Bora Mikopo ya SACCO katika Kilifi 2026
Linganisha 69+ mikopo ya sacco kutoka kwa benki 3+ katika Kaunti ya Kilifi. 58% of adults have access to financial services.
Kuna 69 mikopo ya sacco zinazopatikana katika Kilifi County, Kenya, na benki 3 zinazohudumia eneo hili. Viwango vya riba huanzia 11.9% hadi 19.9% kwa mwezi. Idadi ya watu: 1,453,787.
Muonekano wa Kifedha wa Kaunti ya Kilifi
Kilifi County is a major coastal tourism destination with Malindi and Watamu attracting international visitors. Agriculture, particularly cashew nuts and coconuts, and fishing also drive the economy.
Sekta Kuu
Bidhaa Maarufu za Kifedha
Benki Zinazotoa Mikopo ya SACCO katika Kilifi
Linganisha Mikopo ya SACCO Zinazopatikana katika Kilifi
Afya SACCO Loan
Afya SACCO
12% p.a.
KES 10,000 - KES 10,000,000
- âExclusive for healthcare professionals
- â12% competitive interest rate
Ardhi SACCO Development Loan
Ardhi SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- âTailored for lands, survey, and physical planning professionals
- âPlot-purchase loan with title search assistance
Bandari SACCO Development Loan
Bandari SACCO
11.5% p.a.
KES 50,000 - KES 12,000,000
- âPrimary SACCO for Kenya Ports Authority staff
- âCoastal dhow business asset finance
Bingwa SACCO Development Loan
Bingwa SACCO
12% p.a.
KES 30,000 - KES 7,000,000
- âKirinyaga SACCO bridging teachers and Mwea rice farmers
- âTSC check-off for Kirinyaga teachers
Boresha SACCO Development Loan
Boresha SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âDeep roots in Nyeri and central Kenya farming communities
- âCoffee and tea harvest-aligned repayment schedules
Capital SACCO Development Loan
Capital SACCO
13% p.a.
KES 20,000 - KES 5,000,000
- âStrong presence in Meru coffee and miraa belts
- âMiraa-trade working capital with weekly repayments
Centenary SACCO Development Loan
Centenary SACCO
12% p.a.
KES 30,000 - KES 7,000,000
- âCatholic faith-based SACCO with diocesan network
- âParish-backed development loan
Chai SACCO Development Loan
Chai SACCO
11.5% p.a.
KES 30,000 - KES 8,000,000
- âCommon bond with KTDA tea factories in western highlands
- âBonus-linked repayment for smallholder tea growers
Cosmopolitan SACCO Development Loan
IlipendekezwaCosmopolitan SACCO
12% p.a.
KES 30,000 - KES 10,000,000
- â16% dividend on shares (2024)
- â12.4% interest on deposits
Kenya County Government SACCO Development Loan
County Government SACCO
12.5% p.a.
KES 50,000 - KES 10,000,000
- âCross-county common bond for county government staff
- âCounty payroll check-off across 47 counties
Dhabiti SACCO Development Loan
Dhabiti SACCO
12% p.a.
KES 30,000 - KES 6,000,000
- âEastern Kenya SACCO for teachers and dairy farmers
- âDairy milk cheque backed loan with KCC verification
Faidika SACCO Development Loan
Faidika SACCO
13% p.a.
KES 20,000 - KES 5,000,000
- âOpen-bond community SACCO for Nairobi periphery
- âKES 20,000 entry loan for new members
Fortune SACCO Development Loan
Fortune SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- âRooted in Embu farming communities since 1985
- âRice-farmer loan aligned to Mwea paddy cycle
Harambee SACCO Loan
IlipendekezwaHarambee SACCO
12% p.a.
KES 20,000 - KES 20,000,000
- âHighest multiplier - up to 4x deposits
- âLowest rate at 12% p.a.
Hazina SACCO Development Loan
Hazina SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- âKES 12.7 billion in assets
- âStrong government employee base
HMRC SACCO Development Loan
HMRC SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- âMedical research SACCO for KEMRI and allied staff
- âFellowship bridging loan for research grants
Imarika SACCO Development Loan
Imarika SACCO
12% p.a.
KES 20,000 - KES 5,000,000
- âMombasa-based SACCO
- âStrong coastal presence
Jamii Yetu SACCO Development Loan
Jamii Yetu SACCO
13.5% p.a.
KES 10,000 - KES 3,000,000
- âCommunity SACCO for Nairobi informal-settlement residents
- âKES 10,000 entry savings requirement
Kenpipe SACCO Development Loan
Kenpipe SACCO
11.5% p.a.
KES 50,000 - KES 12,000,000
- âDedicated SACCO for Kenpipe Operations staff
- âSalary check-off via Kenpipe HR automation
Kenya Bankers SACCO Loan
Kenya Bankers SACCO
12% p.a.
KES 50,000 - KES 15,000,000
- âExclusive for banking professionals
- â4x loan multiplier
Kenya Midland SACCO Development Loan
Kenya Midland SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âMidlands SACCO serving Nyeri, Nyandarua and Laikipia
- âPotato and dairy farmer seasonal loans
Kenya Police SACCO Loan
IlipendekezwaKenya Police SACCO
12% p.a.
KES 10,000 - KES 10,000,000
- âLoans up to 3x your deposits
- âCompetitive 12% interest rate
Kipokezi SACCO Development Loan
Kipokezi SACCO
13% p.a.
KES 20,000 - KES 5,000,000
- âRift Valley community SACCO - open bond
- âMaize and potato farmer seasonal loans
Kipsigis Edis SACCO Development Loan
Kipsigis Edis SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- âTeachers and civil servants SACCO in tea-growing highlands
- âTSC check-off coverage across Kericho and Bomet
Kisumu Teachers SACCO Development Loan
Kisumu Teachers SACCO
12% p.a.
KES 30,000 - KES 6,000,000
- âTSC check-off for Kisumu County teachers
- âDholuo-language customer service desk
Kitui Teachers SACCO Development Loan
Kitui Teachers SACCO
12% p.a.
KES 30,000 - KES 6,000,000
- âTSC check-off for Kitui County teachers only
- âASAL-friendly drought-hardship loan
Kenya Meat Commission SACCO Development Loan
KMC SACCO
12.5% p.a.
KES 30,000 - KES 7,000,000
- âCommon bond covering KMC staff and contracted ranchers
- âLivestock asset finance against KMC supply contract
Kenya Union of Savings & Credit Cooperatives Development Loan
KUSCCO
11.5% p.a.
KES 100,000 - KES 30,000,000
- âCentral finance facility for 4,000+ affiliated SACCOs
- âInter-SACCO liquidity support loans
Kwetu SACCO Development Loan
Kwetu SACCO
12.5% p.a.
KES 20,000 - KES 5,000,000
- âUkambani SACCO serving Machakos and Makueni
- âMango and citrus farmer seasonal loans
Kenya Wildlife Service SACCO Development Loan
KWS SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- âPurpose-built for KWS rangers and park wardens
- âHardship loans for remote-posting officers
Mafanikio SACCO Development Loan
Mafanikio SACCO
13% p.a.
KES 20,000 - KES 5,000,000
- âOpen-bond SACCO for Meru business community
- âShort-tenure working capital for cereals traders
Magadi SACCO Development Loan
Magadi SACCO
12% p.a.
KES 30,000 - KES 5,000,000
- â20%+ dividend on shares - top tier
- âMining sector SACCO
Maisha Bora SACCO Development Loan
Maisha Bora SACCO
13% p.a.
KES 30,000 - KES 6,000,000
- âOpen-bond SACCO accepting salaried staff and business owners
- âFast-track emergency loan within 48 hours
Mentor SACCO Development Loan
Mentor SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- â15% dividend on shares (2024)
- âOpen membership
Metropolitan National SACCO Development Loan
Metropolitan National SACCO
12.5% p.a.
KES 50,000 - KES 12,000,000
- âStrong urban professional membership base around Nairobi
- âFOSA savings accounts with debit card access
Mhasibu SACCO Development Loan
Mhasibu SACCO
12% p.a.
KES 100,000 - KES 20,000,000
- âExclusive to ICPAK-registered accountants
- â4x deposits development loan up to KES 20m
Mombasa Teachers SACCO Development Loan
Mombasa Teachers SACCO
12% p.a.
KES 30,000 - KES 6,000,000
- âTSC check-off for Mombasa, Kwale and Kilifi teachers
- âSwahili-first customer communication
Mudete Farmers SACCO Development Loan
Mudete Farmers SACCO
12.5% p.a.
KES 20,000 - KES 4,000,000
- âWestern Kenya SACCO for smallholder farmers
- âKTDA bonus-backed tea grower loan
Mwalimu National SACCO Development Loan
IlipendekezwaMwalimu National SACCO
12% p.a.
KES 50,000 - KES 15,000,000
- âKenya's largest SACCO with 100,000+ members
- âBorrow up to 4 times your deposits
Mwingi Mwananchi SACCO Development Loan
Mwingi Mwananchi SACCO
13% p.a.
KES 10,000 - KES 3,000,000
- âCommunity SACCO for Mwingi and neighbouring ASAL areas
- âLow KES 10,000 entry loan amount
Mwingi Teachers SACCO Development Loan
Mwingi Teachers SACCO
12% p.a.
KES 30,000 - KES 5,000,000
- âTSC check-off for Mwingi teachers only
- âASAL drought hardship loan with 3-month grace
Mwito SACCO Development Loan
Mwito SACCO
12% p.a.
KES 30,000 - KES 6,000,000
- âEcumenical SACCO serving Kenyan clergy across denominations
- âParsonage/housing loan with church guarantee
Nakuru Teachers SACCO Development Loan
Nakuru Teachers SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- âTSC check-off for all Nakuru teachers
- â72-month development loan tenure
Nation SACCO Development Loan
IlipendekezwaNation SACCO
12% p.a.
KES 30,000 - KES 5,000,000
- â20% dividend on shares - highest tier in Kenya
- â11% interest on deposits
Ndege Chai SACCO Development Loan
Ndege Chai SACCO
11.5% p.a.
KES 20,000 - KES 6,000,000
- âTea-industry SACCO for Finlays and UTK employees
- âTea bonus-backed loan with estate verification
Ngarisha SACCO Development Loan
Ngarisha SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âKisii highland SACCO serving teachers and farmers
- âTSC check-off for Kisii County teachers
Nyati SACCO Development Loan
IlipendekezwaNyati SACCO
12% p.a.
KES 30,000 - KES 5,000,000
- â20%+ dividend on shares - top tier
- âCompetitive deposit interest
Odorero SACCO Development Loan
Odorero SACCO
13% p.a.
KES 20,000 - KES 4,000,000
- âKericho community SACCO with open-bond structure
- âMatatu industry working capital loan
Ollin SACCO Development Loan
Ollin SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âWestern Kenya SACCO anchored in Kakamega civil service
- âMumias Sugar payroll check-off integration
Orient Commercial SACCO Development Loan
Orient Commercial SACCO
13% p.a.
KES 50,000 - KES 10,000,000
- âSACCO for Nairobi commercial traders and SMEs
- âImport LC-backed working capital loan
Ports SACCO Development Loan
IlipendekezwaPorts SACCO (Mombasa Port)
12% p.a.
KES 50,000 - KES 8,000,000
- â20% dividend on shares (2024) - among highest in Kenya
- â12.5% interest on deposits
Safaricom SACCO Loan
IlipendekezwaSafaricom SACCO
12% p.a.
KES 50,000 - KES 20,000,000
- âExclusive Safaricom employee SACCO
- â4x loan multiplier
Sheria SACCO Development Loan
Sheria SACCO
12% p.a.
KES 50,000 - KES 15,000,000
- âDedicated SACCO for legal and judicial professionals
- â4x deposits development loan up to KES 15m
Shoppers SACCO Development Loan
Shoppers SACCO
13% p.a.
KES 20,000 - KES 5,000,000
- âMembership open to all major Kenyan supermarket chain employees
- âSmall-ticket emergency loan from KES 20,000
Siraji SACCO Development Loan
Siraji SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âLaikipia-Meru SACCO serving ranch and highland farming
- âLivestock finance loan for dairy/breeder cattle
Skyline SACCO Development Loan
Skyline SACCO
11.5% p.a.
KES 100,000 - KES 15,000,000
- âDedicated SACCO for the Kenyan aviation industry
- âMulti-currency FOSA for crew paid in USD/EUR
Solution SACCO Development Loan
Solution SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- â15% dividend on shares
- âOpen membership
Stima SACCO Development Loan
IlipendekezwaStima SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- âBorrow up to 4 times your deposits
- âLow 12% interest on reducing balance
Taifa SACCO Development Loan
Taifa SACCO
12% p.a.
KES 30,000 - KES 8,000,000
- âMeru SACCO serving teachers and professionals
- âTSC check-off for Meru County teachers
Telepost SACCO Development Loan
Telepost SACCO
11.5% p.a.
KES 50,000 - KES 12,000,000
- âSACCO for Kenya's telecom and postal sector
- âLow 11.5% rate with Telkom/Posta common bond
Tembo SACCO Development Loan
Tembo SACCO
11% p.a.
KES 100,000 - KES 15,000,000
- âDedicated SACCO for Kenya Pipeline Company employees
- âAccess at KPC depot locations across the country
Tower SACCO Loan
Tower SACCO
14% p.a.
KES 5,000 - KES 3,000,000
- âOpen membership SACCO
- âLoans up to 3x deposits
Trans-Nation SACCO Development Loan
Trans-Nation SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- â15% dividend on shares (2024)
- âKES 12.02 billion in assets
Ukulima SACCO Development Loan
Ukulima SACCO
12% p.a.
KES 50,000 - KES 12,000,000
- âHistoric SACCO rooted in Ministry of Agriculture common bond
- âFarm input loan timed to planting seasons
UN SACCO Loan
United Nations SACCO
10% - 12%p.a.
KES 100,000 - KES 30,000,000
- âLowest interest rates from 10%
- â4x loan multiplier
Unaitas SACCO Loan
IlipendekezwaUnaitas SACCO
14% p.a.
KES 5,000 - KES 5,000,000
- âOpen membership SACCO
- âLoans up to 3x your deposits
Universal Traders SACCO Development Loan
Universal Traders SACCO
13% p.a.
KES 30,000 - KES 8,000,000
- âTrader-focused SACCO for Eastern Kenya markets
- âShort-tenure working capital loan 6-12 months
Winas SACCO Development Loan
IlipendekezwaWinas SACCO
12% p.a.
KES 50,000 - KES 10,000,000
- â45,000+ active members
- âKES 14.4 billion in assets (2024)
Yetu SACCO Development Loan
Yetu SACCO
12.5% p.a.
KES 30,000 - KES 6,000,000
- âCentral Kenya community SACCO in Kiambu
- âCoffee farmer bonus-backed loan
Vidokezo vya Kupata Mikopo ya SACCO katika Kilifi
- đĄTourism businesses should time loan applications before peak season
- đĄMobile money is widely used - consider digital lenders for quick access
- đĄFishing cooperatives can access group lending products
- đĄCheck for NGO-backed microfinance options with favorable terms
Jinsi ya Kuomba Mikopo ya SACCO katika Kilifi
- Linganisha: Tumia PesaMarket kulinganisha mikopo ya sacco kutoka benki 3+
- Kagua sifa: Kagua mahitaji ya bidhaa unayopendelea - kipato, umri, hali ya CRB
- Kusanya nyaraka: Andaa kitambulisho, KRA PIN, payslips au taarifa za M-Pesa
- Omba: Tembelea tawi katika Kilifi au omba mtandaoni kupitia tovuti/ programu ya benki
- Subiri idhini: Mikopo mingi mikopo ya sacco inashughulikiwa ndani ya masaa 24-72
Maswali Yanayoulizwa Mara kwa Mara: Mikopo ya SACCO katika Kilifi
Ni zipi Mikopo ya SACCO bora katika Kaunti ya Kilifi?
Mikopo bora ya mikopo ya sacco katika Kaunti ya Kilifi inajumuisha bidhaa kutoka KCB, Equity Bank, Co-operative Bank. Viwango vya riba vinanzia karibu 14.9% p.a. kulingana na bidhaa na wasifu wako wa mkopo. Linganisha chaguzi zote 69+ kwenye PesaMarket ili kupata inayokufaa.
Ninaomba vipi mikopo ya sacco katika Kilifi?
Ku-apply mikopo ya sacco katika Kilifi: 1) Linganisha products kwenye PesaMarket kupata best rates. 2) Angalia eligibility requirements kwa option yako. 3) Tembelea branch katika Kilifi au Malindi au apply online. 4) Submit documents required ikiwa ni pamoja na ID, KRA PIN, na proof of income. Applications nyingi zinashughulikiwa ndani ya masaa 24-48.
Ni benki zipi zina matawi katika Kaunti ya Kilifi?
Benki kuu zenye matawi katika Kaunti ya Kilifi ni pamoja na: KCB (5 mashina - Kilifi, Malindi, Watamu); Equity Bank (4 mashina - Kilifi, Malindi); Co-operative Bank (3 mashina - Kilifi, Malindi). Pia unaweza kupata huduma za benki za simu na mikopo ya kidijitali kutoka popote katika Kilifi.
Ni mshahara gani wa chini ili kustahiki kwa mikopo ya sacco katika Kilifi?
Minimum salary requirements kwa mikopo ya sacco katika Kilifi zinatofautiana na provider. Banks nyingi zinahitaji minimum monthly income ya KES 15,000-30,000 kwa mikopo ya kibinafsi. Digital lenders kama Branch, Tala, na M-Shwari wana lower requirements. Self-employed wanaweza qualify na 6+ months M-Pesa statements au business records.
Je, kuna mikopo ya sacco bila ukaguzi wa CRB katika Kilifi?
Watoa mikopo wa kidijitali katika Kilifi wanatoa mikopo ya sacco zenye mahitaji ya CRB yasiyo na ukakasi. M-Shwari, Fuliza, na baadhi ya watoa mikopo wa programu wanaweza kuidhinisha mikopo kwa wakopaji wa mara ya kwanza au wale wanaojenga tena mkopo. Hata hivyo, benki nyingi zitakagua hali yako ya CRB. Unaweza kuangalia ripoti yako ya CRB bure mara moja kwa mwaka katika ofisi yoyote ya CRB.
Mikopo ya SACCO katika Kaunti za Coast za Karibu
Bidhaa Nyingine za Kifedha katika Kilifi
Pia katika Kilifi
Mikopo ya SACCO katika Miji Mikuu ya Kilifi
Iwe uko katika Kilifi, Malindi, Watamu, Gede, au sehemu nyingine yoyote ya Kaunti ya Kilifi, unaweza kupata mikopo ya sacco kutoka kwa taasisi za kifedha zinazoongoza. Kilifi ina matawi mengi ya benki, lakini huduma za benki za simu na mikopo ya kidijitali zinapatikana katika eneo lote la Coast. Jukwaa letu linakusaidia kulinganisha viwango na kupata mikopo ya sacco bora kwa mahitaji yako.
Uko Tayari Ku-Apply?
Linganishia 69+ mikopo ya sacco kutoka kwa benki bora katika Kilifi. Pata viwango bora na omba mtandaoni leo.