Linganishia 9 mikopo ya biashara zinazotoa KES 40,000. Viwango vya riba kutoka 0.75% hadi 17% p.a.
Angalia exactly ni kiasi gani utalipa kwa mkopo wa KES 40,000
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - 3,000,000
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - 2,000,000
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - 350,000
12 - 36 months
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - 350,000
12 - 36 months
| Kiwango cha Riba | Miezi 6 | Miezi 12 | Miezi 24 | Miezi 36 |
|---|---|---|---|---|
| 12% p.a. | KES 6,902 | KES 3,554 | KES 1,883 | KES 1,329 |
| 15% p.a. | KES 6,961 | KES 3,610 | KES 1,939 | KES 1,387 |
| 18% p.a. | KES 7,021 | KES 3,667 | KES 1,997 | KES 1,446 |
| 21% p.a. | KES 7,081 | KES 3,725 | KES 2,055 | KES 1,507 |
| 24% p.a. | KES 7,141 | KES 3,782 | KES 2,115 | KES 1,569 |
* Makadirio yanategemea njia ya kupunguza salio. EMI halisi inaweza kutofautiana kulingana na ada na masharti halisi.
Unaweza kupata mkopo wa KES 40,000 kutoka kwa wakopeshaji 9+ ikiwa ni pamoja na 4G Capital, Kenya Women Microfinance Bank, Watu Credit. Kiwango cha riba kinaanzia 4.6% p.a. Linganisha chaguzi zote kwenye PesaMarket ili kupata kiwango bora kwa mahitaji yako.
Kwa mkopo wa KES 40,000 at 4.6% p.a. kwa miezi 12, utalipa approximately KES 3,418 kwa mwezi. Tumia EMI calculator yetu kwa exact figures kulingana na loan term na interest rate yako.
Vigezo kwa kawaida vinajumuisha: Kitambulisho cha Kenya/pasipoti, umri kati ya miaka 18-65, mapato ya chini ya kila mwezi ya KES 12,000 (hubadilika kulingana na mkopeshaji), KRA PIN halali, na hali nzuri ya CRB. Kwa kiasi hiki, mikopo mingi haina dhamana.
Digital lenders kama Branch na Tala wanaweza approve na disburse ndani ya dakika 5 kwa amounts hadi KES 50,000. Bank loans kwa KES 40,000 kawaida zinachukua masaa 24-48. M-Pesa loans (Fuliza, KCB M-Pesa) ni instant lakini zina lower limits.
Wakopeshaji wengi rasmi huangalia CRB, lakini baadhi ya wakopeshaji wa kidijitali kama Fuliza na Tala wanaweza kuidhinisha wakopaji wa mara ya kwanza au wale wenye masuala madogo ya CRB. Kwa KES 40,000, tunapendekeza kuboresha hali yako ya CRB kwanza kwa viwango bora na nafasi za juu za kuidhinishwa.
Linganisha bidhaa 9 na upate best rate kwa needs zako. Apply online kwa dakika.
Lipa Later
3% - 5%p.a.
KES 10,000 - 1,000,000
1 - 12 months
Zanifu
3.5% - 5%p.a.
KES 5,000 - 200,000
1 - 12 months
Kopokopo
5% - 7%p.a.
KES 5,000 - 500,000
1 - 6 months
Stawi
9% - 9%p.a.
KES 30,000 - 250,000
Mogo Kenya
13% - 17%p.a.
KES 30,000 - 3,000,000
6 - 24 months