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đŸĸ Best Business Loans for KES 1,500,000

Compare 18 business loans that offer KES 1,500,000. Interest rates from 0.75% to 19% p.a.

18
Eligible Products
0.75%
Lowest Rate
KES 1,500,000
Loan Amount
24-48h
Avg. Approval Time

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Business Loans Offering KES 1,500,000

Best Rate

4G Capital SME Working Capital Loan

4G Capital

Interest Rate:

0.75% - 0.9%p.a.

Loan Range:

KES 5,000 - 3,000,000

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KWFT Biashara Business Loan

Kenya Women Microfinance Bank

Interest Rate:

1.5% - 2%p.a.

Loan Range:

KES 5,000 - 2,000,000

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Marble Capital Biashara Loan

Marble Capital Solutions

Interest Rate:

3% - 5%p.a.

Loan Range:

KES 50,000 - 2,000,000

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Jijenge Merchant Advance

Jijenge Credit

Interest Rate:

10% - 15%p.a.

Loan Range:

KES 50,000 - 2,000,000

Repayment:

3 - 12 months

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Kilimo Maendeleo Agricultural Loan

Equity Bank

Interest Rate:

12% - 15%p.a.

Loan Range:

KES 50,000 - 10,000,000

Repayment:

6 - 60 months

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Equity SME Loan

Equity Bank Kenya

Interest Rate:

12.5% - 17%p.a.

Loan Range:

KES 50,000 - 30,000,000

Repayment:

6 - 60 months

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KCB SME Term Loan

Kenya Commercial Bank

Interest Rate:

12.5% - 15.5%p.a.

Loan Range:

KES 1,000,000 - 50,000,000

Repayment:

12 - 84 months

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Co-op Biashara Loan

Co-operative Bank of Kenya

Interest Rate:

13% - 16%p.a.

Loan Range:

KES 100,000 - 20,000,000

Repayment:

12 - 60 months

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Equity SME Development Loan

Equity Bank

Interest Rate:

13% - 16%p.a.

Loan Range:

KES 100,000 - 30,000,000

Repayment:

12 - 72 months

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KCB Business Loan

Kenya Commercial Bank

Interest Rate:

13% - 18%p.a.

Loan Range:

KES 100,000 - 50,000,000

Repayment:

12 - 60 months

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Mogo Asset Financing

Mogo Kenya

Interest Rate:

13% - 17%p.a.

Loan Range:

KES 30,000 - 3,000,000

Repayment:

6 - 24 months

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ABSA Business Loan

ABSA Bank Kenya

Interest Rate:

13.5% - 17%p.a.

Loan Range:

KES 200,000 - 25,000,000

Repayment:

12 - 60 months

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Co-op Asset Finance

Co-operative Bank of Kenya

Interest Rate:

13.5% - 16.5%p.a.

Loan Range:

KES 500,000 - 50,000,000

Repayment:

12 - 60 months

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KCB Boresha Biashara Loan

Kenya Commercial Bank

Interest Rate:

13.5% - 16%p.a.

Loan Range:

KES 50,000 - 5,000,000

Repayment:

6 - 48 months

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Stanbic SME Financing

Stanbic Bank Kenya

Interest Rate:

13.5% - 19%p.a.

Loan Range:

KES 200,000 - 100,000,000

Repayment:

12 - 84 months

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Wezesha Biashara SME Loan

ABSA Bank Kenya

Interest Rate:

14% - 17%p.a.

Loan Range:

KES 100,000 - 15,000,000

Repayment:

6 - 60 months

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NCBA Business Loan

NCBA Bank

Interest Rate:

14% - 18%p.a.

Loan Range:

KES 500,000 - 50,000,000

Repayment:

12 - 60 months

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Watu Business Loan

Watu Credit Limited

Interest Rate:

14% - 18%p.a.

Loan Range:

KES 50,000 - 5,000,000

Repayment:

12 - 36 months

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Monthly Payment Estimates for KES 1,500,000

Interest Rate6 Months12 Months24 Months36 Months
12% p.a.KES 258,823KES 133,273KES 70,610KES 49,821
15% p.a.KES 261,051KES 135,387KES 72,730KES 51,998
18% p.a.KES 263,288KES 137,520KES 74,886KES 54,229
21% p.a.KES 265,534KES 139,671KES 77,078KES 56,513
24% p.a.KES 267,789KES 141,839KES 79,307KES 58,849

* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.

Requirements for KES 1,500,000 Business Loans

Basic Requirements

  • ✓Kenyan citizen or resident (ID/Passport)
  • ✓Age 18-65 years (varies by lender)
  • ✓Valid KRA PIN certificate
  • ✓Active mobile money account (M-Pesa)

Income Requirements

  • →Minimum income: ~KES 375,000/month
  • →Employed: Payslips or employment letter
  • →Self-employed: 6+ months bank/M-Pesa statements
  • →Collateral may be required

FAQs: KES 1,500,000 Business Loans

Where can I get a KES 1,500,000 loan in Kenya?

You can get a KES 1,500,000 loan from 18+ lenders including 4G Capital, Kenya Women Microfinance Bank, Marble Capital Solutions. Interest rates start from 11.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.

What is the monthly payment for a KES 1,500,000 loan?

For a KES 1,500,000 loan at 11.1% p.a. over 12 months, you'd pay approximately KES 132,660 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.

What are the requirements for a KES 1,500,000 loan?

Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 450,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.

How fast can I get KES 1,500,000?

Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 1,500,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.

Can I get a KES 1,500,000 loan without CRB check?

Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 1,500,000, we recommend improving your CRB status first for better rates and higher approval chances.

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