Compare 5+ mortgages from 3+ banks in Garissa County. 42% of adults have access to financial services.
Garissa County is the gateway to North Eastern Kenya with a significant livestock economy. The county is home to one of the largest livestock markets in East Africa and hosts many humanitarian organizations.
Garissa, Dadaab
Garissa
Garissa
Co-operative Bank of Kenya
9.9% - 9.9%p.a.
KES 1,000,000 - KES 4,000,000
Equity Bank Kenya
11% - 13%p.a.
KES 500,000 - KES 50,000,000
Kenya Commercial Bank
11.5% - 13.5%p.a.
KES 500,000 - KES 100,000,000
The best mortgages in Garissa include products from KCB, Equity Bank, First Community Bank. Interest rates start from around 10.3% p.a. depending on the product and your credit profile. Compare all 5+ options on PesaMarket to find the best fit for your needs.
To apply for mortgages in Garissa: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Garissa or Dadaab or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Major banks with branches in Garissa include: KCB (2 branches - Garissa, Dadaab); Equity Bank (2 branches - Garissa); First Community Bank (2 branches - Garissa). You can also access mobile banking and digital loans from anywhere in Garissa.
Minimum salary requirements for mortgages in Garissa vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Some digital lenders in Garissa offer mortgages with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Whether you're in Garissa, Dadaab, Hulugho, or any other part of Garissa County, you can access mortgages from leading financial institutions. Garissa has the most bank branches, but mobile banking and digital loans are available across the entire North Eastern region. Our platform helps you compare rates and find the best mortgages for your needs.
Compare 5+ mortgages from top banks in Garissa. Find the best rates and apply online today.
Stanbic Bank Kenya
9.5% - 9.5%p.a.
KES 1,000,000 - KES 4,000,000
Stanbic Bank Kenya
9.5% - 9.5%p.a.
KES 1,000,000 - KES 4,000,000