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🇰🇪 KWA KIBURI WA KENYA

Mikopo ya Kibinafsi nchini Kenya

Linganisha mikopo ya kibinafsi kutoka KCB, Equity, Co-op, na wakopeshaji wa kidijitali. Pata viwango bora na idhini ya haraka.

Imekaguliwa naPesaMarket
|Ilithibitishwa mwisho: Apr 16, 2026

Kuna 32 mikopo ya kibinafsi zinazopatikana nchini Kenya na viwango vya riba kuanzia 2.5% hadi 34% kwa mwaka. Kiasi cha mkopo kinaanzia KES 250 hadi KES 20,000,000. PesaMarket husasisha data hii mara kwa mara.

Orodha ya watoa-mikopo imethibitishwa dhidi ya CBK Directory of Licensed Digital Credit Providers tarehe 16/04/2026.

Inaonyesha 10 kati ya 10 bidhaa

High-income earners needing large loans

ABSA Personal Loan

ABSA Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
2-3 business days
Ada ya Usindikaji
2.5%
  • Loan amounts up to KES 10 million
  • Flexible repayment up to 6 years
Omba Sasa
Salaried employees

ABSA Unsecured Check-Off Loan

ABSA Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
2.5%
  • No collateral required
  • Automatic salary deduction (check-off)
Omba Sasa
Cooperative society members

Co-op Bank Personal Loan

Co-operative Bank of Kenya

Kiwango cha Riba
Kiwango cha wastani
14-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
2-3 business days
Ada ya Usindikaji
2%
  • Up to KES 5 million loan amount
  • Flexible repayment up to 5 years
Omba Sasa
SME owners

DTB Personal Loan

Diamond Trust Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
2%
  • Personal loans up to KES 5 million
  • Competitive rates from 14% p.a.
Omba Sasa
Debt consolidation

Equity Personal Loan

Equity Bank Kenya

Kiwango cha Riba
Kiwango cha wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
1-2 working days
Ada ya Usindikaji
2%
  • Quick approval within 48 hours
  • Flexible repayment up to 5 years
Omba Sasa
High-income professionals

I&M Personal Loan

I&M Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-18%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
2%
  • Premium personal loans up to KES 10 million
  • Top-rated mobile banking app
Omba Sasa
Purchasing new vehicles

KCB Personal Car Loan

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
13-16%
kwa mwaka
Kiasi cha Juu
KES 15000K
Muda wa Uidhinishaji
2-4 working days
Ada ya Usindikaji
2%
  • Finance up to 100% of vehicle value
  • New and used vehicles accepted (up to 8 years old)
Omba Sasa
Emergency expenses

KCB Personal Loan

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
14-17%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
2.5%
  • Quick approval (24-48 hours)
  • Flexible repayment terms (6-60 months)
Omba Sasa
Large personal expenses

KCB Personal Secured Loan

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
21% chini ya wastani
11-14%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
2-5 working days
Ada ya Usindikaji
1.5%
  • Lower interest rates due to security provided
  • Higher loan amounts up to KES 20M
Omba Sasa
Emergency expenses

KCB Personal Unsecured Loan

Kenya Commercial Bank

Status unverified
Kiwango cha Riba
Kiwango cha wastani
15-18%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
1-3 working days
Ada ya Usindikaji
3%
  • No collateral required
  • Fast approval (24-48 hours)
Omba Sasa
Showing top 10 of 32 products. Use filters above to narrow your match.

Ushauri wa Mtaalamu

Always compare at least 3 lenders before committing to a personal loan. The difference between the cheapest and most expensive personal loan in Kenya can be over 20% in total cost.

P
PesaMarket Research Team

Financial Analysis

Tafuta Personal Loans kwa Kaunti

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