đĸ Best Business Loans for KES 10,000,000
Compare 11 business loans that offer KES 10,000,000. Interest rates from 12% to 19% p.a.
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Business Loans Offering KES 10,000,000
Kilimo Maendeleo Agricultural Loan
Equity Bank
12% - 15%p.a.
KES 50,000 - 10,000,000
6 - 60 months
Equity SME Loan
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - 30,000,000
6 - 60 months
KCB SME Term Loan
Kenya Commercial Bank
12.5% - 15.5%p.a.
KES 1,000,000 - 50,000,000
12 - 84 months
Co-op Biashara Loan
Co-operative Bank of Kenya
13% - 16%p.a.
KES 100,000 - 20,000,000
12 - 60 months
Equity SME Development Loan
Equity Bank
13% - 16%p.a.
KES 100,000 - 30,000,000
12 - 72 months
KCB Business Loan
Kenya Commercial Bank
13% - 18%p.a.
KES 100,000 - 50,000,000
12 - 60 months
ABSA Business Loan
ABSA Bank Kenya
13.5% - 17%p.a.
KES 200,000 - 25,000,000
12 - 60 months
Co-op Asset Finance
Co-operative Bank of Kenya
13.5% - 16.5%p.a.
KES 500,000 - 50,000,000
12 - 60 months
Stanbic SME Financing
Stanbic Bank Kenya
13.5% - 19%p.a.
KES 200,000 - 100,000,000
12 - 84 months
Wezesha Biashara SME Loan
ABSA Bank Kenya
14% - 17%p.a.
KES 100,000 - 15,000,000
6 - 60 months
NCBA Business Loan
NCBA Bank
14% - 18%p.a.
KES 500,000 - 50,000,000
12 - 60 months
Monthly Payment Estimates for KES 10,000,000
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 1,725,484 | KES 888,488 | KES 470,735 | KES 332,143 |
| 15% p.a. | KES 1,740,338 | KES 902,583 | KES 484,866 | KES 346,653 |
| 18% p.a. | KES 1,755,252 | KES 916,800 | KES 499,241 | KES 361,524 |
| 21% p.a. | KES 1,770,226 | KES 931,138 | KES 513,857 | KES 376,751 |
| 24% p.a. | KES 1,785,258 | KES 945,596 | KES 528,711 | KES 392,329 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
Requirements for KES 10,000,000 Business Loans
Basic Requirements
- âKenyan citizen or resident (ID/Passport)
- âAge 18-65 years (varies by lender)
- âValid KRA PIN certificate
- âActive mobile money account (M-Pesa)
Income Requirements
- âMinimum income: ~KES 2,500,000/month
- âEmployed: Payslips or employment letter
- âSelf-employed: 6+ months bank/M-Pesa statements
- âCollateral may be required
FAQs: KES 10,000,000 Business Loans
Where can I get a KES 10,000,000 loan in Kenya?
You can get a KES 10,000,000 loan from 11+ lenders including Equity Bank, Equity Bank Kenya, Kenya Commercial Bank. Interest rates start from 13.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.
What is the monthly payment for a KES 10,000,000 loan?
For a KES 10,000,000 loan at 13.1% p.a. over 12 months, you'd pay approximately KES 893,813 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
What are the requirements for a KES 10,000,000 loan?
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 3,000,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.
How fast can I get KES 10,000,000?
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 10,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Can I get a KES 10,000,000 loan without CRB check?
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 10,000,000, we recommend improving your CRB status first for better rates and higher approval chances.
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