Nyumbani›Mikopo ya Kibinafsi

🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Kibinafsi nchini Kenya

Linganisha mikopo ya kibinafsi kutoka KCB, Equity, Co-op, na wakopeshaji wa kidijitali. Pata viwango bora na idhini ya haraka.

Imekaguliwa naTimu ya Utafiti ya PesaMarket

|Ilithibitishwa mwisho: Jan 14, 2026

Kuna 17 mikopo ya kibinafsi zinazopatikana nchini Kenya na viwango vya riba kuanzia 2.5% hadi 34% kwa mwaka. Kiasi cha mkopo kinaanzia KES 250 hadi KES 20,000,000. PesaMarket husasisha data hii mara kwa mara.

Tafuta

Panga Kwa

Benki/Mtoa Huduma

Kiasi cha Chini cha Mkopo

Inaonyesha 17 kati ya 17 bidhaa

⭐ High-income earners needing large loans

ABSA Personal Loan

ABSA Bank Kenya

Select ABSA Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

14% - 16.5%

kwa mwaka

Kiasi cha Juu

KES 10000K

Muda wa Uidhinishaji

2-3 business days

Ada ya Usindikaji

2.5%

Loan amounts up to KES 10 million
Flexible repayment up to 6 years

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Salaried employees

ABSA Unsecured Check-Off Loan

ABSA Bank Kenya

Select ABSA Unsecured Check-Off Loan to compare

Kiwango cha Riba

13% chini ya wastani

13% - 16%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

1-3 working days

Ada ya Usindikaji

2.5%

No collateral required
Automatic salary deduction (check-off)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Cooperative society members

Co-op Bank Personal Loan

Co-operative Bank of Kenya

Select Co-op Bank Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

13.5% - 15.5%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

2-3 business days

Ada ya Usindikaji

Up to KES 5 million loan amount
Flexible repayment up to 5 years

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ SME owners

DTB Personal Loan

Diamond Trust Bank

Select DTB Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

14% - 17%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

24-72 hours

Ada ya Usindikaji

Personal loans up to KES 5 million
Competitive rates from 14% p.a.

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Debt consolidation

Equity Personal Loan

Equity Bank Kenya

Select Equity Personal Loan to compare

Kiwango cha Riba

13% chini ya wastani

13% - 16%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

1-2 working days

Ada ya Usindikaji

Quick approval within 48 hours
Flexible repayment up to 5 years

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ High-income professionals

I&M Personal Loan

I&M Bank

Select I&M Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

14% - 18%

kwa mwaka

Kiasi cha Juu

KES 10000K

Muda wa Uidhinishaji

24-48 hours

Ada ya Usindikaji

Premium personal loans up to KES 10 million
Top-rated mobile banking app

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Purchasing new vehicles

KCB Personal Car Loan

Kenya Commercial Bank

Select KCB Personal Car Loan to compare

Kiwango cha Riba

13% chini ya wastani

13% - 15.5%

kwa mwaka

Kiasi cha Juu

KES 15000K

Muda wa Uidhinishaji

2-4 working days

Ada ya Usindikaji

Finance up to 100% of vehicle value
New and used vehicles accepted (up to 8 years old)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency expenses

KCB Personal Loan

Kenya Commercial Bank

Select KCB Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

13.5% - 16.5%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

1-3 working days

Ada ya Usindikaji

2.5%

Quick approval (24-48 hours)
Flexible repayment terms (6-60 months)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Large personal expenses

KCB Personal Secured Loan

Kenya Commercial Bank

Select KCB Personal Secured Loan to compare

Kiwango cha Riba

27% chini ya wastani

11% - 14%

kwa mwaka

Kiasi cha Juu

KES 20000K

Muda wa Uidhinishaji

2-5 working days

Ada ya Usindikaji

1.5%

Lower interest rates due to security provided
Higher loan amounts up to KES 20M

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency expenses

KCB Personal Unsecured Loan

Kenya Commercial Bank

Select KCB Personal Unsecured Loan to compare

Kiwango cha Riba

Kiwango cha wastani

14.5% - 17.5%

kwa mwaka

Kiasi cha Juu

KES 3000K

Muda wa Uidhinishaji

1-3 working days

Ada ya Usindikaji

No collateral required
Fast approval (24-48 hours)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency cash needs

Mogo Car Logbook Loan

Mogo Kenya

Select Mogo Car Logbook Loan to compare

Kiwango cha Riba

83% chini ya wastani

2.5% - 4%

kwa mwaka

Kiasi cha Juu

KES 5000K

Muda wa Uidhinishaji

Same day (2-6 hours)

Ada ya Usindikaji

Borrow up to 70% of vehicle value
Keep driving your car

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Quick emergency loans

Mogo Personal Loan

Mogo Kenya

Select Mogo Personal Loan to compare

Kiwango cha Riba

Kiwango cha wastani

15% - 20%

kwa mwaka

Kiasi cha Juu

KES 500K

Muda wa Uidhinishaji

24 hours

Ada ya Usindikaji

3% of loan amount

Quick mobile app approval
Flexible repayment options

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Salaried employees

NCBA Personal Loan

NCBA Bank

Select NCBA Personal Loan to compare

Kiwango cha Riba

20% chini ya wastani

12% - 18%

kwa mwaka

Kiasi cha Juu

KES 7000K

Muda wa Uidhinishaji

24-48 hours

Ada ya Usindikaji

2.5%

Loan up to KES 7 million unsecured
Up to 90% of deposit for secured loans

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ High-value loan needs (KES 1M+)

Stanbic Personal Loan

Stanbic Bank Kenya

Select Stanbic Personal Loan to compare

Kiwango cha Riba

13% chini ya wastani

13% - 17%

kwa mwaka

Kiasi cha Juu

KES 15000K

Muda wa Uidhinishaji

3-5 business days

Ada ya Usindikaji

Loans up to KES 15 million
Long repayment period up to 7 years

Omba Sasa

Tazama Maelezo na Tathmini 0 →

⭐ Emergency expenses

Stanbic Personal Unsecured Loan

Stanbic Bank Kenya

Select Stanbic Personal Unsecured Loan to compare

Kiwango cha Riba

Kiwango cha wastani

14% - 17%

kwa mwaka

Kiasi cha Juu

KES 4000K

Muda wa Uidhinishaji

2-4 working days

Ada ya Usindikaji

No collateral required
Fast approval (48-72 hours)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

Letshego Personal Loan

Letshego Kenya

Select Letshego Personal Loan to compare

Kiwango cha Riba

65% chini ya wastani

5.25% - 24%

kwa mwaka

Kiasi cha Juu

KES 500K

Muda wa Uidhinishaji

Ada ya Usindikaji

Hakuna

Kenya's largest credit-only MFI
APR from 5.25% - among lowest rates

Omba Sasa

Tazama Maelezo na Tathmini 0 →

Faulu Imara Loan

Faulu Microfinance Bank

Select Faulu Imara Loan to compare

Kiwango cha Riba

37% chini ya wastani

9.5% - 34%

kwa mwaka

Kiasi cha Juu

KES 3000K

Muda wa Uidhinishaji

Ada ya Usindikaji

Up to KES 3,000,000 loan amount
Terms up to 84 months (7 years)

Omba Sasa

Tazama Maelezo na Tathmini 0 →

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Ushauri wa Mtaalamu

“Always compare at least 3 lenders before committing to a personal loan. The difference between the cheapest and most expensive personal loan in Kenya can be over 20% in total cost.”
P
PesaMarket Research Team
Financial Analysis

Mikopo ya Kibinafsi kwa Eneo

Personal Loans in Nairobi Personal Loans in Mombasa Personal Loans in Kisumu Personal Loans in Nakuru Personal Loans in Eldoret Personal Loans in Kiambu Personal Loans in Machakos Personal Loans in Nyeri

Mikopo ya Kibinafsi kwa Kiasi

KES 5,000 personal loans KES 10,000 personal loans KES 20,000 personal loans KES 50,000 personal loans KES 100,000 personal loans KES 200,000 personal loans KES 500,000 personal loans KES 1,000,000 personal loans

Tafuta Personal Loans kwa Kaunti

Nairobi Mombasa Kisumu Nakuru Uasin Gishu Machakos Kiambu Meru Kilifi Kakamega Bungoma Nyeri Narok Kajiado