đĸ Mikopo Bora ya Mikopo ya Biashara kwa KES 250,000
Linganishia 19 mikopo ya biashara zinazotoa KES 250,000. Viwango vya riba kutoka 0.75% hadi 19% p.a.
Hesabu Monthly Payments Zako
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 250,000
Mikopo ya Biashara Inatoa KES 250,000
4G Capital SME Working Capital Loan
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - 3,000,000
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - 2,000,000
Watu Motorbike Financing
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - 350,000
12 - 36 months
Lipa Later Merchant Advance
Lipa Later
3% - 5%p.a.
KES 10,000 - 1,000,000
1 - 12 months
Marble Capital Biashara Loan
Marble Capital Solutions
3% - 5%p.a.
KES 50,000 - 2,000,000
Kopokopo Grow Merchant Loan
Kopokopo
5% - 7%p.a.
KES 5,000 - 500,000
1 - 6 months
Stawi SME Loan
Stawi
9% - 9%p.a.
KES 30,000 - 250,000
Jijenge Merchant Advance
Jijenge Credit
10% - 15%p.a.
KES 50,000 - 2,000,000
3 - 12 months
Kilimo Maendeleo Agricultural Loan
Equity Bank
12% - 15%p.a.
KES 50,000 - 10,000,000
6 - 60 months
Equity SME Loan
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - 30,000,000
6 - 60 months
Co-op Biashara Loan
Co-operative Bank of Kenya
13% - 16%p.a.
KES 100,000 - 20,000,000
12 - 60 months
Equity SME Development Loan
Equity Bank
13% - 16%p.a.
KES 100,000 - 30,000,000
12 - 72 months
KCB Business Loan
Kenya Commercial Bank
13% - 18%p.a.
KES 100,000 - 50,000,000
12 - 60 months
Mogo Asset Financing
Mogo Kenya
13% - 17%p.a.
KES 30,000 - 3,000,000
6 - 24 months
ABSA Business Loan
ABSA Bank Kenya
13.5% - 17%p.a.
KES 200,000 - 25,000,000
12 - 60 months
KCB Boresha Biashara Loan
Kenya Commercial Bank
13.5% - 16%p.a.
KES 50,000 - 5,000,000
6 - 48 months
Stanbic SME Financing
Stanbic Bank Kenya
13.5% - 19%p.a.
KES 200,000 - 100,000,000
12 - 84 months
Wezesha Biashara SME Loan
ABSA Bank Kenya
14% - 17%p.a.
KES 100,000 - 15,000,000
6 - 60 months
Watu Business Loan
Watu Credit Limited
14% - 18%p.a.
KES 50,000 - 5,000,000
12 - 36 months
Makadirio ya Malipo ya Kila Mwezi kwa KES 250,000
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 43,137 | KES 22,212 | KES 11,768 | KES 8,304 |
| 15% p.a. | KES 43,508 | KES 22,565 | KES 12,122 | KES 8,666 |
| 18% p.a. | KES 43,881 | KES 22,920 | KES 12,481 | KES 9,038 |
| 21% p.a. | KES 44,256 | KES 23,278 | KES 12,846 | KES 9,419 |
| 24% p.a. | KES 44,631 | KES 23,640 | KES 13,218 | KES 9,808 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Mahitaji ya KES 250,000 Mikopo ya Biashara
Mahitaji ya Msingi
- âRaia au mkazi wa Kenya (ID/Pasipoti)
- âUmri wa miaka 18-65 (inatofautiana na mkopeshaji)
- âCheti halali cha KRA PIN
- âAkaunti ya pesa za simu iliyo hai (M-Pesa)
Mahitaji ya Kipato
- âKipato cha chini: ~KES 62,500/mwezi
- âKazi: Payslips au barua ya ajira
- âMwenye biashara binafsi: Ripoti za benki/M-Pesa za miezi 6+
- âKwa kawaida hauna dhamana kwa kiasi hiki
Maswali Yanayoulizwa Mara kwa Mara: KES 250,000 Mikopo ya Biashara
Ninaweza kupata mkopo wa KES 250,000 wapi nchini Kenya?
Unaweza kupata mkopo wa KES 250,000 kutoka kwa wakopeshaji 19+ ikiwa ni pamoja na 4G Capital, Kenya Women Microfinance Bank, Watu Credit. Kiwango cha riba kinaanzia 9.5% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Nini malipo ya kila mwezi kwa mkopo wa KES 250,000?
Kwa mkopo wa KES 250,000 at 9.5% p.a. kwa miezi 12, utalipa approximately KES 21,919 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Ni vigezo gani vinahitajika kwa mkopo wa KES 250,000?
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 75,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kiasi kikubwa kinaweza kuhitaji dhamana.
Ninaweza kupata KES 250,000 kwa haraka kiasi gani?
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 250,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Naweza kupata mkopo wa KES 250,000 bila kuangalia CRB?
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 250,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganishia Mikopo ya Biashara kwa Kiasi
Uko tayari kukopa KES 250,000?
Linganisha bidhaa 19 na upate best rate kwa needs zako. Apply online kwa dakika.