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🇰đŸ‡Ē KWA KIBURI WA KENYA

Mikopo ya SACCO nchini Kenya

Linganisha mikopo ya SACCO yenye riba ya 10-14%. Pata gawio hadi 20% ukikopa. Jiunge na SACCO bora kama Stima, Mwalimu, na Winas.

|Ilithibitishwa mwisho: Jan 14, 2026

Kuna 21 mikopo ya sacco zinazopatikana nchini Kenya na viwango vya riba kuanzia 10% hadi 14% kwa mwaka. Kiasi cha mkopo kinaanzia KES 5,000 hadi KES 30,000,000. PesaMarket husasisha data hii mara kwa mara.

Inaonyesha 21 kati ya 21 bidhaa

⭐ Doctors

Afya SACCO Loan

Afya SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
3-5 days
Ada ya Usindikaji
1%
  • Exclusive for healthcare professionals
  • 12% competitive interest rate
Omba Sasa
⭐ Anyone seeking high dividends

Cosmopolitan SACCO Development Loan

Cosmopolitan SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 16% dividend on shares (2024)
  • 12.4% interest on deposits
Omba Sasa
⭐ Civil servants

Harambee SACCO Loan

Harambee SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
3-5 days
Ada ya Usindikaji
1%
  • Highest multiplier - up to 4x deposits
  • Lowest rate at 12% p.a.
Omba Sasa
⭐ Government employees

Hazina SACCO Development Loan

Hazina SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • KES 12.7 billion in assets
  • Strong government employee base
Omba Sasa
⭐ Coastal residents

Imarika SACCO Development Loan

Imarika SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • Mombasa-based SACCO
  • Strong coastal presence
Omba Sasa
⭐ Bank employees

Kenya Bankers SACCO Loan

Kenya Bankers SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 15000K
Muda wa Uidhinishaji
5-7 days
Ada ya Usindikaji
1%
  • Exclusive for banking professionals
  • 4x loan multiplier
Omba Sasa
⭐ Kenya Police officers

Kenya Police SACCO Loan

Kenya Police SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
3-5 days
Ada ya Usindikaji
1%
  • Loans up to 3x your deposits
  • Competitive 12% interest rate
Omba Sasa
⭐ Magadi Soda employees

Magadi SACCO Development Loan

Magadi SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
1%
  • 20%+ dividend on shares - top tier
  • Mining sector SACCO
Omba Sasa
⭐ Anyone seeking competitive returns

Mentor SACCO Development Loan

Mentor SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 8000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 15% dividend on shares (2024)
  • Open membership
Omba Sasa
⭐ Teachers (TSC employees)

Mwalimu National SACCO Development Loan

Mwalimu National SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 15000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • Kenya's largest SACCO with 100,000+ members
  • Borrow up to 4 times your deposits
Omba Sasa
⭐ Nation Media employees

Nation SACCO Development Loan

Nation SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
1%
  • 20% dividend on shares - highest tier in Kenya
  • 11% interest on deposits
Omba Sasa
⭐ High dividend seekers

Nyati SACCO Development Loan

Nyati SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 20%+ dividend on shares - top tier
  • Competitive deposit interest
Omba Sasa
⭐ KPA employees

Ports SACCO Development Loan

Ports SACCO (Mombasa Port)

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 8000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
1%
  • 20% dividend on shares (2024) - among highest in Kenya
  • 12.5% interest on deposits
Omba Sasa
⭐ Safaricom employees

Safaricom SACCO Loan

Safaricom SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 20000K
Muda wa Uidhinishaji
3-5 days
Ada ya Usindikaji
1%
  • Exclusive Safaricom employee SACCO
  • 4x loan multiplier
Omba Sasa
⭐ Open membership seekers

Solution SACCO Development Loan

Solution SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 8000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 15% dividend on shares
  • Open membership
Omba Sasa
⭐ Energy sector employees

Stima SACCO Development Loan

Stima SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
1%
  • Borrow up to 4 times your deposits
  • Low 12% interest on reducing balance
Omba Sasa
⭐ Chama groups

Tower SACCO Loan

Tower SACCO

Kiwango cha Riba
14%
kwa mwaka
Kiasi cha Juu
KES 3000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • Open membership SACCO
  • Loans up to 3x deposits
Omba Sasa
⭐ Anyone seeking good returns

Trans-Nation SACCO Development Loan

Trans-Nation SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 15% dividend on shares (2024)
  • KES 12.02 billion in assets
Omba Sasa
⭐ UN agency employees

UN SACCO Loan

United Nations SACCO

Kiwango cha Riba
10% - 12%
kwa mwaka
Kiasi cha Juu
KES 30000K
Muda wa Uidhinishaji
5-7 days
Ada ya Usindikaji
0.5%
  • Lowest interest rates from 10%
  • 4x loan multiplier
Omba Sasa
⭐ Self-employed individuals

Unaitas SACCO Loan

Unaitas SACCO

Kiwango cha Riba
14%
kwa mwaka
Kiasi cha Juu
KES 5000K
Muda wa Uidhinishaji
24-48 hours
Ada ya Usindikaji
1.5%
  • Open membership SACCO
  • Loans up to 3x your deposits
Omba Sasa
⭐ High dividend seekers

Winas SACCO Development Loan

Winas SACCO

Kiwango cha Riba
12%
kwa mwaka
Kiasi cha Juu
KES 10000K
Muda wa Uidhinishaji
24-72 hours
Ada ya Usindikaji
1%
  • 45,000+ active members
  • KES 14.4 billion in assets (2024)
Omba Sasa

Ushauri wa Mtaalamu

“SACCO loans typically offer rates 3-5% lower than commercial banks, but you need to save with the SACCO for 3-6 months first. Start saving early to unlock the best borrowing terms.”

P
PesaMarket Research Team

Financial Analysis

Tafuta Sacco Loans kwa Kaunti

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