✓Akaunti ya pesa za simu iliyo hai (M-Pesa)
Mahitaji ya Kipato
- →Kipato cha chini: ~KES 10,000/mwezi
- →Kazi: Payslips au barua ya ajira
- →Mwenye biashara binafsi: Ripoti za benki/M-Pesa za miezi 6+
- →Kwa kawaida hauna dhamana kwa kiasi hiki
Maswali Yanayoulizwa Mara kwa Mara: KES 40,000 Mikopo ya Haraka
Ninaweza kupata mkopo wa KES 40,000 wapi nchini Kenya?
Unaweza kupata mkopo wa KES 40,000 kutoka kwa wakopeshaji 19+ ikiwa ni pamoja na Chapeo, Co-operative Bank of Kenya, Zenka Finance. Kiwango cha riba kinaanzia 10.5% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Nini malipo ya kila mwezi kwa mkopo wa KES 40,000?
Kwa mkopo wa KES 40,000 at 10.5% p.a. kwa miezi 12, utalipa approximately KES 3,525 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Ni vigezo gani vinahitajika kwa mkopo wa KES 40,000?
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 12,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kwa kiasi hiki, mikopo mingi haina dhamana.
Ninaweza kupata KES 40,000 kwa haraka kiasi gani?
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 40,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Naweza kupata mkopo wa KES 40,000 bila kuangalia CRB?
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 40,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganishia Mikopo ya Haraka kwa Kiasi
Uko tayari kukopa KES 40,000?
Linganisha bidhaa 19 na upate best rate kwa needs zako. Apply online kwa dakika.