đĸ Best Business Loans for KES 2,000,000
Compare 18 business loans that offer KES 2,000,000. Interest rates from 0.75% to 19% p.a.
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Business Loans Offering KES 2,000,000
4G Capital SME Working Capital Loan
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - 3,000,000
KWFT Biashara Business Loan
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - 2,000,000
Marble Capital Biashara Loan
Marble Capital Solutions
3% - 5%p.a.
KES 50,000 - 2,000,000
Jijenge Merchant Advance
Jijenge Credit
10% - 15%p.a.
KES 50,000 - 2,000,000
3 - 12 months
Kilimo Maendeleo Agricultural Loan
Equity Bank
12% - 15%p.a.
KES 50,000 - 10,000,000
6 - 60 months
Equity SME Loan
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - 30,000,000
6 - 60 months
KCB SME Term Loan
Kenya Commercial Bank
12.5% - 15.5%p.a.
KES 1,000,000 - 50,000,000
12 - 84 months
Co-op Biashara Loan
Co-operative Bank of Kenya
13% - 16%p.a.
KES 100,000 - 20,000,000
12 - 60 months
Equity SME Development Loan
Equity Bank
13% - 16%p.a.
KES 100,000 - 30,000,000
12 - 72 months
KCB Business Loan
Kenya Commercial Bank
13% - 18%p.a.
KES 100,000 - 50,000,000
12 - 60 months
Mogo Asset Financing
Mogo Kenya
13% - 17%p.a.
KES 30,000 - 3,000,000
6 - 24 months
ABSA Business Loan
ABSA Bank Kenya
13.5% - 17%p.a.
KES 200,000 - 25,000,000
12 - 60 months
Co-op Asset Finance
Co-operative Bank of Kenya
13.5% - 16.5%p.a.
KES 500,000 - 50,000,000
12 - 60 months
KCB Boresha Biashara Loan
Kenya Commercial Bank
13.5% - 16%p.a.
KES 50,000 - 5,000,000
6 - 48 months
Stanbic SME Financing
Stanbic Bank Kenya
13.5% - 19%p.a.
KES 200,000 - 100,000,000
12 - 84 months
Wezesha Biashara SME Loan
ABSA Bank Kenya
14% - 17%p.a.
KES 100,000 - 15,000,000
6 - 60 months
NCBA Business Loan
NCBA Bank
14% - 18%p.a.
KES 500,000 - 50,000,000
12 - 60 months
Watu Business Loan
Watu Credit Limited
14% - 18%p.a.
KES 50,000 - 5,000,000
12 - 36 months
Monthly Payment Estimates for KES 2,000,000
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 345,097 | KES 177,698 | KES 94,147 | KES 66,429 |
| 15% p.a. | KES 348,068 | KES 180,517 | KES 96,973 | KES 69,331 |
| 18% p.a. | KES 351,050 | KES 183,360 | KES 99,848 | KES 72,305 |
| 21% p.a. | KES 354,045 | KES 186,228 | KES 102,771 | KES 75,350 |
| 24% p.a. | KES 357,052 | KES 189,119 | KES 105,742 | KES 78,466 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
Requirements for KES 2,000,000 Business Loans
Basic Requirements
- âKenyan citizen or resident (ID/Passport)
- âAge 18-65 years (varies by lender)
- âValid KRA PIN certificate
- âActive mobile money account (M-Pesa)
Income Requirements
- âMinimum income: ~KES 500,000/month
- âEmployed: Payslips or employment letter
- âSelf-employed: 6+ months bank/M-Pesa statements
- âCollateral may be required
FAQs: KES 2,000,000 Business Loans
Where can I get a KES 2,000,000 loan in Kenya?
You can get a KES 2,000,000 loan from 18+ lenders including 4G Capital, Kenya Women Microfinance Bank, Marble Capital Solutions. Interest rates start from 11.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.
What is the monthly payment for a KES 2,000,000 loan?
For a KES 2,000,000 loan at 11.1% p.a. over 12 months, you'd pay approximately KES 176,880 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
What are the requirements for a KES 2,000,000 loan?
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 600,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
How fast can I get KES 2,000,000?
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 2,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Can I get a KES 2,000,000 loan without CRB check?
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 2,000,000, we recommend improving your CRB status first for better rates and higher approval chances.
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