Best Mortgages in Taita Taveta 2026
Compare 15+ mortgages from 2+ banks in Taita Taveta County. 52% of adults have access to financial services.
There are 15 mortgages available in Taita Taveta County, Kenya, with 2 banks serving the area. Interest rates range from 9.1% to 17.1% monthly. Population: 340,671.
Taita Taveta County Financial Overview
Taita Taveta County hosts part of Tsavo National Park and has significant gemstone mining. The county produces sisal, vegetables, and has growing horticultural activities.
Main Industries
Popular Financial Products
Banks Offering Mortgages in Taita Taveta
Compare Mortgages Available in Taita Taveta
ABSA Home Loan
ABSA Bank Kenya
12% - 14%p.a.
KES 3,000,000 - KES 100,000,000
- âUp to 90% financing for salaried employees
- âLoans up to KES 100 million
Co-op KMRC Mortgage
FeaturedCo-operative Bank of Kenya
9.9% - 9.9%p.a.
KES 1,000,000 - KES 4,000,000
- âLowest mortgage rate in Kenya at 9.9%
- âKMRC-backed affordable housing initiative
DTB Home Loan
Diamond Trust Bank Kenya
13% - 15%p.a.
KES 2,000,000 - KES 50,000,000
- âUp to 80% financing for property purchase
- âLoans up to KES 50 million
Equity Home Loan
FeaturedEquity Bank Kenya
11% - 13%p.a.
KES 500,000 - KES 50,000,000
- âCompetitive rates from 11%
- âUp to 95% financing
Family Bank Home Loan
Family Bank Kenya
13.5% - 16%p.a.
KES 1,000,000 - KES 30,000,000
- âLow minimum loan of KES 1 million
- âAccessible to lower-income earners (KES 50k minimum)
Gulf African Bank Home Finance (Sharia-Compliant)
Gulf African Bank
13% - 15%p.a.
KES 2,000,000 - KES 40,000,000
- âFully Sharia-compliant home financing (no interest charged)
- âIjara (lease-to-own) and Murabaha (cost-plus) structures
HF Group Home Loan
HF Group
12% - 14%p.a.
KES 1,000,000 - KES 80,000,000
- âKenya's oldest housing finance specialist (since 1965)
- âLow minimum loan of KES 1 million
I&M Home Loan
I&M Bank Kenya
12% - 14.5%p.a.
KES 3,000,000 - KES 100,000,000
- âUp to 90% financing for property purchase
- âLoans up to KES 100 million
KCB Home Loan
FeaturedKenya Commercial Bank
11.5% - 13.5%p.a.
KES 500,000 - KES 100,000,000
- âUp to 100% financing for salaried employees
- âLoans up to KES 100 million
NBK Home Loan
National Bank of Kenya
13% - 15%p.a.
KES 1,500,000 - KES 50,000,000
- âUp to 90% financing for property purchase
- âLoans up to KES 50 million
NCBA Home Loan
NCBA Bank Kenya
12.5% - 15%p.a.
KES 2,000,000 - KES 80,000,000
- âUp to 90% financing for property purchase
- âLoans up to KES 80 million
Prime Bank Home Loan
Prime Bank Kenya
13% - 15%p.a.
KES 3,000,000 - KES 50,000,000
- âUp to 80% financing for property purchase
- âLoans up to KES 50 million
Standard Chartered Home Loan
Standard Chartered Bank Kenya
12% - 13.5%p.a.
KES 5,000,000 - KES 150,000,000
- âUp to 85% financing for property purchase
- âLoans up to KES 150 million (highest in market)
Sidian Bank Home Loan
Sidian Bank Kenya
14% - 16%p.a.
KES 1,000,000 - KES 30,000,000
- âLow minimum loan of KES 1 million
- âRepayment period up to 20 years
Stanbic KMRC Home Loan
FeaturedStanbic Bank Kenya
9.5% - 9.5%p.a.
KES 1,000,000 - KES 4,000,000
- âKenya's lowest mortgage rate at 9.5%
- âKMRC government-backed affordable housing
Tips for Getting Mortgages in Taita Taveta
- đĄTourism businesses should time applications before peak safari season
- đĄCross-border traders with Tanzania have access to trade finance
- đĄGemstone traders can find specialized business financing
- đĄAgricultural loans available for horticultural activities
How to Apply for Mortgages in Taita Taveta
- Compare: Use PesaMarket to compare mortgages from 2+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Voi or apply online through the bank's website/app
- Wait for approval: Most mortgages are processed within 24-72 hours
Frequently Asked Questions: Mortgages in Taita Taveta
What are the best Mortgages in Taita Taveta County?
The best mortgages in Taita Taveta include products from KCB, Equity Bank. Interest rates start from around 12.1% p.a. depending on the product and your credit profile. Compare all 15+ options on PesaMarket to find the best fit for your needs.
How do I apply for mortgages in Taita Taveta?
To apply for mortgages in Taita Taveta: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Voi or Wundanyi or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Taita Taveta County?
Major banks with branches in Taita Taveta include: KCB (3 branches - Voi, Wundanyi, Taveta); Equity Bank (2 branches - Voi, Wundanyi). You can also access mobile banking and digital loans from anywhere in Taita Taveta.
What is the minimum salary to qualify for mortgages in Taita Taveta?
Minimum salary requirements for mortgages in Taita Taveta vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there mortgages without CRB check in Taita Taveta?
Some digital lenders in Taita Taveta offer mortgages with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Mortgages in Nearby Coast Counties
Other Financial Products in Taita Taveta
Also in Taita Taveta
Mortgages in Taita Taveta's Major Towns
Whether you're in Voi, Wundanyi, Taveta, Mwatate, or any other part of Taita Taveta County, you can access mortgages from leading financial institutions. Voi has the most bank branches, but mobile banking and digital loans are available across the entire Coast region. Our platform helps you compare rates and find the best mortgages for your needs.
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Compare 15+ mortgages from top banks in Taita Taveta. Find the best rates and apply online today.