Compare 15 business loans that offer KES 75,000. Interest rates from 0.75% to 18% p.a.
See exactly how much you'll pay for a KES 75,000 loan
4G Capital
0.75% - 0.9%p.a.
KES 5,000 - 3,000,000
Kenya Women Microfinance Bank
1.5% - 2%p.a.
KES 5,000 - 2,000,000
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - 350,000
12 - 36 months
Watu Credit
2.99% - 4.5%p.a.
KES 40,000 - 350,000
12 - 36 months
| Interest Rate | 6 Months | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| 12% p.a. | KES 12,941 | KES 6,664 | KES 3,531 | KES 2,491 |
| 15% p.a. | KES 13,053 | KES 6,769 | KES 3,636 | KES 2,600 |
| 18% p.a. | KES 13,164 | KES 6,876 | KES 3,744 | KES 2,711 |
| 21% p.a. | KES 13,277 | KES 6,984 | KES 3,854 | KES 2,826 |
| 24% p.a. | KES 13,389 | KES 7,092 | KES 3,965 | KES 2,942 |
* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.
You can get a KES 75,000 loan from 15+ lenders including 4G Capital, Kenya Women Microfinance Bank, Watu Credit. Interest rates start from 7.1% p.a. Compare all options on PesaMarket to find the best rate for your needs.
For a KES 75,000 loan at 7.1% p.a. over 12 months, you'd pay approximately KES 6,493 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.
Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 22,500 (varies by lender), valid KRA PIN, and good CRB status. For this amount, most loans are unsecured.
Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 75,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.
Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 75,000, we recommend improving your CRB status first for better rates and higher approval chances.
Compare 15 products and find the best rate for your needs. Apply online in minutes.
Lipa Later
3% - 5%p.a.
KES 10,000 - 1,000,000
1 - 12 months
Marble Capital Solutions
3% - 5%p.a.
KES 50,000 - 2,000,000
Zanifu
3.5% - 5%p.a.
KES 5,000 - 200,000
1 - 12 months
Kopokopo
5% - 7%p.a.
KES 5,000 - 500,000
1 - 6 months
Jijenge Credit
10% - 15%p.a.
KES 50,000 - 2,000,000
3 - 12 months
Equity Bank
12% - 15%p.a.
KES 50,000 - 10,000,000
6 - 60 months
Equity Bank Kenya
12.5% - 17%p.a.
KES 50,000 - 30,000,000
6 - 60 months
Mogo Kenya
13% - 17%p.a.
KES 30,000 - 3,000,000
6 - 24 months
Kenya Commercial Bank
13.5% - 16%p.a.
KES 50,000 - 5,000,000
6 - 48 months
Watu Credit Limited
14% - 18%p.a.
KES 50,000 - 5,000,000
12 - 36 months