Linganishia 17 mikopo ya biashara zinazotoa KES 400,000. Viwango vya riba kutoka 0.75% hadi 19% p.a.
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 400,000
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - 3,000,000
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - 2,000,000
Lipa Later
3% - 5%p.a.
KES 10,000 - 1,000,000
1 - 12 months
Marble Capital Solutions
3% - 5%p.a.
KES 50,000 - 2,000,000
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 69,019 | KES 35,540 | KES 18,829 | KES 13,286 |
| 15% p.a. | KES 69,614 | KES 36,103 | KES 19,395 | KES 13,866 |
| 18% p.a. | KES 70,210 | KES 36,672 | KES 19,970 | KES 14,461 |
| 21% p.a. | KES 70,809 | KES 37,246 | KES 20,554 | KES 15,070 |
| 24% p.a. | KES 71,410 | KES 37,824 | KES 21,148 | KES 15,693 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Unaweza kupata mkopo wa KES 400,000 kutoka kwa wakopeshaji 17+ ikiwa ni pamoja na 4G Capital, Kenya Women Microfinance Bank, Lipa Later. Kiwango cha riba kinaanzia 9.9% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Kwa mkopo wa KES 400,000 at 9.9% p.a. kwa miezi 12, utalipa approximately KES 35,147 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 120,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kiasi kikubwa kinaweza kuhitaji dhamana.
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 400,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 400,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganisha bidhaa 17 na upate best rate kwa needs zako. Apply online kwa dakika.
Kopokopo
5% - 7%p.a.
KES 5,000 - 500,000
1 - 6 months
Jijenge Credit
10% - 15%p.a.
KES 50,000 - 2,000,000
3 - 12 months
Equity Bank
12% - 15%p.a.
KES 50,000 - 10,000,000
6 - 60 months
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - 30,000,000
6 - 60 months
Co-operative Bank of Kenya
13% - 16%p.a.
KES 100,000 - 20,000,000
12 - 60 months
Equity Bank
13% - 16%p.a.
KES 100,000 - 30,000,000
12 - 72 months
Kenya Commercial Bank
13% - 18%p.a.
KES 100,000 - 50,000,000
12 - 60 months
Mogo Kenya
13% - 17%p.a.
KES 30,000 - 3,000,000
6 - 24 months
ABSA Bank Kenya
13.5% - 17%p.a.
KES 200,000 - 25,000,000
12 - 60 months
Kenya Commercial Bank
13.5% - 16%p.a.
KES 50,000 - 5,000,000
6 - 48 months
Stanbic Bank Kenya
13.5% - 19%p.a.
KES 200,000 - 100,000,000
12 - 84 months
ABSA Bank Kenya
14% - 17%p.a.
KES 100,000 - 15,000,000
6 - 60 months
Watu Credit Limited
14% - 18%p.a.
KES 50,000 - 5,000,000
12 - 36 months